CoverageForm 410-K10-Q8-K13D13G13F

KSPI · Joint Stock Co Kaspi.kz - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Income Statement

Line itemFY 2025FY 2024FY 2023
Revenue---
Cost of Revenue---
Gross Profit---
R&D---
SG&A---
Total Operating Expenses---
D&A---
Operating Income---
Interest Expense---
Income Tax---
Net Income---
EPS - Basic---
EPS - Diluted---

Balance Sheet

Line itemFY 2025FY 2024FY 2023
Cash & Equivalents---
Accounts Receivable---
Inventory---
Accounts Payable---
Current Assets---
Total Assets---
Current Liabilities---
Long-term Debt---
Total Liabilities---
Stockholders' Equity---
Retained Earnings---

Cash Flow

Line itemFY 2025FY 2024FY 2023
Operating Cash Flow---
Investing Cash Flow---
Financing Cash Flow---
CapEx---
Free Cash Flow---

Ratios

MetricFY 2025FY 2024FY 2023
Profitability
Gross margin---
Operating margin---
EBITDA margin---
Net margin---
Free cash flow margin---
FCF / Net income---
R&D / Revenue---
SG&A / Revenue---
Effective tax rate---
Return on assets---
Return on equity---
Return on invested capital---
Liquidity
Current ratio---
Quick ratio---
Cash ratio---
Leverage
Debt / Equity---
Debt / Assets---
Debt / EBITDA---
Interest coverage---
Equity multiplier---
Liabilities / Assets---
Efficiency
Asset turnover---
Inventory turnover---
Days sales outstanding---
Days inventory outstanding---
Days payable outstanding---
Cash conversion cycle---
Valuation
P / E---
P / B---
P / S---
EV / EBITDA---
Growth
Revenue growth (YoY)---
Revenue CAGR (3y)---
Revenue CAGR (5y)---
Gross profit growth (YoY)---
Operating income growth (YoY)---
Net income growth (YoY)---
EPS growth (YoY)---
EPS CAGR (3y)---
EPS CAGR (5y)---
FCF growth (YoY)---
FCF CAGR (5y)---
Book value growth (YoY)---

Stability scores

Piotroski F-score

FY 2025 · 9-point quality

1/9
Weak
  • -Net income positive
  • -Operating cash flow positive
  • -ROA improved YoY
  • -Cash flow > net income
  • -Long-term debt decreased
  • -Current ratio improved
  • No share dilution
  • -Gross margin improved
  • -Asset turnover improved

Peer comparison

Same SIC group: Services-Business Services, NEC

CompanyRevenue (last FY)Net marginROE
ACN---
DASH$13.72B6.8%9.3%
RBA$4.59B9.3%7.7%
AKAM--9.1%
UBER$52.02B19.3%37.2%

Comparing Joint Stock Co Kaspi.kz against the 5 most active filers in the same SIC group.