HMPT · Home Point Capital Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2022 | FY 2021 |
|---|---|---|
| Revenue | $255.65M | $1.38B |
| Cost of Revenue | - | - |
| Gross Profit | - | - |
| R&D | - | - |
| SG&A | $60.32M | $67.09M |
| Total Operating Expenses | $434.74M | $588.68M |
| D&A | $10.70M | $5.53M |
| Operating Income | ($179.09M) | $788.66M |
| Interest Expense | $112.28M | $69.58M |
| Income Tax | ($41.91M) | $198.55M |
| Net Income | ($163.45M) | $607.00M |
| EPS - Basic | ($1.18) | $4.45 |
| EPS - Diluted | ($1.18) | $4.42 |
Balance Sheet
| Line item | FY 2022 | FY 2021 |
|---|---|---|
| Cash & Equivalents | $97.25M | $170.99M |
| Accounts Receivable | - | - |
| Inventory | - | - |
| Accounts Payable | - | - |
| Current Assets | - | - |
| Total Assets | $2.44B | $7.26B |
| Current Liabilities | - | - |
| Long-term Debt | $942.08M | $1.23B |
| Total Liabilities | $1.83B | $6.48B |
| Stockholders' Equity | $603.54M | $776.65M |
| Retained Earnings | $89.83M | $252.84M |
Cash Flow
| Line item | FY 2022 | FY 2021 |
|---|---|---|
| Operating Cash Flow | $3.65B | ($1.34B) |
| Investing Cash Flow | $771.77M | ($14.40M) |
| Financing Cash Flow | ($4.53B) | $1.46B |
| CapEx | $555.0K | $14.40M |
| Free Cash Flow | $3.65B | ($1.35B) |
Ratios
| Metric | FY 2022 | FY 2021 |
|---|---|---|
| Profitability | ||
| Gross margin | - | - |
| Operating margin | -70.1% | 57.3% |
| EBITDA margin | -65.9% | 57.7% |
| Net margin | -63.9% | 44.1% |
| Free cash flow margin | 1429.3% | -98.0% |
| FCF / Net income | -22.35 | -2.22 |
| R&D / Revenue | - | - |
| SG&A / Revenue | 23.6% | 4.9% |
| Effective tax rate | - | 24.6% |
| Return on assets | -6.7% | 8.4% |
| Return on equity | -27.1% | 78.2% |
| Return on invested capital | -9.2% | 29.7% |
| Liquidity | ||
| Current ratio | - | - |
| Quick ratio | - | - |
| Cash ratio | - | - |
| Leverage | ||
| Debt / Equity | 1.56 | 1.58 |
| Debt / Assets | 0.39 | 0.17 |
| Debt / EBITDA | - | 1.54 |
| Interest coverage | -1.6x | 11.3x |
| Equity multiplier | 4.04 | 9.35 |
| Liabilities / Assets | 0.75 | 0.89 |
| Efficiency | ||
| Asset turnover | 0.10 | 0.19 |
| Inventory turnover | - | - |
| Days sales outstanding | - | - |
| Days inventory outstanding | - | - |
| Days payable outstanding | - | - |
| Cash conversion cycle | - | - |
| Valuation | ||
| P / E | - | - |
| P / B | - | - |
| P / S | - | - |
| EV / EBITDA | - | - |
| Growth | ||
| Revenue growth (YoY) | -81.4% | - |
| Revenue CAGR (3y) | - | - |
| Revenue CAGR (5y) | - | - |
| Gross profit growth (YoY) | - | - |
| Operating income growth (YoY) | - | - |
| Net income growth (YoY) | - | - |
| EPS growth (YoY) | - | - |
| EPS CAGR (3y) | - | - |
| EPS CAGR (5y) | - | - |
| FCF growth (YoY) | - | - |
| FCF CAGR (5y) | - | - |
| Book value growth (YoY) | -22.3% | - |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2021-12-31.
Business segments
$1.01B totalOrigination Segment$750.58M · 74.5%
Servicing Segment$256.71M · 25.5%
Stability scores
Piotroski F-score
FY 2022 · 9-point quality
4/9
Neutral
- ✗Net income positive
- ✓Operating cash flow positive
- ✗ROA improved YoY
- ✓Cash flow > net income
- ✓Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- ✗Asset turnover improved
Peer comparison
Same SIC group: Mortgage Bankers & Loan Correspondents
Comparing Home Point Capital Inc. against the 5 most active filers in the same SIC group.