FTHM · Fathom Holdings Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $420.48M | $335.18M | $345.23M | $412.96M | $330.23M | $176.78M |
| Cost of Revenue | - | - | - | - | - | $166.37M |
| Gross Profit | - | - | - | - | - | $10.42M |
| R&D | - | - | - | - | - | - |
| SG&A | $33.06M | $33.57M | $38.75M | $43.22M | $32.73M | $10.72M |
| Total Operating Expenses | - | - | $368.48M | $439.74M | $346.33M | $11.69M |
| D&A | $5.85M | $5.42M | $5.95M | $5.35M | $2.75M | $165.4K |
| Operating Income | ($15.58M) | ($23.46M) | ($23.25M) | ($26.78M) | ($16.11M) | ($1.28M) |
| Interest Expense | - | - | - | - | $7.0K | $84.0K |
| Income Tax | $85.0K | ($1.02M) | $148.0K | ($54.0K) | ($3.25M) | ($8.5K) |
| Net Income | ($20.31M) | ($21.58M) | ($23.98M) | ($27.63M) | ($12.49M) | ($1.34M) |
| EPS - Basic | ($0.72) | ($1.07) | ($1.47) | ($1.73) | ($0.12) | - |
| EPS - Diluted | ($0.72) | ($1.07) | ($1.47) | ($1.73) | ($0.12) | - |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $5.77M | $7.13M | $7.40M | $8.32M | $37.83M | $28.58M |
| Accounts Receivable | $3.72M | $3.15M | $3.35M | $3.07M | $3.98M | $1.60M |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | $5.65M | $4.30M | $3.40M | $3.34M | $5.30M | $2.60M |
| Current Assets | $35.92M | $24.96M | $23.19M | $18.82M | $54.45M | $32.86M |
| Total Assets | $78.04M | $75.40M | $79.26M | $80.19M | $104.93M | $35.22M |
| Current Liabilities | $33.90M | $19.38M | $16.35M | $12.50M | $21.07M | $4.99M |
| Long-term Debt | $5.59M | $9.48M | $3.88M | $129.0K | $146.0K | $535.1K |
| Total Liabilities | $40.60M | $30.72M | $24.02M | $18.17M | $24.78M | $5.57M |
| Stockholders' Equity | $37.44M | $44.68M | $55.23M | $62.02M | $80.15M | $29.65M |
| Retained Earnings | ($113.47M) | ($93.16M) | ($71.59M) | ($47.60M) | ($19.98M) | ($7.49M) |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | ($20.54M) | ($4.69M) | ($10.57M) | ($6.58M) | ($11.70M) | ($1.21M) |
| Investing Cash Flow | $4.02M | $3.30M | ($1.87M) | ($7.10M) | ($14.56M) | ($909.7K) |
| Financing Cash Flow | $15.04M | $1.24M | $11.60M | ($15.86M) | $34.62M | $31.11M |
| CapEx | $121.0K | $51.0K | $22.0K | $945.0K | $877.0K | $66.3K |
| Free Cash Flow | ($20.66M) | ($4.74M) | ($10.59M) | ($7.53M) | ($12.57M) | ($1.28M) |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | 5.9% |
| Operating margin | -3.7% | -7.0% | -6.7% | -6.5% | -4.9% | -0.7% |
| EBITDA margin | -2.3% | -5.4% | -5.0% | -5.2% | -4.0% | -0.6% |
| Net margin | -4.8% | -6.4% | -6.9% | -6.7% | -3.8% | -0.8% |
| Free cash flow margin | -4.9% | -1.4% | -3.1% | -1.8% | -3.8% | -0.7% |
| FCF / Net income | 1.02 | 0.22 | 0.44 | 0.27 | 1.01 | 0.96 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | 7.9% | 10.0% | 11.2% | 10.5% | 9.9% | 6.1% |
| Effective tax rate | - | - | - | - | - | - |
| Return on assets | -26.0% | -28.6% | -30.3% | -34.5% | -11.9% | -3.8% |
| Return on equity | -54.2% | -48.3% | -43.4% | -44.5% | -15.6% | -4.5% |
| Return on invested capital | -28.6% | -34.2% | -31.1% | -34.0% | -15.8% | -3.3% |
| Liquidity | ||||||
| Current ratio | 1.06 | 1.29 | 1.42 | 1.51 | 2.58 | 6.58 |
| Quick ratio | 1.06 | 1.29 | 1.42 | 1.51 | 2.58 | 6.58 |
| Cash ratio | 0.17 | 0.37 | 0.45 | 0.67 | 1.80 | 5.73 |
| Leverage | ||||||
| Debt / Equity | 0.15 | 0.21 | 0.07 | 0.00 | 0.00 | 0.02 |
| Debt / Assets | 0.07 | 0.13 | 0.05 | 0.00 | 0.00 | 0.02 |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | -2300.7x | -15.2x |
| Equity multiplier | 2.08 | 1.69 | 1.43 | 1.29 | 1.31 | 1.19 |
| Liabilities / Assets | 0.52 | 0.41 | 0.30 | 0.23 | 0.24 | 0.16 |
| Efficiency | ||||||
| Asset turnover | 5.39 | 4.45 | 4.36 | 5.15 | 3.15 | 5.02 |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | 3d | 3d | 4d | 3d | 4d | 3d |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | 6d |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | - | - | - | - | - | - |
| P / B | 0.8x | 0.7x | 1.1x | 1.1x | 2.9x | - |
| P / S | 0.1x | 0.1x | 0.2x | 0.2x | 0.7x | - |
| EV / EBITDA | - | - | - | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | 25.4% | -2.9% | -16.4% | 25.1% | 86.8% | - |
| Revenue CAGR (3y) | 0.6% | 0.5% | 25.0% | - | - | - |
| Revenue CAGR (5y) | 18.9% | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 33.6% | -0.9% | 13.2% | -66.3% | -1163.1% | - |
| Net income growth (YoY) | 5.9% | 10.0% | 13.2% | -121.2% | -831.8% | - |
| EPS growth (YoY) | 32.7% | 27.2% | 15.0% | -1341.7% | - | - |
| EPS CAGR (3y) | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - |
| FCF growth (YoY) | -335.9% | 55.3% | -40.7% | 40.1% | -882.0% | - |
| FCF CAGR (5y) | - | - | - | - | - | - |
| Book value growth (YoY) | -16.2% | -19.1% | -10.9% | -22.6% | 170.3% | - |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$835.59M totalReportable Segment Aggregation Before Other Operating Segment$417.80M · 50.0%
Real Estate Brokerage$398.95M · 47.7%
Mortgage Segment$12.81M · 1.5%
Technology$6.03M · 0.7%
Stability scores
Altman Z′
FY 2025 · bankruptcy risk
3.93
Safe
Private-firm variant - uses book equity instead of market cap. > 2.90 safe · 1.23-2.90 grey · < 1.23 distress.
Piotroski F-score
FY 2025 · 9-point quality
3/9
Weak
- ✗Net income positive
- ✗Operating cash flow positive
- ✓ROA improved YoY
- ✗Cash flow > net income
- ✓Long-term debt decreased
- ✗Current ratio improved
- ✗No share dilution
- -Gross margin improved
- ✓Asset turnover improved
Peer comparison
Same SIC group: Real Estate Agents & Managers (For Others)
Comparing Fathom Holdings Inc. against the 5 most active filers in the same SIC group.