HTB · Hometrust Bancshares, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q1 '24 | Q2 '24 | Q4 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $2.53M | - | - | - | $2.82M | - | $2.40M | - | - | - |
| Operating Income | $20.99M | - | $20.86M | $21.83M | $18.43M | - | $16.80M | $15.81M | - | $17.68M |
| Interest Expense | - | - | - | - | - | - | $24.57M | $23.25M | - | $3.86M |
| Income Tax | $4.22M | - | $4.37M | $4.62M | $3.89M | - | $3.68M | $3.39M | - | $4.03M |
| Net Income | $16.77M | - | $16.49M | $17.21M | $14.54M | - | $13.11M | $15.01M | - | $13.66M |
| EPS - Basic | $1.00 | - | $0.96 | $1.01 | $0.84 | - | $0.77 | $0.73 | - | $0.90 |
| EPS - Diluted | $0.99 | - | $0.95 | $1.00 | $0.84 | - | $0.76 | $0.90 | - | $0.90 |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q1 '24 | Q2 '24 | Q4 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $300.69M | $324.69M | $315.83M | $297.21M | $299.82M | $279.22M | $293.48M | $294.19M | $347.14M | $303.50M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $4.39B | $4.55B | $4.59B | $4.58B | $4.56B | $4.60B | $4.64B | $4.67B | $4.67B | $4.61B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $3.79B | $3.94B | $4.00B | $4.00B | $3.99B | $4.04B | $4.10B | $4.15B | $4.17B | $4.14B |
| Stockholders' Equity | $592.41M | $600.69M | $595.83M | $579.27M | $565.45M | $551.76M | $540.00M | $523.63M | $499.89M | $471.19M |
| Retained Earnings | $451.13M | $436.52M | $422.62M | $408.18M | $393.03M | $380.54M | $368.38M | $357.15M | $333.40M | $308.65M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q1 '24 | Q2 '24 | Q4 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $110.83M | - | - | - | $71.69M | - | ($32.96M) | - | - | - |
| Investing Cash Flow | $36.39M | - | - | - | $5.65M | - | $21.48M | - | - | - |
| Financing Cash Flow | ($171.22M) | - | - | - | ($56.73M) | - | $33.00M | - | - | - |
| CapEx | $818.0K | - | - | - | $1.02M | - | $276.0K | - | - | - |
| Free Cash Flow | $110.02M | - | - | - | $70.67M | - | ($33.24M) | - | - | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q1 '24 | Q2 '24 | Q4 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 6.56 | - | - | - | 4.86 | - | -2.53 | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 20.1% | - | 20.9% | 21.2% | 21.1% | - | 21.9% | 18.4% | - | 22.8% |
| Return on assets | 0.4% | - | 0.4% | 0.4% | 0.3% | - | 0.3% | 0.3% | - | 0.3% |
| Return on equity | 2.8% | - | 2.8% | 3.0% | 2.6% | - | 2.4% | 2.9% | - | 2.9% |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | 0.7x | 0.7x | - | 4.6x |
| Equity multiplier | 7.40 | 7.57 | 7.71 | 7.90 | 8.06 | 8.33 | 8.59 | 8.92 | 9.35 | 9.78 |
| Liabilities / Assets | 0.86 | 0.87 | 0.87 | 0.87 | 0.88 | 0.88 | 0.88 | 0.89 | 0.89 | 0.90 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 43.1x | - | 43.1x | 37.4x | 40.8x | - | 44.8x | 33.4x | - | 23.2x |
| P / B | 1.2x | - | 1.2x | 1.1x | 1.0x | - | 1.1x | 1.0x | - | 0.7x |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 17.5x | - | - | - | 13.5x | - | 14.9x | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 13.9% | - | - | 38.1% | 9.7% | - | 41.8% | -10.6% | - | 26.9% |
| Net income growth (YoY) | 15.4% | - | - | 14.6% | 10.9% | - | 42.5% | 9.9% | - | 23.3% |
| EPS growth (YoY) | 17.9% | - | - | 11.1% | 10.5% | - | 26.7% | 0.0% | - | 32.4% |
| EPS CAGR (3y) | 18.2% | - | 23.0% | 13.7% | 8.9% | - | - | - | - | 20.1% |
| EPS CAGR (5y) | - | - | 68.5% | 14.0% | 8.1% | - | - | - | - | 15.9% |
| FCF growth (YoY) | 55.7% | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 4.8% | 8.9% | - | 10.6% | 4.7% | 10.4% | 36.3% | 11.1% | - | 21.2% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2021-06-30.
Product / service
$10.37M totalFees Interchangeand Other Service Charges$7.01M · 67.6%
Service Chargeson Deposit Accounts$2.79M · 26.8%
Other Revenues$576.0K · 5.6%
Peer comparison
Same SIC group: Savings Institution, Federally Chartered
Comparing HomeTrust Bancshares against the 5 most active filers in the same SIC group.
Dividends
$0.53/share trailing 12 months · +12.8% YoY
| Ex-date | Per share |
|---|---|
| May 14, 2026 | $0.1500 |
| Feb 18, 2026 | $0.1300 |
| Nov 14, 2025 | $0.1300 |
| Aug 14, 2025 | $0.1200 |
| May 15, 2025 | $0.1200 |
| Feb 13, 2025 | $0.1200 |
| Nov 14, 2024 | $0.1200 |
| Aug 15, 2024 | $0.1100 |
| May 15, 2024 | $0.1100 |
| Feb 14, 2024 | $0.1100 |
| Nov 15, 2023 | $0.1100 |
| Aug 16, 2023 | $0.1000 |
| May 17, 2023 | $0.1000 |
| Feb 15, 2023 | $0.1000 |
| Nov 16, 2022 | $0.1000 |
| Aug 17, 2022 | $0.0900 |
| May 18, 2022 | $0.0900 |
| Feb 16, 2022 | $0.0900 |
| Nov 17, 2021 | $0.0900 |
| Aug 18, 2021 | $0.0800 |
| May 19, 2021 | $0.0800 |
| Feb 17, 2021 | $0.0800 |
| Nov 18, 2020 | $0.0800 |
| Aug 19, 2020 | $0.0700 |