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CoverageForm 410-K10-Q8-K13D13G13F

FSEA · First Seacoast Bancorp, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · FSEA

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AnnualQuarterly

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A$84.0K---$80.0K---$112.0K-
Operating Income($235.0K)-($206.0K)($533.0K)($632.0K)-($596.0K)$2.10M($790.0K)-
Interest Expense-------$3.25M$3.18M-
Income Tax$273.0K-($596.0K)$12.0K($29.0K)-($640.0K)$102.0K$362.0K-
Net Income($508.0K)-$390.0K($545.0K)($603.0K)-$44.0K$2.00M($1.15M)-
EPS - Basic($0.12)-$0.09($0.13)($0.14)-$0.01$0.44($0.24)-
EPS - Diluted($0.12)-$0.08($0.13)($0.14)-$0.01$0.42($0.24)-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents----------
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$588.81M$599.29M$609.63M$604.84M$592.64M$580.78M$601.78M$601.74M$576.47M$571.03M
Current Liabilities----------
Long-term Debt----------
Total Liabilities$526.20M$535.75M$546.47M$544.04M$531.42M$518.73M$535.99M$537.24M$511.73M$504.42M
Stockholders' Equity$62.61M$63.55M$63.16M$60.80M$61.23M$62.05M$65.79M$64.50M$64.74M$66.62M
Retained Earnings$23.73M$24.24M$24.33M$23.94M$24.48M$25.08M$26.49M$26.45M$24.45M$25.60M

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$547.0K---$573.0K---($70.0K)-
Investing Cash Flow$9.42M---($13.28M)---($6.93M)-
Financing Cash Flow($10.60M)---$11.78M---$7.64M-
CapEx$346.0K---$31.0K---$11.0K-
Free Cash Flow$201.0K---$542.0K---($81.0K)-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income-0.40----0.90---0.07-
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate-------4.8%--
Return on assets-0.1%-0.1%-0.1%-0.1%-0.0%0.3%-0.2%-
Return on equity-0.8%-0.6%-0.9%-1.0%-0.1%3.1%-1.8%-
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage-------0.6x-0.2x-
Equity multiplier9.409.439.659.959.689.369.159.338.908.57
Liabilities / Assets0.890.890.900.900.900.890.890.890.890.88
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E--143.8x---907.0x21.4x--
P / B0.9x-0.9x0.8x0.8x-0.6x0.7x0.6x-
P / S----------
EV / EBITDA----------
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)62.8%-65.4%-20.0%-----
Net income growth (YoY)15.8%-786.4%-47.7%--1012.8%--
EPS growth (YoY)14.3%-700.0%-41.7%--90.0%---
EPS CAGR (3y)----------
EPS CAGR (5y)----------
FCF growth (YoY)-62.9%---------
FCF CAGR (5y)----------
Book value growth (YoY)2.3%2.4%-4.0%-5.7%-5.4%-6.9%-2.2%24.3%-12.8%35.0%

Peer comparison

Same SIC group: Savings Institution, Federally Chartered

CompanyRevenue (last FY)Net marginROE
CLBK$580.0K8925.2%4.5%
AX$65.79M658.0%16.1%
WNEB--6.2%
PFS$73.11M398.3%10.3%
TFSL--4.8%

Comparing First Seacoast Bancorp against the 5 most active filers in the same SIC group.