CoverageForm 410-K10-Q8-K13D13G13F

FNWB · First Northwest Bancorp - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · FNWB

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A$318.0K---$330.0K-$402.0K$404.0K$382.0K-
Operating Income($314.0K)-($146.0K)$3.96M($10.16M)-($3.18M)$1.75M$843.0K-
Interest Expense--------$13.40M-
Income Tax($320.0K)-($948.0K)$297.0K($1.13M)-($1.20M)$334.0K$447.0K-
Net Income($9.04M)-$802.0K$3.66M($9.04M)-($1.98M)$1.42M$396.0K-
EPS - Basic$0.00-$0.09$0.42($1.03)-($0.23)$0.16$0.04-
EPS - Diluted$0.00-$0.09$0.42($1.03)-($0.23)$0.16$0.04-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents----------
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$2.13B$2.11B$2.11B$2.20B$2.17B$2.23B$2.26B$2.22B$2.24B$2.20B
Current Liabilities----------
Long-term Debt----------
Total Liabilities$1.98B$1.95B$1.96B$2.05B$2.02B$2.08B$2.09B$2.06B$2.08B$2.04B
Stockholders' Equity$156.97M$157.26M$154.53M$149.73M$146.49M$153.88M$160.79M$158.88M$160.51M$163.34M
Retained Earnings$91.71M$91.70M$91.32M$90.51M$87.51M$97.20M$100.66M$106.96M$106.20M$107.35M

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$885.0K---($21.74M)---($4.87M)-
Investing Cash Flow($5.60M)---$69.30M---($78.47M)-
Financing Cash Flow$23.73M---($49.68M)---$37.51M-
CapEx--------$113.0K-
Free Cash Flow--------($4.98M)-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income---------12.57-
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate---7.5%---19.1%53.0%-
Return on assets-0.4%-0.0%0.2%-0.4%--0.1%0.1%0.0%-
Return on equity-5.8%-0.5%2.4%-6.2%--1.2%0.9%0.2%-
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage--------0.1x-
Equity multiplier13.5913.4013.6614.6614.8214.5014.0313.9713.9613.48
Liabilities / Assets0.930.930.930.930.930.930.930.930.930.93
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E--87.4x18.3x---60.6x391.3x-
P / B0.5x-0.4x0.5x0.6x-0.6x0.5x0.9x-
P / S----------
EV / EBITDA19302.1x------39.5x113.8x-
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)96.9%-95.4%125.9%----19.5%-80.2%-
Net income growth (YoY)0.0%--158.2%----20.2%-88.8%-
EPS growth (YoY)---162.5%----20.0%-89.7%-
EPS CAGR (3y)---42.4%15.9%----20.6%-51.0%-
EPS CAGR (5y)---25.8%14.9%----5.3%-28.9%-
FCF growth (YoY)----------
FCF CAGR (5y)----------
Book value growth (YoY)7.1%2.2%-3.9%-5.8%-8.7%-5.8%3.0%-0.4%-2.0%1.1%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2020-12-31.

Product / service

$3.29M total
Credit Card Interchange Income$1.75M · 53.0%
Deposit Fees$1.41M · 42.8%
Debit Interchange Income$136.0K · 4.1%

Peer comparison

Same SIC group: Savings Institutions, Not Federally Chartered

CompanyRevenue (last FY)Net marginROE
FSBW--10.8%
HFWA$12.01M562.5%7.3%
NYSE:NYCB---2.2%
BHLB$29.95M301.4%3.6%
TCBX--12.5%

Comparing First Northwest Bancorp against the 5 most active filers in the same SIC group.

Dividends

$0.00/share trailing 12 months · -100.0% YoY

Ex-datePer share
May 9, 2025$0.0700
Feb 14, 2025$0.0700
Nov 8, 2024$0.0700
Aug 9, 2024$0.0700
May 9, 2024$0.0700
Feb 8, 2024$0.0700
Nov 9, 2023$0.0700
Aug 10, 2023$0.0700
May 11, 2023$0.0700
Feb 9, 2023$0.0700
Nov 9, 2022$0.0700
Aug 11, 2022$0.0700
May 12, 2022$0.0700
Feb 10, 2022$0.0700
Nov 10, 2021$0.0700
Aug 12, 2021$0.0600
May 13, 2021$0.0600
Feb 11, 2021$0.0600
Nov 12, 2020$0.0600
Aug 13, 2020$0.0500
May 14, 2020$0.0500
Feb 20, 2020$0.0500
Nov 21, 2019$0.0400
Aug 22, 2019$0.0300