FITB · Fifth Third Bancorp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $65.00M | $81.00M | $110.00M | $121.00M | $124.00M | $126.00M |
| Operating Income | $3.21B | $2.92B | $2.99B | $3.09B | $1.80B | $1.80B |
| Interest Expense | - | - | $3.93B | $978.00M | $441.00M | $790.00M |
| Income Tax | $689.00M | $602.00M | $639.00M | $647.00M | $747.00M | $370.00M |
| Net Income | $2.52B | $2.31B | $2.35B | $2.45B | $2.77B | $1.43B |
| EPS - Basic | $3.56 | $3.16 | $3.23 | $3.38 | $3.78 | $1.84 |
| EPS - Diluted | $3.53 | $3.14 | $3.22 | $3.35 | $3.73 | $1.83 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $3.50B | $3.01B | $3.14B | $3.47B | - | - |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $214.38B | $212.93B | $214.57B | $207.45B | $211.12B | $204.68B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | $13.59B | $14.34B | $16.38B | $13.71B | $11.82B | $14.97B |
| Total Liabilities | $192.65B | $193.28B | $195.40B | $190.13B | $188.91B | $181.57B |
| Stockholders' Equity | $21.72B | $19.64B | $19.17B | $17.33B | $22.21B | $23.11B |
| Retained Earnings | $25.49B | $24.15B | $23.00B | $21.69B | $20.24B | $18.38B |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $4.51B | $2.82B | $4.51B | $6.43B | $2.70B | $371.00M |
| Investing Cash Flow | ($1.85B) | $1.04B | ($9.49B) | ($4.87B) | ($7.97B) | ($31.90B) |
| Financing Cash Flow | ($2.18B) | ($3.99B) | $4.66B | ($1.08B) | $5.11B | $31.40B |
| CapEx | $584.00M | $414.00M | $491.00M | $348.00M | $309.00M | $305.00M |
| Free Cash Flow | $3.93B | $2.41B | $4.02B | $6.08B | $2.40B | $66.00M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 1.56 | 1.04 | 1.71 | 2.49 | 0.86 | 0.05 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 21.5% | 20.6% | 21.4% | 20.9% | 21.2% | 20.6% |
| Return on assets | 1.2% | 1.1% | 1.1% | 1.2% | 1.3% | 0.7% |
| Return on equity | 11.6% | 11.8% | 12.3% | 14.1% | 12.5% | 6.2% |
| Return on invested capital | 7.1% | 6.8% | 6.6% | 7.9% | 4.2% | 3.7% |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | 0.63 | 0.73 | 0.85 | 0.79 | 0.53 | 0.65 |
| Debt / Assets | 0.06 | 0.07 | 0.08 | 0.07 | 0.06 | 0.07 |
| Debt / EBITDA | 4.15 | 4.78 | 5.29 | 4.27 | 6.15 | 7.79 |
| Interest coverage | - | - | 0.8x | 3.2x | 4.1x | 2.3x |
| Equity multiplier | 9.87 | 10.84 | 11.19 | 11.97 | 9.51 | 8.86 |
| Liabilities / Assets | 0.90 | 0.91 | 0.91 | 0.92 | 0.89 | 0.89 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 13.3x | 13.5x | 10.7x | 9.8x | 11.7x | 15.1x |
| P / B | 1.4x | 1.5x | 1.2x | 1.3x | 1.4x | 0.9x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | 12.7x | 13.5x | 11.9x | 10.3x | 22.3x | 18.1x |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 10.1% | -2.4% | -3.4% | 72.1% | 0.0% | -43.9% |
| Net income growth (YoY) | 9.0% | -1.5% | -4.0% | -11.7% | 94.1% | -43.2% |
| EPS growth (YoY) | 12.4% | -2.5% | -3.9% | -10.2% | 103.8% | -45.0% |
| EPS CAGR (3y) | 1.8% | -5.6% | 20.7% | 0.2% | 6.8% | -13.5% |
| EPS CAGR (5y) | 14.0% | -1.2% | 1.0% | 3.4% | 14.1% | -1.9% |
| FCF growth (YoY) | 63.1% | -40.0% | -33.9% | 153.9% | 3528.8% | -94.7% |
| FCF CAGR (5y) | 126.4% | 14.3% | 8.6% | 36.3% | 4.4% | -50.6% |
| Book value growth (YoY) | 10.6% | 2.5% | 10.6% | -22.0% | -3.9% | 9.0% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
6/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- ✓Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing FIFTH THIRD BANCORP against the 5 most active filers in the same SIC group.
Dividends
$1.57/share trailing 12 months · +7.5% YoY
| Ex-date | Per share |
|---|---|
| Mar 31, 2026 | $0.4000 |
| Dec 31, 2025 | $0.4000 |
| Sep 30, 2025 | $0.4000 |
| Jun 30, 2025 | $0.3700 |
| Mar 31, 2025 | $0.3700 |
| Dec 31, 2024 | $0.3700 |
| Sep 30, 2024 | $0.3700 |
| Jun 28, 2024 | $0.3500 |
| Mar 27, 2024 | $0.3500 |
| Dec 28, 2023 | $0.3500 |
| Sep 28, 2023 | $0.3500 |
| Jun 29, 2023 | $0.3300 |
| Mar 30, 2023 | $0.3300 |
| Dec 29, 2022 | $0.3300 |
| Sep 29, 2022 | $0.3300 |
| Jun 29, 2022 | $0.3000 |
| Mar 30, 2022 | $0.3000 |
| Dec 30, 2021 | $0.3000 |
| Sep 29, 2021 | $0.3000 |
| Jun 29, 2021 | $0.2700 |
| Mar 30, 2021 | $0.2700 |
| Dec 30, 2020 | $0.2700 |
| Oct 1, 2020 | $0.2700 |
| Jun 29, 2020 | $0.2700 |