LNKB · Linkbancorp, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Revenue | $186.50M | $167.59M | - | - | - |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| R&D | - | - | - | - | - |
| SG&A | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - |
| D&A | $1.65M | $1.89M | $1.12M | $850.0K | $244.0K |
| Operating Income | $42.60M | $33.59M | ($15.33M) | $6.82M | $4.84M |
| Interest Expense | - | - | $26.49M | $7.28M | $2.72M |
| Income Tax | $9.09M | $7.39M | ($3.36M) | $1.22M | $645.0K |
| Net Income | $33.51M | $26.21M | ($11.97M) | $5.60M | $4.19M |
| EPS - Basic | $0.90 | $0.71 | ($0.67) | $0.49 | $0.74 |
| EPS - Diluted | $0.90 | $0.71 | ($0.67) | $0.49 | $0.74 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | $52.29M | $166.10M | $80.19M | $30.01M | $22.59M |
| Accounts Receivable | - | - | - | - | - |
| Inventory | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - |
| Current Assets | - | - | - | - | - |
| Total Assets | $3.07B | $2.88B | $2.67B | $1.16B | $932.76M |
| Current Liabilities | - | - | - | - | - |
| Long-term Debt | $177.28M | $112.55M | $72.03M | $61.42M | $40.51M |
| Total Liabilities | $2.76B | $2.60B | $2.40B | $1.03B | $823.14M |
| Stockholders' Equity | $306.43M | $280.22M | $265.31M | $138.55M | $109.62M |
| Retained Earnings | $42.30M | $19.95M | $4.84M | $27.10M | $24.84M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | $25.27M | $25.44M | ($10.0K) | $2.34M | $3.13M |
| Investing Cash Flow | ($380.10M) | ($122.02M) | $58.58M | ($222.59M) | ($38.82M) |
| Financing Cash Flow | $241.03M | $182.49M | ($8.39M) | $227.67M | $41.15M |
| CapEx | $1.46M | $2.88M | $1.15M | $2.30M | $109.0K |
| Free Cash Flow | $23.80M | $22.56M | ($1.16M) | $40.0K | $3.02M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Profitability | |||||
| Gross margin | - | - | - | - | - |
| Operating margin | 22.8% | 20.0% | - | - | - |
| EBITDA margin | 23.7% | 21.2% | - | - | - |
| Net margin | 18.0% | 15.6% | - | - | - |
| Free cash flow margin | 12.8% | 13.5% | - | - | - |
| FCF / Net income | 0.71 | 0.86 | 0.10 | 0.01 | 0.72 |
| R&D / Revenue | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - |
| Effective tax rate | 21.3% | 22.0% | - | 17.9% | 13.3% |
| Return on assets | 1.1% | 0.9% | -0.4% | 0.5% | 0.4% |
| Return on equity | 10.9% | 9.4% | -4.5% | 4.0% | 3.8% |
| Return on invested capital | 6.9% | 6.7% | -3.6% | 2.8% | 2.8% |
| Liquidity | |||||
| Current ratio | - | - | - | - | - |
| Quick ratio | - | - | - | - | - |
| Cash ratio | - | - | - | - | - |
| Leverage | |||||
| Debt / Equity | 0.58 | 0.40 | 0.27 | 0.44 | 0.37 |
| Debt / Assets | 0.06 | 0.04 | 0.03 | 0.05 | 0.04 |
| Debt / EBITDA | 4.01 | 3.17 | - | 8.01 | 7.97 |
| Interest coverage | - | - | -0.6x | 0.9x | 1.8x |
| Equity multiplier | 10.02 | 10.27 | 10.06 | 8.40 | 8.51 |
| Liabilities / Assets | 0.90 | 0.90 | 0.90 | 0.88 | 0.88 |
| Efficiency | |||||
| Asset turnover | 0.06 | 0.06 | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - |
| Valuation | |||||
| P / E | 9.2x | 10.5x | - | 19.1x | 16.5x |
| P / B | 1.0x | 1.0x | 0.5x | 0.8x | 0.6x |
| P / S | 1.7x | 1.7x | - | - | - |
| EV / EBITDA | 9.8x | 6.3x | - | 17.9x | 17.2x |
| Growth | |||||
| Revenue growth (YoY) | 11.3% | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - |
| Operating income growth (YoY) | 26.8% | - | - | 41.0% | - |
| Net income growth (YoY) | 27.9% | - | - | 33.5% | - |
| EPS growth (YoY) | 26.8% | - | - | -33.8% | - |
| EPS CAGR (3y) | 22.5% | -1.4% | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - |
| FCF growth (YoY) | 5.5% | - | - | -98.7% | - |
| FCF CAGR (5y) | - | - | - | - | - |
| Book value growth (YoY) | 9.4% | 5.6% | 91.5% | 26.4% | - |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✗Cash flow > net income
- ✗Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- ✓Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing LINKBANCORP against the 5 most active filers in the same SIC group.
Dividends
$0.22/share trailing 12 months · -25.0% YoY
| Ex-date | Per share |
|---|---|
| Feb 27, 2026 | $0.0750 |
| Nov 28, 2025 | $0.0750 |
| Aug 29, 2025 | $0.0750 |
| May 30, 2025 | $0.0750 |
| Feb 28, 2025 | $0.0750 |
| Nov 29, 2024 | $0.0750 |
| Aug 30, 2024 | $0.0750 |
| May 31, 2024 | $0.0750 |
| Feb 28, 2024 | $0.0750 |
| Nov 17, 2023 | $0.0750 |
| Aug 30, 2023 | $0.0750 |
| May 30, 2023 | $0.0750 |
| Feb 27, 2023 | $0.0750 |
| Nov 29, 2022 | $0.0750 |
| Aug 30, 2022 | $0.0750 |
| May 27, 2022 | $0.0750 |
| Feb 25, 2022 | $0.0750 |
| Nov 29, 2021 | $0.0750 |