LMST · Limestone Bancorp, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $1.87M | $4.68M | $2.99M | $1.67M | $1.08M | $1.24M |
| Operating Income | $24.12M | $10.63M | $10.63M | $11.00M | $10.82M | $6.55M |
| Interest Expense | $8.73M | $5.69M | $10.15M | $14.23M | $9.79M | $6.41M |
| Income Tax | $5.78M | $4.63M | $1.62M | $480.0K | $2.03M | ($31.90M) |
| Net Income | $18.34M | $14.91M | $9.01M | $10.52M | $8.79M | $38.45M |
| EPS - Basic | - | $1.96 | $1.20 | $1.41 | $1.23 | $6.15 |
| EPS - Diluted | $2.40 | $1.96 | $1.20 | $1.41 | $1.23 | $6.15 |
Balance Sheet
| Line item | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | - | - | - | $30.20M | $35.36M | $34.10M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $1.46B | $1.42B | $1.31B | $1.25B | $1.07B | $970.80M |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $1.33B | $1.28B | $1.20B | $1.14B | $977.60M | $898.13M |
| Stockholders' Equity | $133.86M | $130.96M | $116.02M | $105.75M | $92.10M | $72.67M |
| Retained Earnings | ($14.95M) | ($31.77M) | ($46.68M) | ($55.68M) | ($66.20M) | ($75.11M) |
Cash Flow
| Line item | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $25.09M | $22.29M | $21.05M | $13.22M | $12.63M | $6.11M |
| Investing Cash Flow | ($98.45M) | ($100.73M) | ($38.35M) | ($45.88M) | ($102.49M) | ($25.77M) |
| Financing Cash Flow | $40.39M | $88.35M | $54.79M | $27.50M | $91.11M | ($7.36M) |
| CapEx | $687.0K | $1.27M | $879.0K | $1.32M | $1.17M | $284.0K |
| Free Cash Flow | $24.41M | $21.02M | $20.17M | $11.90M | $11.46M | $5.83M |
Ratios
| Metric | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 1.33 | 1.41 | 2.24 | 1.13 | 1.30 | 0.15 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 23.9% | 23.7% | 15.3% | 4.4% | 18.8% | -486.7% |
| Return on assets | 1.3% | 1.1% | 0.7% | 0.8% | 0.8% | 4.0% |
| Return on equity | 13.7% | 11.4% | 7.8% | 9.9% | 9.5% | 52.9% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | 2.8x | 1.9x | 1.0x | 0.8x | 1.1x | 1.0x |
| Equity multiplier | 10.93 | 10.81 | 11.31 | 11.78 | 11.61 | 13.36 |
| Liabilities / Assets | 0.91 | 0.91 | 0.91 | 0.92 | 0.91 | 0.93 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 126.9% | 0.0% | -3.4% | 1.6% | 65.2% | - |
| Net income growth (YoY) | 23.0% | 65.6% | -14.4% | 19.6% | -77.1% | - |
| EPS growth (YoY) | 22.4% | 63.3% | -14.9% | 14.6% | -80.0% | - |
| EPS CAGR (3y) | 19.4% | 16.8% | -42.0% | - | - | 57.0% |
| EPS CAGR (5y) | -17.2% | - | - | -2.4% | - | - |
| FCF growth (YoY) | 16.1% | 4.2% | 69.5% | 3.8% | 96.7% | -1.5% |
| FCF CAGR (5y) | 33.2% | 28.9% | 40.6% | -19.5% | 4.4% | -30.2% |
| Book value growth (YoY) | 2.2% | 12.9% | 9.7% | 14.8% | 26.7% | 122.0% |
Stability scores
Piotroski F-score
FY 2022 · 9-point quality
4/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- -No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: National Commercial Banks
Comparing LIMESTONE BANCORP against the 5 most active filers in the same SIC group.