FXNC · First National Corp /Va/ - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $6.07M | - | $6.82M | $6.33M | $1.90M | - | $2.79M | $3.12M | $4.01M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $5.48M | - |
| Income Tax | $1.18M | - | $1.27M | $1.28M | $297.0K | - | $545.0K | $679.0K | $801.0K | - |
| Net Income | $4.89M | - | $5.55M | $5.05M | $1.60M | - | $2.25M | $2.44M | $3.21M | - |
| EPS - Basic | $0.54 | - | $0.62 | $0.56 | $0.18 | - | $0.36 | $0.39 | $0.51 | - |
| EPS - Diluted | $0.54 | - | $0.62 | $0.56 | $0.18 | - | $0.36 | $0.39 | $0.51 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $187.81M | $160.91M | $189.32M | $194.31M | $206.03M | $162.87M | $126.52M | $135.63M | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $2.08B | $2.04B | $2.03B | $2.04B | $2.03B | $2.01B | $1.45B | $1.46B | $1.45B | $1.42B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $1.89B | $1.85B | $1.85B | $1.87B | $1.86B | $1.84B | $1.33B | $1.34B | $1.33B | $1.30B |
| Stockholders' Equity | $188.56M | $186.20M | $181.21M | $173.53M | $168.68M | $166.53M | $125.11M | $119.89M | $117.82M | $116.27M |
| Retained Earnings | $112.29M | $108.94M | $104.96M | $100.81M | $97.15M | $96.95M | $99.27M | $97.97M | $96.47M | $94.20M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $6.40M | - | - | - | $3.53M | - | - | - | $4.70M | - |
| Investing Cash Flow | ($15.59M) | - | - | - | $19.34M | - | - | - | $22.41M | - |
| Financing Cash Flow | $36.08M | - | - | - | $20.29M | - | - | - | $24.43M | - |
| CapEx | $488.0K | - | - | - | $483.0K | - | - | - | $305.0K | - |
| Free Cash Flow | $5.92M | - | - | - | $3.04M | - | - | - | $4.40M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 1.21 | - | - | - | 1.90 | - | - | - | 1.37 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 19.5% | - | 18.6% | 20.3% | 15.7% | - | 19.5% | 21.8% | 20.0% | - |
| Return on assets | 0.2% | - | 0.3% | 0.2% | 0.1% | - | 0.2% | 0.2% | 0.2% | - |
| Return on equity | 2.6% | - | 3.1% | 2.9% | 0.9% | - | 1.8% | 2.0% | 2.7% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.7x | - |
| Equity multiplier | 11.01 | 10.95 | 11.21 | 11.76 | 12.05 | 12.07 | 11.60 | 12.16 | 12.28 | 12.21 |
| Liabilities / Assets | 0.91 | 0.91 | 0.91 | 0.91 | 0.92 | 0.92 | 0.91 | 0.92 | 0.92 | 0.92 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 49.9x | - | 36.6x | 34.8x | 124.7x | - | 48.6x | 38.9x | 31.9x | - |
| P / B | 1.3x | - | 1.1x | 1.0x | 1.2x | - | 0.9x | 0.8x | 0.9x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 220.2% | - | 144.2% | 103.0% | -52.7% | - | -27.5% | -28.6% | -15.6% | - |
| Net income growth (YoY) | 205.8% | - | 146.9% | 106.8% | -50.2% | - | -28.0% | -30.3% | -16.6% | - |
| EPS growth (YoY) | 200.0% | - | 72.2% | 43.6% | -64.7% | - | -28.0% | -30.4% | -16.4% | - |
| EPS CAGR (3y) | -4.0% | - | -4.4% | -2.8% | -33.1% | - | -1.8% | -17.3% | 0.7% | - |
| EPS CAGR (5y) | 1.6% | - | 11.5% | 4.0% | -11.9% | - | -6.4% | -1.5% | 2.1% | - |
| FCF growth (YoY) | 94.3% | - | - | - | -30.8% | - | - | - | 0.1% | - |
| FCF CAGR (5y) | 3.6% | - | - | - | -0.9% | - | - | - | 2.5% | - |
| Book value growth (YoY) | 11.8% | 11.8% | 44.8% | 44.7% | 43.2% | 43.2% | 11.7% | 6.2% | 5.4% | 7.3% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing FIRST NATIONAL CORP /VA/ against the 5 most active filers in the same SIC group.
Dividends
$0.67/share trailing 12 months · +8.1% YoY
| Ex-date | Per share |
|---|---|
| May 29, 2026 | $0.1700 |
| Feb 27, 2026 | $0.1700 |
| Nov 28, 2025 | $0.1700 |
| Aug 29, 2025 | $0.1550 |
| May 30, 2025 | $0.1550 |
| Feb 28, 2025 | $0.1550 |
| Nov 29, 2024 | $0.1550 |
| Aug 30, 2024 | $0.1500 |
| May 23, 2024 | $0.1500 |
| Feb 29, 2024 | $0.1500 |
| Nov 22, 2023 | $0.1500 |
| Aug 24, 2023 | $0.1500 |
| May 25, 2023 | $0.1500 |
| Feb 23, 2023 | $0.1500 |
| Dec 1, 2022 | $0.1400 |
| Aug 25, 2022 | $0.1400 |
| May 26, 2022 | $0.1400 |
| Feb 24, 2022 | $0.1400 |
| Nov 24, 2021 | $0.1200 |
| Aug 26, 2021 | $0.1200 |
| May 27, 2021 | $0.1200 |
| Feb 25, 2021 | $0.1200 |
| Dec 18, 2020 | $0.1100 |
| Sep 18, 2020 | $0.1100 |