FTHM · Fathom Holdings Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | $115.31M | $121.42M | $93.14M | - | $83.73M | $89.21M | $70.50M | - | $93.52M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | $8.26M | $7.97M | $8.65M | - | $8.66M | $8.90M | $9.60M | - | $100.0K |
| Total Operating Expenses | - | - | - | - | - | $91.49M | $92.84M | $76.16M | - | $98.90M |
| D&A | - | $1.48M | $1.46M | $1.44M | - | $1.25M | $1.32M | $1.48M | - | $1.60M |
| Operating Income | - | ($4.04M) | ($2.38M) | ($4.42M) | - | ($7.76M) | ($671.0K) | ($5.65M) | - | ($5.37M) |
| Interest Expense | - | - | - | - | - | - | - | - | - | - |
| Income Tax | - | $24.0K | $62.0K | $17.0K | - | $17.0K | ($6.0K) | $17.0K | - | $18.0K |
| Net Income | - | ($4.36M) | ($3.59M) | ($5.65M) | - | ($8.12M) | ($1.29M) | ($5.93M) | - | ($5.50M) |
| EPS - Basic | - | ($0.15) | ($0.13) | ($0.24) | - | ($0.40) | ($0.07) | ($0.31) | - | ($0.34) |
| EPS - Diluted | - | ($0.15) | ($0.13) | ($0.24) | - | ($0.40) | ($0.07) | ($0.31) | - | ($0.34) |
Balance Sheet
| Line item | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $5.77M | $9.76M | $4.88M | $7.98M | $7.13M | $13.10M | $10.44M | $5.68M | $7.40M | $6.62M |
| Accounts Receivable | $3.72M | $8.13M | $6.08M | $3.13M | $3.15M | $3.21M | $3.92M | $3.00M | $3.35M | $4.12M |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | $5.65M | $10.59M | $8.78M | $5.20M | $4.30M | $4.93M | $4.87M | $3.83M | $3.40M | $3.40M |
| Current Assets | $35.92M | $37.50M | $33.95M | $30.77M | $24.96M | $35.01M | $33.92M | $22.29M | $23.19M | $21.64M |
| Total Assets | $78.04M | $83.24M | $80.45M | $81.02M | $75.40M | $80.93M | $80.22M | $78.25M | $79.26M | $78.80M |
| Current Liabilities | $33.90M | $26.64M | $28.27M | $25.97M | $19.38M | $22.65M | $22.29M | $17.81M | $16.35M | $15.13M |
| Long-term Debt | $5.59M | $5.08M | $5.08M | $5.09M | $9.48M | $5.09M | $91.0K | $3.47M | $3.88M | - |
| Total Liabilities | $40.60M | $39.86M | $39.75M | $37.60M | $30.72M | $33.82M | $27.08M | $26.32M | $24.02M | $22.99M |
| Stockholders' Equity | $37.44M | $43.38M | $40.70M | $43.41M | $44.68M | $47.11M | $53.14M | $51.93M | $55.23M | $55.80M |
| Retained Earnings | ($113.47M) | ($106.76M) | ($102.40M) | ($98.81M) | ($93.16M) | ($86.93M) | ($78.81M) | ($77.51M) | ($71.59M) | ($63.15M) |
Cash Flow
| Line item | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | ($5.73M) | - | - | - | ($947.0K) | - | - |
| Investing Cash Flow | - | - | - | ($815.0K) | - | - | - | ($535.0K) | - | - |
| Financing Cash Flow | - | - | - | $7.33M | - | - | - | ($96.0K) | - | - |
| CapEx | - | - | - | $25.0K | - | - | - | $1.0K | - | - |
| Free Cash Flow | - | - | - | ($5.76M) | - | - | - | ($948.0K) | - | - |
Ratios
| Metric | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | -3.5% | -2.0% | -4.8% | - | -9.3% | -0.8% | -8.0% | - | -5.7% |
| EBITDA margin | - | -2.2% | -0.8% | -3.2% | - | -7.8% | 0.7% | -5.9% | - | -4.0% |
| Net margin | - | -3.8% | -3.0% | -6.1% | - | -9.7% | -1.5% | -8.4% | - | -5.9% |
