MPB · Mid Penn Bancorp Inc - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · MPB

1Y 3Y 5Y Max

Annual Quarterly

Income Statement

Line item	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$2.83M◇	$4.68M◇	$4.02M◇	$1.61M◇	$64.0K◇	-
Cost of Revenue	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-
R&D	-	-	-	-	-	-
SG&A	-	-	-	-	-	-
Total Operating Expenses	-	-	-	-	-	-
D&A	$4.86M	$4.87M	$4.90M	$4.28M	$3.32M	$3.20M
Operating Income	$72.37M	$60.03M	$44.69M	$67.35M	$31.34M	$31.34M
Interest Expense	-	-	$89.37M	$17.77M	$14.75M	$19.73M
Income Tax	$16.12M	$10.60M	$7.30M	$12.54M	$6.73M	$5.13M
Net Income	$56.25M	$49.44M	$37.40M	$54.81M	$29.32M	$26.21M
EPS - Basic	$2.59	$2.90	$2.29	$3.44	$2.71	$3.11
EPS - Diluted	$2.55	$2.90	$2.29	$3.44	$2.71	$3.10

Balance Sheet

Line item	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Cash & Equivalents	-	-	-	-	-	-
Accounts Receivable	-	-	-	-	-	-
Inventory	-	-	-	-	-	-
Accounts Payable	-	-	-	-	-	-
Current Assets	-	-	-	-	-	-
Total Assets	$6.13B	$5.47B	$5.29B	$4.50B	$4.69B	$3.00B
Current Liabilities	-	-	-	-	-	-
Long-term Debt	-	-	-	-	-	-
Total Liabilities	$5.32B	$4.82B	$4.75B	$3.99B	$4.20B	$2.74B
Stockholders' Equity	$814.06M	$655.02M	$542.35M	$512.10M	$490.08M	$255.69M
Retained Earnings	$219.69M	$181.60M	$145.98M	$133.11M	$91.04M	$70.17M

Cash Flow

Line item	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Operating Cash Flow	$80.03M	$51.39M	$51.94M	$59.99M	$65.90M	$14.07M
Investing Cash Flow	$83.17M	($208.74M)	($408.52M)	($704.71M)	$169.37M	($588.91M)
Financing Cash Flow	($134.85M)	$131.16M	$392.47M	($208.15M)	$374.76M	$739.54M
CapEx	$8.23M	$6.92M	$2.77M	$4.25M	$3.50M	$3.69M
Free Cash Flow	$71.80M	$44.47M	$49.17M	$55.74M	$62.40M	$10.38M

