MFIN · Medallion Financial Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $2.04M | - | $600.0K | $600.0K | $2.10M | - | $100.0K | $100.0K | $1.38M | - |
| Operating Income | $11.62M | - | $19.48M | $19.47M | $20.24M | - | $14.18M | $12.39M | $17.89M | - |
| Interest Expense | - | - | - | - | - | - | - | $20.84M | $19.15M | - |
| Income Tax | $4.33M | - | $5.86M | $5.80M | $6.71M | - | $4.05M | $3.78M | $6.36M | - |
| Net Income | $4.95M | - | $7.76M | $11.07M | $12.01M | - | $8.61M | $7.10M | $10.02M | - |
| EPS - Basic | $0.21 | - | $0.34 | $0.49 | $0.53 | - | $0.38 | $0.31 | $0.44 | - |
| EPS - Diluted | $0.20 | - | $0.32 | $0.46 | $0.50 | - | $0.37 | $0.30 | $0.42 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $93.92M | $136.27M | $72.46M | $110.36M | $131.51M | $98.24M | $120.59M | $87.72M | $54.78M | $52.59M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $2.95B | $2.96B | $2.90B | $2.88B | $2.85B | $2.87B | $2.88B | $2.76B | $2.62B | $2.59B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $214.16M | $215.99M | $215.70M | $199.93M | $199.66M | $232.16M | $232.04M | $230.80M | $225.56M | $235.54M |
| Total Liabilities | $2.44B | $2.45B | $2.40B | $2.35B | $2.40B | $2.43B | $2.45B | $2.34B | $2.20B | $2.18B |
| Stockholders' Equity | $408.08M | $408.62M | $397.45M | $389.90M | $380.22M | $370.17M | $362.39M | $354.00M | $349.04M | $342.99M |
| Retained Earnings | $164.47M | $162.37M | $152.97M | $148.00M | $139.72M | $130.26M | $122.64M | $116.33M | $111.57M | $103.88M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $41.32M | - | - | - | $36.26M | - | - | - | $32.26M | - |
| Investing Cash Flow | ($86.03M) | - | - | - | ($4.70M) | - | - | - | ($32.91M) | - |
| Financing Cash Flow | ($18.20M) | - | - | - | ($43.14M) | - | - | - | $19.93M | - |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 46.6% | - | 43.0% | 34.4% | 35.8% | - | 32.0% | 34.8% | 38.8% | - |
| Return on assets | 0.2% | - | 0.3% | 0.4% | 0.4% | - | 0.3% | 0.3% | 0.4% | - |
| Return on equity | 1.2% | - | 2.0% | 2.8% | 3.2% | - | 2.4% | 2.0% | 2.9% | - |
| Return on invested capital | 1.0% | - | 1.8% | 2.2% | 2.2% | - | 1.6% | 1.4% | 1.9% | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 0.52 | 0.53 | 0.54 | 0.51 | 0.53 | 0.63 | 0.64 | 0.65 | 0.65 | 0.69 |
| Debt / Assets | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.08 | 0.08 | 0.08 | 0.09 | 0.09 |
| Debt / EBITDA | 15.68 | - | 10.74 | 9.96 | 8.94 | - | 16.25 | 18.47 | 11.70 | - |
| Interest coverage | - | - | - | - | - | - | - | 0.6x | 0.9x | - |
| Equity multiplier | 7.23 | 7.23 | 7.30 | 7.39 | 7.49 | 7.75 | 7.95 | 7.80 | 7.50 | 7.54 |
| Liabilities / Assets | 0.83 | 0.83 | 0.83 | 0.82 | 0.84 | 0.85 | 0.85 | 0.85 | 0.84 | 0.84 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 42.8x | - | 31.6x | 20.7x | 17.4x | - | 22.0x | 25.6x | 18.8x | - |
| P / B | 0.5x | - | 0.6x | 0.6x | 0.5x | - | 0.5x | 0.5x | 0.5x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 24.2x | - | 19.4x | 15.9x | 12.4x | - | 21.2x | 25.9x | 18.6x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | -42.6% | - | 37.4% | 57.1% | 13.1% | - | -27.2% | -41.4% | -23.1% | - |
| Net income growth (YoY) | -58.8% | - | -9.8% | 55.9% | 19.9% | - | -23.3% | -49.9% | -34.7% | - |
| EPS growth (YoY) | -60.0% | - | -13.5% | 53.3% | 19.0% | - | -22.9% | -51.6% | -37.3% | - |
| EPS CAGR (3y) | -33.2% | - | 0.0% | -5.2% | 8.6% | - | -16.7% | -9.9% | 7.3% | - |
| EPS CAGR (5y) | -10.1% | - | - | - | - | - | 13.1% | - | 53.1% | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 7.3% | 10.4% | 9.7% | 10.1% | 8.9% | 7.9% | 10.3% | 11.0% | 13.9% | 13.7% |
Peer comparison
Same SIC group: Finance Services
Comparing MEDALLION FINANCIAL CORP against the 5 most active filers in the same SIC group.
Dividends
$0.50/share trailing 12 months · +13.6% YoY
| Ex-date | Per share |
|---|---|
| May 11, 2026 | $0.1400 |
| Mar 19, 2026 | $0.1200 |
| Nov 12, 2025 | $0.1200 |
| Aug 15, 2025 | $0.1200 |
| May 15, 2025 | $0.1200 |
| Mar 17, 2025 | $0.1100 |
| Nov 15, 2024 | $0.1100 |
| Aug 15, 2024 | $0.1000 |
| May 14, 2024 | $0.1000 |
| Mar 14, 2024 | $0.1000 |
| Nov 14, 2023 | $0.1000 |
| Aug 14, 2023 | $0.0800 |
| May 12, 2023 | $0.0800 |
| Mar 14, 2023 | $0.0800 |
| Nov 14, 2022 | $0.0800 |
| Aug 12, 2022 | $0.0800 |
| May 13, 2022 | $0.0800 |
| Mar 11, 2022 | $0.0800 |
| Nov 28, 2016 | $0.0500 |
| Aug 22, 2016 | $0.0500 |
| May 16, 2016 | $0.2500 |
| Mar 29, 2016 | $0.2500 |
| Nov 10, 2015 | $0.2500 |
| Aug 13, 2015 | $0.2500 |