| Free cash flow margin | - | - | - | -6.2% | - | - | - | -1.3% | - | - |
| FCF / Net income | - | - | - | 1.02 | - | - | - | 0.16 | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | 7.2% | 6.6% | 9.3% | - | 10.3% | 10.0% | 13.6% | - | 0.1% |
| Effective tax rate | - | - | - | - | - | - | - | - | - | - |
| Return on assets | - | -5.2% | -4.5% | -7.0% | - | -10.0% | -1.6% | -7.6% | - | -7.0% |
| Return on equity | - | -10.0% | -8.8% | -13.0% | - | -17.2% | -2.4% | -11.4% | - | -9.8% |
| Return on invested capital | - | -6.6% | -4.1% | -7.2% | - | -11.7% | -1.0% | -8.1% | - | - |
| Liquidity | ||||||||||
| Current ratio | 1.06 | 1.41 | 1.20 | 1.18 | 1.29 | 1.55 | 1.52 | 1.25 | 1.42 | 1.43 |
| Quick ratio | 1.06 | 1.41 | 1.20 | 1.18 | 1.29 | 1.55 | 1.52 | 1.25 | 1.42 | 1.43 |
| Cash ratio | 0.17 | 0.37 | 0.17 | 0.31 | 0.37 | 0.58 | 0.47 | 0.32 | 0.45 | 0.44 |
| Leverage | ||||||||||
| Debt / Equity | 0.15 | 0.12 | 0.12 | 0.12 | 0.21 | 0.11 | 0.00 | 0.07 | 0.07 | - |
| Debt / Assets | 0.07 | 0.06 | 0.06 | 0.06 | 0.13 | 0.06 | 0.00 | 0.04 | 0.05 | - |
| Debt / EBITDA | - | - | - | - | - | - | 0.14 | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | - | - |
| Equity multiplier | 2.08 | 1.92 | 1.98 | 1.87 | 1.69 | 1.72 | 1.51 | 1.51 | 1.43 | 1.41 |
| Liabilities / Assets | 0.52 | 0.48 | 0.49 | 0.46 | 0.41 | 0.42 | 0.34 | 0.34 | 0.30 | 0.29 |
| Efficiency | ||||||||||
| Asset turnover | - | 1.39 | 1.51 | 1.15 | - | 1.03 | 1.11 | 0.90 | - | 1.19 |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | 26d | 18d | 12d | - | 14d | 16d | 16d | - | 16d |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | - | - | - | - | - | - | - | - | - | - |
| P / B | - | 1.2x | 0.8x | 0.5x | - | 1.1x | 0.6x | 0.7x | - | 1.2x |
| P / S | - | 0.5x | 0.3x | 0.2x | - | 0.6x | 0.4x | 0.5x | - | 0.7x |
| EV / EBITDA | - | - | - | - | - | - | 36.5x | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | 37.7% | 36.1% | 32.1% | - | -10.5% | -10.9% | -9.1% | - | -15.9% |
| Revenue CAGR (3y) | - | 1.2% | -1.8% | 1.1% | - | -6.0% | 2.0% | 34.7% | - | 42.8% |
| Revenue CAGR (5y) | - | 29.2% | 34.3% | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | - | 48.0% | -254.5% | 21.7% | - | -44.5% | 84.2% | -1.9% | - | 8.9% |
| Net income growth (YoY) | - | 46.3% | -177.6% | 4.7% | - | -47.8% | 70.2% | -4.0% | - | 8.6% |
| EPS growth (YoY) | - | 62.5% | -85.7% | 22.6% | - | -17.6% | 74.1% | 13.9% | - | 10.5% |
| EPS CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| FCF growth (YoY) | - | - | - | -507.4% | - | - | - | 40.0% | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | -16.2% | -7.9% | -23.4% | -16.4% | -19.1% | -15.6% | -8.4% | -12.2% | -10.9% | -18.7% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$835.59M totalReportable Segment Aggregation Before Other Operating Segment$417.80M · 50.0%
Real Estate Brokerage$398.95M · 47.7%
Mortgage Segment$12.81M · 1.5%
Technology$6.03M · 0.7%
Peer comparison
Same SIC group: Real Estate Agents & Managers (For Others)
Comparing Fathom Holdings Inc. against the 5 most active filers in the same SIC group.