insiderdelta
CoverageForm 410-K10-Q8-K13D13G13F

HIPO · Hippo Holdings Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · HIPO

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AnnualQuarterly

Income Statement

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021
Revenue$468.60M$372.10M$209.70M$119.70M$51.60M
Cost of Revenue-----
Gross Profit-----
R&D-----
SG&A$67.10M$70.70M$79.60M$71.50M$36.80M
Total Operating Expenses-----
D&A$20.40M$23.20M$19.80M$15.20M$6.70M
Operating Income$63.30M($27.40M)($262.50M)($325.20M)($143.20M)
Interest Expense-----
Income Tax$700.0K$1.20M$500.0K$1.30M($1.80M)
Net Income$57.70M($40.50M)($273.10M)($333.40M)($141.50M)
EPS - Basic$2.28($1.64)($11.58)($14.66)($40.75)
EPS - Diluted$2.22($1.64)($11.58)($14.66)($40.75)

Balance Sheet

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021
Cash & Equivalents$218.30M$197.60M$142.10M$194.50M$775.60M
Accounts Receivable-----
Inventory-----
Accounts Payable-----
Current Assets-----
Total Assets$1.91B$1.54B$1.52B$1.57B$1.64B
Current Liabilities-----
Long-term Debt-----
Total Liabilities$1.47B$1.18B$1.14B$975.40M$781.00M
Stockholders' Equity$436.10M$362.10M$377.90M$589.90M$859.60M
Retained Earnings($1.22B)($1.27B)($1.23B)($961.10M)($628.00M)

Cash Flow

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021
Operating Cash Flow$9.20M$47.50M($92.40M)($161.50M)($65.40M)
Investing Cash Flow($11.20M)$30.30M$57.60M($405.90M)($2.30M)
Financing Cash Flow$19.30M($40.10M)($14.60M)($6.80M)$518.10M
CapEx$100.0K$300.0K$29.60M$4.90M$400.0K
Free Cash Flow$9.10M$47.20M($122.00M)($166.40M)($65.80M)

Ratios

MetricFY 2025FY 2024FY 2023FY 2022FY 2021
Profitability
Gross margin-----
Operating margin13.5%-7.4%-125.2%-271.7%-277.5%
EBITDA margin17.9%-1.1%-115.7%-259.0%-264.5%
Net margin12.3%-10.9%-130.2%-278.5%-274.2%
Free cash flow margin1.9%12.7%-58.2%-139.0%-127.5%
FCF / Net income0.16-1.170.450.500.47
R&D / Revenue-----
SG&A / Revenue14.3%19.0%38.0%59.7%71.3%
Effective tax rate1.2%----
Return on assets3.0%-2.6%-17.9%-21.3%-8.6%
Return on equity13.2%-11.2%-72.3%-56.5%-16.5%
Return on invested capital-----
Liquidity
Current ratio-----
Quick ratio-----
Cash ratio-----
Leverage
Debt / Equity-----
Debt / Assets-----
Debt / EBITDA-----
Interest coverage-----
Equity multiplier4.374.264.032.661.91
Liabilities / Assets0.770.760.750.620.48
Efficiency
Asset turnover0.250.240.140.080.03
Inventory turnover-----
Days sales outstanding-----
Days inventory outstanding-----
Days payable outstanding-----
Cash conversion cycle-----
Valuation
P / E13.5x----
P / B1.8x1.8x0.6x0.5x7.2x
P / S1.7x1.8x1.0x2.6x119.1x
EV / EBITDA6.7x----
Growth
Revenue growth (YoY)25.9%77.4%75.2%132.0%-
Revenue CAGR (3y)57.6%93.2%---
Revenue CAGR (5y)-----
Gross profit growth (YoY)-----
Operating income growth (YoY)-89.6%19.3%-127.1%-
Net income growth (YoY)-85.2%18.1%-135.6%-
EPS growth (YoY)-85.8%21.0%64.0%-
EPS CAGR (3y)-----
EPS CAGR (5y)-----
FCF growth (YoY)-80.7%-26.7%-152.9%-
FCF CAGR (5y)-----
Book value growth (YoY)20.4%-4.2%-35.9%-31.4%-

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2024-12-31.

Business segments

$384.10M total
Hippo Home Insurance Program Segment$236.40M · 61.5%
Insurance As AService Segment$99.50M · 25.9%
Services Segment$48.20M · 12.5%

Stability scores

Piotroski F-score

FY 2025 · 9-point quality

4/9
Neutral
  • ✓Net income positive
  • ✓Operating cash flow positive
  • ✓ROA improved YoY
  • ✗Cash flow > net income
  • -Long-term debt decreased
  • -Current ratio improved
  • ✗No share dilution
  • -Gross margin improved
  • ✓Asset turnover improved

Peer comparison

Same SIC group: Fire, Marine & Casualty Insurance

CompanyRevenue (last FY)Net marginROE
PGR$87.67B12.9%37.3%
DGICA$978.01M8.1%12.4%
AIG$26.77B11.6%7.5%
TRV$48.83B12.9%19.1%
CINF$12.63B18.9%15.0%

Comparing Hippo Holdings Inc. against the 5 most active filers in the same SIC group.