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CoverageForm 410-K10-Q8-K13D13G13F

IBTX · Independent Bank Group, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
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AnnualQuarterly

Income Statement

Line itemQ3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23Q4 '22Q3 '22Q2 '22
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A--$4.91M---$4.43M---
Operating Income$25.70M($488.33M)$30.63M-$41.02M$41.78M($48.79M)-$65.92M$65.95M
Interest Expense-$133.94M$132.17M-$113.69M$101.69M$73.25M-$26.41M$12.70M
Income Tax$5.27M$5.13M$6.48M-$8.25M$8.70M($11.28M)-$13.48M$13.59M
Net Income$20.44M($493.45M)$24.15M-$32.77M$33.08M($37.51M)-$52.44M$52.36M
EPS - Basic$0.49($11.93)$0.58-$0.79$0.80($0.91)-$1.27$1.25
EPS - Diluted$0.49($11.93)$0.58-$0.79$0.80($0.91)-$1.27$1.25

Balance Sheet

Line itemQ3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23Q4 '22Q3 '22Q2 '22
Cash & Equivalents$1.35B$770.75M$730.00M$721.99M$711.71M$902.88M$1.05B$654.32M$516.16M$776.13M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$18.58B$18.36B$18.87B$19.04B$18.52B$18.72B$18.80B$18.26B$17.94B$18.11B
Current Liabilities----------
Long-term Debt----------
Total Liabilities$16.63B$16.46B$16.47B$16.63B$16.19B$16.37B$16.45B$15.87B$15.59B$15.74B
Stockholders' Equity$1.95B$1.90B$2.40B$2.40B$2.33B$2.35B$2.35B$2.39B$2.35B$2.36B
Retained Earnings$117.65M$114.76M$624.02M$616.72M$617.67M$600.83M$583.53M$638.35M$613.89M$578.20M

Cash Flow

Line itemQ3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23Q4 '22Q3 '22Q2 '22
Operating Cash Flow--$38.30M---$28.25M---
Investing Cash Flow--$162.85M---($120.99M)---
Financing Cash Flow--($193.13M)---$487.01M---
CapEx--$1.40M---$3.75M---
Free Cash Flow--$36.89M---$24.50M---

Ratios

MetricQ3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23Q4 '22Q3 '22Q2 '22
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income--1.53----0.65---
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate20.5%-21.2%-20.1%20.8%--20.5%20.6%
Return on assets0.1%-2.7%0.1%-0.2%0.2%-0.2%-0.3%0.3%
Return on equity1.0%-26.0%1.0%-1.4%1.4%-1.6%-2.2%2.2%
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage--3.6x0.2x-0.4x0.4x-0.7x-2.5x5.2x
Equity multiplier9.549.687.867.927.947.968.007.657.627.66
Liabilities / Assets0.900.900.870.870.870.870.870.870.870.87
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E----------
P / B----------
P / S----------
EV / EBITDA----------
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)-37.3%----37.8%-36.7%---13.4%-10.5%
Net income growth (YoY)-37.6%----37.5%-36.8%--0.2%-10.1%
EPS growth (YoY)-38.0%----37.8%-36.0%--5.0%-7.4%
EPS CAGR (3y)-26.0%--25.3%--17.2%-3.9%---0.8%2.8%
EPS CAGR (5y)-17.7%--7.4%--7.6%-4.7%--8.6%14.0%
FCF growth (YoY)--50.6%---1208.3%---
FCF CAGR (5y)--7.2%----9.3%---
Book value growth (YoY)-16.4%-19.4%2.1%0.7%-0.9%-0.5%-6.8%-7.4%-8.3%-7.0%

Peer comparison

Same SIC group: State Commercial Banks

CompanyRevenue (last FY)Net marginROE
ASB--9.5%
CZNC$5.98M392.0%6.9%
SBSI--8.2%
CBSH--14.9%
BUSE$719.58M18.8%5.5%

Comparing Independent Bank Group against the 5 most active filers in the same SIC group.