FDBC · Fidelity D & D Bancorp Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $8.44M | - | $8.59M | $8.26M | $7.08M | - | $5.76M | $5.70M | $5.75M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $10.68M | - |
| Income Tax | $979.0K | - | $1.25M | $1.34M | $1.09M | - | $793.0K | $766.0K | $694.0K | - |
| Net Income | $7.46M | - | $7.35M | $6.92M | $5.99M | - | $4.97M | $4.93M | $5.06M | - |
| EPS - Basic | $1.29 | - | $1.27 | $1.20 | $1.04 | - | $0.87 | $0.86 | $0.88 | - |
| EPS - Diluted | $1.28 | - | $1.27 | $1.20 | $1.03 | - | $0.86 | $0.86 | $0.88 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $155.00M | $148.06M | $142.16M | $165.50M | $211.19M | $83.35M | $120.17M | $78.08M | $72.73M | $111.95M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $2.86B | $2.75B | $2.74B | $2.70B | $2.71B | $2.58B | $2.62B | $2.50B | $2.47B | $2.50B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $2.61B | $2.51B | $2.51B | $2.48B | $2.50B | $2.38B | $2.41B | $2.30B | $2.28B | $2.31B |
| Stockholders' Equity | $244.65M | $238.86M | $229.25M | $217.91M | $211.67M | $203.97M | $207.26M | $195.69M | $191.63M | $189.48M |
| Retained Earnings | $163.75M | $158.81M | $153.38M | $148.37M | $143.78M | $140.11M | $136.60M | $133.84M | $131.11M | $128.25M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $7.57M | - | - | - | $11.68M | - | - | - | $5.33M | - |
| Investing Cash Flow | ($106.13M) | - | - | - | $1.30M | - | - | - | ($8.09M) | - |
| Financing Cash Flow | $105.50M | - | - | - | $114.86M | - | - | - | ($36.46M) | - |
| CapEx | $4.31M | - | - | - | $173.0K | - | - | - | $1.30M | - |
| Free Cash Flow | $3.25M | - | - | - | $11.51M | - | - | - | $4.03M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 0.44 | - | - | - | 1.92 | - | - | - | 0.80 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 11.6% | - | 14.5% | 16.2% | 15.4% | - | 13.8% | 13.4% | 12.1% | - |
| Return on assets | 0.3% | - | 0.3% | 0.3% | 0.2% | - | 0.2% | 0.2% | 0.2% | - |
| Return on equity | 3.0% | - | 3.2% | 3.2% | 2.8% | - | 2.4% | 2.5% | 2.6% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.5x | - |
| Equity multiplier | 11.69 | 11.50 | 11.94 | 12.38 | 12.81 | 12.67 | 12.62 | 12.78 | 12.88 | 13.21 |
| Liabilities / Assets | 0.91 | 0.91 | 0.92 | 0.92 | 0.92 | 0.92 | 0.92 | 0.92 | 0.92 | 0.92 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 33.8x | - | 34.5x | 38.3x | 40.4x | - | 57.4x | 50.9x | 55.0x | - |
| P / B | 1.0x | - | 1.1x | 1.2x | 1.1x | - | 1.4x | 1.3x | 1.5x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 19.2% | - | 49.2% | 44.9% | 23.1% | - | -2.9% | -4.5% | -30.3% | - |
| Net income growth (YoY) | 24.5% | - | 47.9% | 40.2% | 18.5% | - | -7.0% | -8.0% | -28.2% | - |
| EPS growth (YoY) | 24.3% | - | 47.7% | 39.5% | 17.0% | - | -7.5% | -8.5% | -29.0% | - |
| EPS CAGR (3y) | 1.1% | - | -2.3% | -3.9% | -7.9% | - | 0.4% | -8.7% | -8.0% | - |
| EPS CAGR (5y) | 2.5% | - | 5.1% | 88.8% | 8.3% | - | 1.5% | 1.7% | 3.8% | - |
| FCF growth (YoY) | -71.8% | - | - | - | 185.5% | - | - | - | -36.4% | - |
| FCF CAGR (5y) | -33.7% | - | - | - | 20.0% | - | - | - | -12.5% | - |
| Book value growth (YoY) | 15.6% | 17.1% | 10.6% | 11.4% | 10.5% | 7.6% | 25.3% | 10.1% | 9.0% | 16.3% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Product / service
$18.36M totalCredit And Debit Card$5.27M · 28.7%
Deposit Account$4.18M · 22.8%
Fiduciary And Trust$4.15M · 22.6%
Financial Service Other$1.99M · 10.9%
Bank Servicing$1.59M · 8.6%
Investment Advisory Management And Administrative Service$1.18M · 6.4%
Peer comparison
Same SIC group: National Commercial Banks
Comparing FIDELITY D & D BANCORP INC against the 5 most active filers in the same SIC group.
Dividends
$1.69/share trailing 12 months · +7.0% YoY
| Ex-date | Per share |
|---|---|
| May 20, 2026 | $0.4300 |
| Feb 13, 2026 | $0.4300 |
| Nov 14, 2025 | $0.4300 |
| Aug 15, 2025 | $0.4000 |
| May 20, 2025 | $0.4000 |
| Feb 14, 2025 | $0.4000 |
| Nov 15, 2024 | $0.4000 |
| Aug 20, 2024 | $0.3800 |
| May 17, 2024 | $0.3800 |
| Feb 15, 2024 | $0.3800 |
| Nov 16, 2023 | $0.3800 |
| Aug 17, 2023 | $0.3600 |
| May 18, 2023 | $0.3600 |
| Feb 16, 2023 | $0.3600 |
| Nov 17, 2022 | $0.3600 |
| Aug 18, 2022 | $0.3300 |
| May 19, 2022 | $0.3300 |
| Feb 16, 2022 | $0.3300 |
| Nov 18, 2021 | $0.3300 |
| Aug 19, 2021 | $0.3000 |
| May 20, 2021 | $0.3000 |
| Feb 16, 2021 | $0.3000 |
| Nov 19, 2020 | $0.3000 |
| Aug 19, 2020 | $0.2800 |