MOFG · Midwestone Financial Group, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $21.49M | $12.57M | $19.59M | - | ($130.20M) | $20.87M | $4.23M | - | $11.34M | $9.19M |
| Interest Expense | - | - | - | - | - | - | $34.80M | - | $29.00M | $24.39M |
| Income Tax | $4.48M | $2.60M | $4.46M | - | ($34.49M) | $5.05M | $958.0K | - | $2.20M | $1.60M |
| Net Income | $17.02M | $9.98M | $15.14M | - | ($95.71M) | $15.82M | $3.27M | - | $9.14M | $7.59M |
| EPS - Basic | $0.82 | $0.48 | $0.73 | - | ($6.05) | $1.00 | $0.21 | - | $0.58 | $0.48 |
| EPS - Diluted | $0.82 | $0.48 | $0.73 | - | ($6.05) | $1.00 | $0.21 | - | $0.58 | $0.48 |
Balance Sheet
| Line item | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $272.24M | $169.44M | $250.91M | $204.90M | $201.87M | $101.57M | $97.76M | $81.73M | $74.79M | $144.56M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $6.25B | $6.16B | $6.25B | $6.24B | $6.55B | $6.58B | $6.75B | $6.43B | $6.47B | $6.52B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $5.64B | $5.57B | $5.67B | $5.68B | $5.99B | $6.04B | $6.22B | $5.90B | $5.96B | $6.02B |
| Stockholders' Equity | $606.06M | $589.04M | $579.63M | $559.70M | $562.24M | $543.29M | $528.04M | $524.38M | $505.41M | $501.34M |
| Retained Earnings | $244.72M | $232.72M | $227.79M | $217.78M | $206.49M | $306.03M | $294.07M | $294.78M | $295.86M | $290.55M |
Cash Flow
| Line item | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | $8.68M | - | - | - | $9.59M | - | - | - |
| Investing Cash Flow | - | - | $35.46M | - | - | - | ($38.34M) | - | - | - |
| Financing Cash Flow | - | - | $1.87M | - | - | - | $44.78M | - | - | - |
| CapEx | - | - | $410.0K | - | - | - | $519.0K | - | - | - |
| Free Cash Flow | - | - | $8.27M | - | - | - | $9.07M | - | - | - |
Ratios
| Metric | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | 0.55 | - | - | - | 2.77 | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 20.8% | 20.6% | 22.7% | - | - | 24.2% | 22.7% | - | 19.4% | 17.4% |
| Return on assets | 0.3% | 0.2% | 0.2% | - | -1.5% | 0.2% | 0.0% | - | 0.1% | 0.1% |
| Return on equity | 2.8% | 1.7% | 2.6% | - | -17.0% | 2.9% | 0.6% | - | 1.8% | 1.5% |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | 0.1x | - | 0.4x | 0.4x |
| Equity multiplier | 10.31 | 10.46 | 10.79 | 11.14 | 11.65 | 12.11 | 12.78 | 12.26 | 12.80 | 13.01 |
| Liabilities / Assets | 0.90 | 0.90 | 0.91 | 0.91 | 0.91 | 0.92 | 0.92 | 0.92 | 0.92 | 0.92 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | - | - | - | - | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | - | -39.8% | 363.6% | - | - | 127.1% | 137.7% | - | -50.8% | -45.0% |
| Net income growth (YoY) | - | -36.9% | 363.1% | - | - | 108.3% | 134.0% | - | -50.1% | -39.8% |
| EPS growth (YoY) | - | -52.0% | 247.6% | - | - | 108.3% | 133.3% | - | -50.4% | -40.0% |
| EPS CAGR (3y) | -11.2% | -15.7% | -6.0% | - | - | -2.5% | -46.2% | - | - | -13.0% |
| EPS CAGR (5y) | - | -8.0% | - | - | - | 6.8% | -18.9% | - | 1.1% | -6.5% |
| FCF growth (YoY) | - | - | -8.9% | - | - | - | -47.3% | - | - | - |
| FCF CAGR (5y) | - | - | -17.0% | - | - | - | -4.1% | - | - | - |
| Book value growth (YoY) | 7.8% | 8.4% | 9.8% | 6.7% | 11.2% | 8.4% | 5.5% | 6.4% | 7.0% | 2.6% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing MidWestOne Financial Group against the 5 most active filers in the same SIC group.