FBK · Fb Financial Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $3.14M | - | $3.19M | $2.87M | $2.77M | - | $3.25M | $2.86M | $2.84M | - |
| Operating Income | $74.15M | - | $29.60M | ($9.73M) | $48.83M | - | $11.39M | $50.91M | $34.25M | - |
| Interest Expense | - | - | - | - | - | - | - | $74.80M | $76.64M | - |
| Income Tax | $16.63M | - | $6.23M | ($12.65M) | $9.47M | - | $1.17M | $10.92M | $6.30M | - |
| Net Income | $57.53M | - | $23.38M | $2.91M | $39.36M | - | $10.22M | $39.98M | $27.95M | - |
| EPS - Basic | $1.11 | - | $0.44 | $0.06 | $0.84 | - | $0.22 | $0.85 | $0.60 | - |
| EPS - Diluted | $1.10 | - | $0.43 | $0.06 | $0.84 | - | $0.22 | $0.85 | $0.59 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.16B | $1.16B | $1.28B | $1.17B | $794.71M | $1.04B | $951.75M | $800.90M | $870.73M | $810.93M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $16.47B | $16.30B | $16.24B | $13.35B | $13.14B | $13.16B | $12.92B | $12.54B | $12.55B | $12.60B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | $212.76M | $213.64M | - | - | $176.79M | - | - | - | $390.96M |
| Total Liabilities | $14.49B | $14.35B | $14.26B | $11.74B | $11.53B | $11.59B | $11.36B | $11.03B | $11.07B | $11.15B |
| Stockholders' Equity | $1.97B | $1.95B | $1.98B | $1.61B | $1.60B | $1.57B | $1.56B | $1.50B | $1.48B | $1.45B |
| Retained Earnings | $893.10M | $846.62M | $799.90M | $786.78M | $792.68M | $762.29M | $732.43M | $730.24M | $698.31M | $678.41M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $31.01M | - | - | - | ($16.46M) | - | - | - | $36.27M | - |
| Investing Cash Flow | ($157.11M) | - | - | - | ($199.65M) | - | - | - | $110.14M | - |
| Financing Cash Flow | $127.96M | - | - | - | ($31.68M) | - | - | - | ($86.61M) | - |
| CapEx | $1.74M | - | - | - | $1.66M | - | - | - | $1.62M | - |
| Free Cash Flow | $29.27M | - | - | - | ($18.12M) | - | - | - | $34.65M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 0.51 | - | - | - | -0.46 | - | - | - | 1.24 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 22.4% | - | 21.0% | - | 19.4% | - | 10.3% | 21.5% | 18.4% | - |
| Return on assets | 0.3% | - | 0.1% | 0.0% | 0.3% | - | 0.1% | 0.3% | 0.2% | - |
| Return on equity | 2.9% | - | 1.2% | 0.2% | 2.5% | - | 0.7% | 2.7% | 1.9% | - |
| Return on invested capital | - | - | 1.1% | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | 0.11 | 0.11 | - | - | 0.11 | - | - | - | 0.27 |
| Debt / Assets | - | 0.01 | 0.01 | - | - | 0.01 | - | - | - | 0.03 |
| Debt / EBITDA | - | - | 6.52 | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | 0.7x | 0.4x | - |
| Equity multiplier | 8.34 | 8.37 | 8.21 | 8.29 | 8.20 | 8.39 | 8.27 | 8.35 | 8.48 | 8.66 |
| Liabilities / Assets | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 47.2x | - | 129.6x | 755.0x | 55.2x | - | 213.3x | 45.9x | 63.8x | - |
| P / B | 1.4x | - | 1.5x | 1.3x | 1.4x | - | 1.4x | 1.2x | 1.2x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 20.1x | - | 59.2x | - | 26.8x | - | 85.0x | 19.1x | 24.2x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 51.9% | - | 159.8% | - | 42.6% | - | -50.8% | 12.8% | -25.7% | - |
| Net income growth (YoY) | 46.1% | - | 128.7% | -92.7% | 40.8% | - | -46.7% | 13.3% | -23.2% | - |
| EPS growth (YoY) | 31.0% | - | 95.5% | -92.9% | 42.4% | - | -46.3% | 13.3% | -24.4% | - |
| EPS CAGR (3y) | 12.1% | - | -14.2% | -47.3% | 4.3% | - | -38.4% | -1.9% | -18.8% | - |
| EPS CAGR (5y) | 0.0% | - | - | -38.8% | 111.2% | - | -22.0% | 7.6% | -1.0% | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | -61.0% | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | -5.9% | - |
| Book value growth (YoY) | 23.2% | 24.3% | 26.6% | 7.4% | 8.3% | 7.7% | 13.8% | 8.2% | 8.0% | 9.8% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing FB Financial Corp against the 5 most active filers in the same SIC group.
Dividends
$0.80/share trailing 12 months · +11.1% YoY
| Ex-date | Per share |
|---|---|
| May 12, 2026 | $0.2100 |
| Feb 10, 2026 | $0.2100 |
| Nov 10, 2025 | $0.1900 |
| Aug 12, 2025 | $0.1900 |
| May 13, 2025 | $0.1900 |
| Feb 11, 2025 | $0.1900 |
| Nov 5, 2024 | $0.1700 |
| Aug 6, 2024 | $0.1700 |
| May 13, 2024 | $0.1700 |
| Feb 12, 2024 | $0.1700 |
| Nov 6, 2023 | $0.1500 |
| Aug 11, 2023 | $0.1500 |
| May 8, 2023 | $0.1500 |
| Feb 6, 2023 | $0.1500 |
| Nov 8, 2022 | $0.1300 |
| Aug 5, 2022 | $0.1300 |
| May 6, 2022 | $0.1300 |
| Feb 7, 2022 | $0.1300 |
| Nov 5, 2021 | $0.1100 |
| Aug 6, 2021 | $0.1100 |
| May 7, 2021 | $0.1100 |
| Feb 5, 2021 | $0.1100 |
| Nov 6, 2020 | $0.0900 |
| Aug 18, 2020 | $0.0900 |