HIPO · Hippo Holdings Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $121.50M | - | $120.60M | $117.30M | $110.30M | - | $95.50M | $85.10M | - | $57.70M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | $16.20M | - | $16.50M | $17.40M | $16.50M | - | $15.30M | $18.30M | - | $20.70M |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | $5.30M | $5.60M | - | $5.90M | $5.60M | - | $3.80M |
| Operating Income | $7.20M | - | $98.10M | $4.00M | ($45.60M) | - | ($5.20M) | ($32.90M) | - | ($50.60M) |
| Interest Expense | - | - | - | $400.0K | - | - | - | - | - | - |
| Income Tax | $100.0K | - | $0 | $100.0K | ($200.0K) | - | $0 | $200.0K | - | ($300.0K) |
| Net Income | $7.10M | - | $98.10M | $1.30M | ($47.70M) | - | ($8.50M) | ($35.70M) | - | ($53.10M) |
| EPS - Basic | $0.27 | - | $3.90 | $0.05 | ($1.91) | - | ($0.34) | ($1.47) | - | ($2.24) |
| EPS - Diluted | $0.27 | - | $3.77 | $0.05 | ($1.91) | - | ($0.34) | ($1.47) | - | ($2.24) |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $275.40M | $218.30M | $247.70M | $198.90M | $140.90M | $197.60M | $191.20M | $223.40M | $142.10M | $228.40M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $2.06B | $1.91B | $1.87B | $1.71B | $1.54B | $1.54B | $1.55B | $1.50B | $1.52B | $1.65B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $1.61B | $1.47B | $1.45B | $1.37B | $1.21B | $1.18B | $1.22B | $1.14B | $1.14B | $1.24B |
| Stockholders' Equity | $448.70M | $436.10M | $421.50M | $332.50M | $322.80M | $362.10M | $326.40M | $351.20M | $377.90M | $407.00M |
| Retained Earnings | ($1.21B) | ($1.22B) | ($1.22B) | ($1.32B) | ($1.32B) | ($1.27B) | ($1.32B) | ($1.27B) | ($1.23B) | ($1.19B) |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $8.50M | - | - | - | ($35.60M) | - | - | $17.70M | - | - |
| Investing Cash Flow | $42.50M | - | - | - | ($11.00M) | - | - | $58.50M | - | - |
| Financing Cash Flow | $3.70M | - | - | - | ($6.00M) | - | - | ($8.00M) | - | - |
| CapEx | $100.0K | - | - | - | $100.0K | - | - | $100.0K | - | - |
| Free Cash Flow | $8.40M | - | - | - | ($35.70M) | - | - | $17.60M | - | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 5.9% | - | 81.3% | 3.4% | -41.3% | - | -5.4% | -38.7% | - | -87.7% |
| EBITDA margin | - | - | - | 7.9% | -36.3% | - | 0.7% | -32.1% | - | -81.1% |
| Net margin | 5.8% | - | 81.3% | 1.1% | -43.2% | - | -8.9% | -42.0% | - | -92.0% |
| Free cash flow margin | 6.9% | - | - | - | -32.4% | - | - | 20.7% | - | - |
| FCF / Net income | 1.18 | - | - | - | 0.75 | - | - | -0.49 | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | 13.3% | - | 13.7% | 14.8% | 15.0% | - | 16.0% | 21.5% | - | 35.9% |
| Effective tax rate | 1.4% | - | 0.0% | 7.1% | - | - | - | - | - | - |
| Return on assets | 0.3% | - | 5.2% | 0.1% | -3.1% | - | -0.6% | -2.4% | - | -3.2% |
| Return on equity | 1.6% | - | 23.3% | 0.4% | -14.8% | - | -2.6% | -10.2% | - | -13.0% |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | 10.0x | - | - | - | - | - | - |
| Equity multiplier | 4.60 | 4.37 | 4.45 | 5.13 | 4.77 | 4.26 | 4.73 | 4.26 | 4.03 | 4.05 |
| Liabilities / Assets | 0.78 | 0.77 | 0.78 | 0.80 | 0.79 | 0.76 | 0.79 | 0.76 | 0.75 | 0.75 |
| Efficiency | ||||||||||
| Asset turnover | 0.06 | - | 0.06 | 0.07 | 0.07 | - | 0.06 | 0.06 | - | 0.04 |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 96.5x | - | 9.6x | 558.6x | - | - | - | - | - | - |
| P / B | 1.5x | - | 2.2x | 2.2x | 2.0x | - | 1.3x | 1.3x | - | 0.5x |
| P / S | 5.7x | - | 7.8x | 6.2x | 5.8x | - | 4.4x | 5.2x | - | 3.3x |
| EV / EBITDA | - | - | - | 56.8x | - | - | 331.4x | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 10.2% | - | - | 22.8% | 29.6% | - | 100.2% | 113.8% | - | 87.9% |
| Revenue CAGR (3y) | 45.1% | - | 57.8% | 59.9% | 65.1% | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | - | - | - | - | -38.6% | - | 95.0% | 51.5% | - | 60.2% |
| Net income growth (YoY) | - | - | - | - | -33.6% | - | 92.1% | 48.9% | - | 58.9% |
| EPS growth (YoY) | - | - | - | - | -29.9% | - | 92.6% | 51.2% | - | 60.4% |
| EPS CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 39.0% | 20.4% | - | 1.9% | -8.1% | -4.2% | -26.8% | -34.8% | -35.9% | -35.9% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2024-12-31.
Business segments
$384.10M totalHippo Home Insurance Program Segment$236.40M · 61.5%
Insurance As AService Segment$99.50M · 25.9%
Services Segment$48.20M · 12.5%
Peer comparison
Same SIC group: Fire, Marine & Casualty Insurance
Comparing Hippo Holdings Inc. against the 5 most active filers in the same SIC group.