CoverageForm 410-K10-Q8-K13D13G13F

FKYS · First Keystone Corp - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · FKYS

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A$348.0K---$269.0K---$278.0K-
Operating Income$2.16M-$3.15M$3.28M$1.13M-$1.48M$1.45M($18.59M)-
Interest Expense------$10.09M$9.59M$9.47M-
Income Tax$202.0K-$345.0K$365.0K$76.0K-($31.0K)$66.0K($213.0K)-
Net Income$1.96M-$2.81M$2.91M$1.05M-$1.51M$1.38M($18.38M)-
EPS - Basic$0.31-$0.45$0.47$0.17-$0.25$0.23($3.00)-
EPS - Diluted$0.31-$0.45$0.47$0.17-$0.25$0.23($3.00)-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$136.84M$121.25M$147.25M$39.05M$18.79M$17.25M$24.02M$16.27M$15.24M$17.01M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$1.52B$1.53B$1.58B$1.44B$1.44B$1.43B$1.44B$1.42B$1.41B$1.42B
Current Liabilities----------
Long-term Debt----------
Total Liabilities$1.41B$1.42B$1.47B$1.33B$1.33B$1.32B$1.33B$1.32B$1.31B$1.29B
Stockholders' Equity$114.17M$113.06M$112.25M$107.55M$106.48M$106.78M$107.34M$101.09M$103.71M$121.61M
Retained Earnings$79.53M$79.33M$81.70M$80.63M$79.46M$80.15M$79.60M$79.83M$80.17M$100.26M

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$2.19M---$308.0K---$2.05M-
Investing Cash Flow$21.60M---($2.40M)---($16.14M)-
Financing Cash Flow($8.20M)---$3.63M---$12.31M-
CapEx$84.0K---$141.0K---$446.0K-
Free Cash Flow$2.11M---$167.0K---$1.60M-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income1.08---0.16----0.09-
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate9.3%-10.9%11.1%6.7%--2.1%4.6%--
Return on assets0.1%-0.2%0.2%0.1%-0.1%0.1%-1.3%-
Return on equity1.7%-2.5%2.7%1.0%-1.4%1.4%-17.7%-
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage------0.1x0.2x-2.0x-
Equity multiplier13.3613.5414.1013.3713.4813.3813.4014.0313.5911.64
Liabilities / Assets0.930.930.930.930.930.930.930.930.930.91
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E62.9x-38.6x32.7x88.2x-49.8x54.3x--
P / B1.1x-1.0x0.9x0.9x-0.7x0.8x0.8x-
P / S----------
EV / EBITDA-5.8x---53.2x-----
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)91.4%-113.6%126.8%--12.7%-0.7%--
Net income growth (YoY)86.0%-86.3%111.2%--17.5%21.2%--
EPS growth (YoY)82.4%-80.0%104.3%--19.0%21.1%--
EPS CAGR (3y)10.5%--8.1%-9.8%-34.3%--28.4%-27.8%--
EPS CAGR (5y)-14.0%--3.6%-4.1%-13.4%--12.9%-12.2%--
FCF growth (YoY)1164.1%----89.6%-----
FCF CAGR (5y)-1.0%----33.1%----11.9%-
Book value growth (YoY)7.2%5.9%4.6%6.4%2.7%-12.2%-6.7%-16.6%-17.0%1.0%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Product / service

$3.43M total
Banking$2.37M · 68.9%
Fiduciary And Trust$1.07M · 31.1%

Peer comparison

Same SIC group: State Commercial Banks

CompanyRevenue (last FY)Net marginROE
ASB--9.5%
CZNC$5.98M392.0%6.9%
SBSI--8.2%
CBSH--14.9%
BUSE$719.58M18.8%5.5%

Comparing FIRST KEYSTONE CORP against the 5 most active filers in the same SIC group.

Dividends

$1.12/share trailing 12 months · 0.0% YoY

Ex-datePer share
Mar 12, 2026$0.2800
Dec 11, 2025$0.2800
Sep 11, 2025$0.2800
Jun 12, 2025$0.2800
Mar 13, 2025$0.2800
Dec 12, 2024$0.2800
Oct 4, 2024$0.2800
Jun 13, 2024$0.2800
Mar 13, 2024$0.2800
Dec 13, 2023$0.2800
Sep 6, 2023$0.2800
Jun 7, 2023$0.2800
Mar 15, 2023$0.2800
Dec 7, 2022$0.2800
Sep 7, 2022$0.2800
Jun 8, 2022$0.2800
Mar 9, 2022$0.2800
Dec 8, 2021$0.2900
Sep 8, 2021$0.2800
Jun 9, 2021$0.2700
Mar 10, 2021$0.2800
Dec 9, 2020$0.2700
Sep 9, 2020$0.2700
Jun 10, 2020$0.2700