FIBK · First Interstate Bancsystem Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $50.80M | $57.00M | $53.80M | $55.50M | $44.40M | $45.10M |
| Operating Income | $391.70M | $294.50M | $336.80M | $247.80M | - | $209.30M |
| Interest Expense | - | - | $401.30M | $78.90M | $17.30M | $26.60M |
| Income Tax | $89.60M | $68.50M | $79.30M | $54.90M | $55.70M | $48.10M |
| Net Income | $302.10M | $226.00M | $257.50M | $202.20M | $192.10M | $161.20M |
| EPS - Basic | $2.95 | $2.19 | $2.48 | $1.96 | $3.12 | $2.53 |
| EPS - Diluted | $2.94 | $2.19 | $2.48 | $1.96 | $3.11 | $2.53 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.31B | $896.60M | $578.00M | $870.50M | $2.34B | $2.28B |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $26.64B | $29.14B | $30.67B | $32.29B | $19.67B | $17.65B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | $99.00M | $98.90M | $98.70M | $0 |
| Total Liabilities | $23.19B | $25.83B | $27.44B | $29.21B | $17.69B | $15.69B |
| Stockholders' Equity | $3.45B | $3.30B | $3.23B | $3.07B | $1.99B | $1.96B |
| Retained Earnings | $1.27B | $1.17B | $1.14B | $1.07B | $1.05B | $962.10M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $305.60M | $355.00M | $428.00M | $534.40M | $282.30M | $268.30M |
| Investing Cash Flow | $2.31B | $1.76B | $1.25B | ($949.00M) | ($2.12B) | ($1.87B) |
| Financing Cash Flow | ($2.20B) | ($1.80B) | ($1.97B) | ($1.06B) | $1.91B | $2.80B |
| CapEx | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 22.9% | 23.3% | 23.5% | 21.4% | 22.5% | 23.0% |
| Return on assets | 1.1% | 0.8% | 0.8% | 0.6% | 1.0% | 0.9% |
| Return on equity | 8.8% | 6.8% | 8.0% | 6.6% | 9.7% | 8.2% |
| Return on invested capital | - | - | 7.7% | 6.1% | - | 8.2% |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | 0.03 | 0.03 | 0.05 | 0.00 |
| Debt / Assets | - | - | 0.00 | 0.00 | 0.01 | 0.00 |
| Debt / EBITDA | - | - | 0.25 | 0.33 | - | 0.00 |
| Interest coverage | - | - | 0.8x | 3.1x | - | 7.9x |
| Equity multiplier | 7.73 | 8.82 | 9.50 | 10.50 | 9.90 | 9.01 |
| Liabilities / Assets | 0.87 | 0.89 | 0.89 | 0.90 | 0.90 | 0.89 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 11.8x | 14.8x | 12.4x | 19.7x | 13.1x | 16.1x |
| P / B | 1.0x | 1.0x | 1.0x | 1.3x | 1.3x | 1.3x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | 5.1x | 7.0x | 6.9x | 10.6x | - | 1.3x |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 33.0% | -12.6% | 35.9% | - | - | -11.0% |
| Net income growth (YoY) | 33.7% | -12.2% | 27.3% | 5.3% | 19.2% | -10.9% |
| EPS growth (YoY) | 34.2% | -11.7% | 26.5% | -37.0% | 22.9% | -10.6% |
| EPS CAGR (3y) | 14.5% | -11.0% | -0.7% | -11.5% | 4.2% | 7.3% |
| EPS CAGR (5y) | 3.0% | -5.0% | -2.0% | -0.9% | 7.9% | 5.9% |
| FCF growth (YoY) | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - |
| Book value growth (YoY) | 4.3% | 2.4% | 5.0% | 54.7% | 1.4% | -2.7% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2021-12-31.
Product / service
$69.50M totalCredit And Debit Card$45.10M · 64.9%
Deposit Account$16.50M · 23.7%
Financial Service Other$7.90M · 11.4%
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing FIRST INTERSTATE BANCSYSTEM INC against the 5 most active filers in the same SIC group.
Dividends
$1.88/share trailing 12 months · 0.0% YoY
| Ex-date | Per share |
|---|---|
| May 11, 2026 | $0.4700 |
| Feb 10, 2026 | $0.4700 |
| Nov 10, 2025 | $0.4700 |
| Aug 11, 2025 | $0.4700 |
| May 12, 2025 | $0.4700 |
| Feb 10, 2025 | $0.4700 |
| Nov 4, 2024 | $0.4700 |
| Aug 5, 2024 | $0.4700 |
| May 3, 2024 | $0.4700 |
| Feb 8, 2024 | $0.4700 |
| Nov 3, 2023 | $0.4700 |
| Aug 4, 2023 | $0.4700 |
| May 5, 2023 | $0.4700 |
| Feb 6, 2023 | $0.4700 |
| Nov 7, 2022 | $0.4700 |
| Aug 8, 2022 | $0.4100 |
| May 9, 2022 | $0.4100 |
| Feb 9, 2022 | $0.4100 |
| Nov 5, 2021 | $0.4100 |
| Aug 6, 2021 | $0.4100 |
| May 10, 2021 | $0.4100 |
| Feb 8, 2021 | $0.4100 |
| Nov 5, 2020 | $0.3800 |
| Aug 6, 2020 | $0.3400 |