Ratios

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Profitability
Gross margin	-	-	-	-	-	-
Operating margin	2555.4%	1282.7%	1112.1%	4190.9%	48967.2%	-
EBITDA margin	2726.9%	1386.7%	1234.0%	4457.4%	54148.4%	-
Net margin	1986.2%	1056.3%	930.5%	3410.5%	45810.9%	-
Free cash flow margin	2535.3%	950.3%	1223.4%	3468.7%	97503.1%	-
FCF / Net income	1.28	0.90	1.31	1.02	2.13	0.40
R&D / Revenue	-	-	-	-	-	-
SG&A / Revenue	-	-	-	-	-	-
Effective tax rate	22.3%	17.6%	16.3%	18.6%	18.7%	16.4%
Return on assets	0.9%	0.9%	0.7%	1.2%	0.6%	0.9%
Return on equity	6.9%	7.5%	6.9%	10.7%	6.0%	10.3%
Return on invested capital	-	-	-	-	-	-
Liquidity
Current ratio	-	-	-	-	-	-
Quick ratio	-	-	-	-	-	-
Cash ratio	-	-	-	-	-	-
Leverage
Debt / Equity	-	-	-	-	-	-
Debt / Assets	-	-	-	-	-	-
Debt / EBITDA	-	-	-	-	-	-
Interest coverage	-	-	0.5x	3.8x	2.1x	1.6x
Equity multiplier	7.53	8.35	9.76	8.78	9.57	11.73
Liabilities / Assets	0.87	0.88	0.90	0.89	0.90	0.91
Efficiency
Asset turnover	0.00	0.00	0.00	0.00	0.00	-
Inventory turnover	-	-	-	-	-	-
Days sales outstanding	-	-	-	-	-	-
Days inventory outstanding	-	-	-	-	-	-
Days payable outstanding	-	-	-	-	-	-
Cash conversion cycle	-	-	-	-	-	-
Valuation
P / E	12.2x	9.9x	10.6x	8.7x	11.7x	7.1x
P / B	0.8x	0.8x	0.7x	0.9x	0.7x	0.7x
P / S	241.2x	105.2x	98.8x	297.2x	5365.8x	-
EV / EBITDA	8.8x	7.6x	8.0x	6.7x	9.9x	5.4x
Growth
Revenue growth (YoY)	-39.5%	16.4%	150.1%	2410.9%	-	-
Revenue CAGR (3y)	20.8%	318.2%	-	-	-	-
Revenue CAGR (5y)	-	-	-	-	-	-
Gross profit growth (YoY)	-	-	-	-	-	-
Operating income growth (YoY)	20.6%	34.3%	-33.6%	114.9%	0.0%	46.3%
Net income growth (YoY)	13.8%	32.2%	-31.8%	86.9%	11.9%	48.1%
EPS growth (YoY)	-12.1%	26.6%	-33.4%	26.9%	-12.6%	85.6%
EPS CAGR (3y)	-9.5%	2.3%	-9.6%	27.2%	-	-
EPS CAGR (5y)	-3.8%	11.7%	-	-	-	16.1%
FCF growth (YoY)	61.5%	-9.5%	-11.8%	-10.7%	500.9%	163.2%
FCF CAGR (5y)	47.2%	62.3%	30.7%	61.9%	23.8%	-2.4%
Book value growth (YoY)	24.3%	20.8%	5.9%	4.5%	91.7%	7.5%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Product / service

$14.59M total

Fiduciary And Trust$5.30M · 36.3%

Debit Card$3.95M · 27.1%

Mortgage Banking$2.83M · 19.4%

Deposit Account$2.50M · 17.1%

Mortgage Hedging$12.0K · 0.1%

Stability scores

Piotroski F-score

FY 2025 · 9-point quality

4/9

Neutral

✓Net income positive
✓Operating cash flow positive
✓ROA improved YoY
✓Cash flow > net income
-Long-term debt decreased
-Current ratio improved
✗No share dilution
-Gross margin improved
✗Asset turnover improved

Peer comparison

Same SIC group: State Commercial Banks

Company	Revenue (last FY)	Net margin	ROE
ASB	-	-	9.5%
CZNC	$5.98M	392.0%	6.9%
SBSI	-	-	8.2%
CBSH	-	-	14.9%
BUSE	$719.58M	18.8%	5.5%

Comparing MID PENN BANCORP INC against the 5 most active filers in the same SIC group.

Dividends

$0.91/share trailing 12 months · +13.7% YoY

Ex-date	Per share
May 4, 2026	$0.2200
Feb 6, 2026	$0.2700
Nov 10, 2025	$0.2200
Aug 8, 2025	$0.2000
May 8, 2025	$0.2000
Feb 7, 2025	$0.2000
Nov 8, 2024	$0.2000
Aug 9, 2024	$0.2000
May 9, 2024	$0.2000
Feb 8, 2024	$0.2000
Nov 9, 2023	$0.2000
Aug 9, 2023	$0.2000
May 9, 2023	$0.2000
Feb 9, 2023	$0.2000
Nov 9, 2022	$0.2000
Aug 9, 2022	$0.2000
May 9, 2022	$0.2000
Feb 10, 2022	$0.2000
Nov 9, 2021	$0.2000
Aug 9, 2021	$0.2000
May 7, 2021	$0.2000
Feb 9, 2021	$0.1900
Jan 8, 2021	$0.0500
Nov 9, 2020	$0.1800

Cells marked with a small ◇ are sourced from SEC's bulk Financial Statement Data Sets, which can lose dimensional context (notably Revenue and Operating Income for issuers that report by segment). These cells will be replaced with authoritative values from the Company Facts API as the backfill completes.