MFIN · Medallion Financial Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $8.32M | $6.22M | $5.24M | $5.23M | $6.52M | $7.71M |
| Operating Income | $79.89M | $62.94M | $86.04M | $67.85M | $81.87M | ($36.98M) |
| Interest Expense | - | - | $62.95M | $36.19M | $34.15M | - |
| Income Tax | $24.54M | $21.01M | $24.91M | $17.96M | $24.22M | ($10.07M) |
| Net Income | $43.04M | $35.88M | $55.08M | $43.84M | ($34.78M) | ($26.91M) |
| EPS - Basic | $1.89 | $1.59 | $2.45 | $1.86 | $2.20 | ($1.42) |
| EPS - Diluted | $1.78 | $1.52 | $2.37 | $1.83 | $2.17 | ($1.42) |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $136.27M | $98.24M | $52.59M | $33.17M | $64.48M | $54.74M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $2.96B | $2.87B | $2.59B | $2.26B | $1.87B | $1.64B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | $215.99M | $232.16M | $235.54M | $214.32M | $219.97M | $153.72M |
| Total Liabilities | $2.45B | $2.43B | $2.18B | $1.89B | $1.52B | $1.34B |
| Stockholders' Equity | $408.62M | $370.17M | $342.99M | $301.74M | $287.04M | $231.41M |
| Retained Earnings | $162.37M | $130.26M | $103.88M | $66.67M | $30.61M | ($23.50M) |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $126.28M | $115.51M | $113.76M | $108.74M | $78.73M | $78.71M |
| Investing Cash Flow | ($124.49M) | ($335.78M) | ($340.70M) | ($449.00M) | ($238.32M) | ($170.96M) |
| Financing Cash Flow | $30.20M | $239.99M | $271.18M | $321.38M | $172.04M | $136.47M |
| CapEx | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 36.3% | 36.9% | 31.1% | 29.1% | - | - |
| Return on assets | 1.5% | 1.3% | 2.1% | 1.9% | -1.9% | -1.6% |
| Return on equity | 10.5% | 9.7% | 16.1% | 14.5% | -12.1% | -11.6% |
| Return on invested capital | 8.1% | 6.6% | 10.2% | 9.3% | 12.8% | -7.6% |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | 0.53 | 0.63 | 0.69 | 0.71 | 0.77 | 0.66 |
| Debt / Assets | 0.07 | 0.08 | 0.09 | 0.09 | 0.12 | 0.09 |
| Debt / EBITDA | 2.45 | 3.36 | 2.58 | 2.93 | 2.49 | - |
| Interest coverage | - | - | 1.4x | 1.9x | 2.4x | - |
| Equity multiplier | 7.23 | 7.75 | 7.54 | 7.49 | 6.53 | 7.10 |
| Liabilities / Assets | 0.83 | 0.85 | 0.84 | 0.84 | 0.81 | 0.81 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 5.8x | 6.2x | 4.2x | 3.9x | 2.7x | - |
| P / B | 0.6x | 0.6x | 0.7x | 0.6x | 0.5x | 0.5x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | 3.7x | 5.1x | 4.5x | 4.8x | 3.4x | - |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 26.9% | -26.8% | 26.8% | -17.1% | - | - |
| Net income growth (YoY) | 20.0% | -34.9% | 25.6% | - | -29.3% | - |
| EPS growth (YoY) | 17.1% | -35.9% | 29.5% | -15.7% | - | -1928.6% |
| EPS CAGR (3y) | -0.9% | -11.2% | - | - | 30.8% | - |
| EPS CAGR (5y) | - | - | 19.6% | - | - | - |
| FCF growth (YoY) | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - |
| Book value growth (YoY) | 10.4% | 7.9% | 13.7% | 5.1% | 24.0% | -12.1% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- ✓Long-term debt decreased
- -Current ratio improved
- ✗No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: Finance Services
Comparing MEDALLION FINANCIAL CORP against the 5 most active filers in the same SIC group.
Dividends
$0.50/share trailing 12 months · +13.6% YoY
| Ex-date | Per share |
|---|---|
| May 11, 2026 | $0.1400 |
| Mar 19, 2026 | $0.1200 |
| Nov 12, 2025 | $0.1200 |
| Aug 15, 2025 | $0.1200 |
| May 15, 2025 | $0.1200 |
| Mar 17, 2025 | $0.1100 |
| Nov 15, 2024 | $0.1100 |
| Aug 15, 2024 | $0.1000 |
| May 14, 2024 | $0.1000 |
| Mar 14, 2024 | $0.1000 |
| Nov 14, 2023 | $0.1000 |
| Aug 14, 2023 | $0.0800 |
| May 12, 2023 | $0.0800 |
| Mar 14, 2023 | $0.0800 |
| Nov 14, 2022 | $0.0800 |
| Aug 12, 2022 | $0.0800 |
| May 13, 2022 | $0.0800 |
| Mar 11, 2022 | $0.0800 |
| Nov 28, 2016 | $0.0500 |
| Aug 22, 2016 | $0.0500 |
| May 16, 2016 | $0.2500 |
| Mar 29, 2016 | $0.2500 |
| Nov 10, 2015 | $0.2500 |
| Aug 13, 2015 | $0.2500 |