EFX · Equifax Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.65B | - | $1.54B | $1.54B | $1.44B | - | $1.44B | $1.43B | $1.39B | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | $411.00M | - | $434.10M | $384.20M | $374.90M | - | $380.40M | $352.60M | $372.60M | - |
| Total Operating Expenses | $1.36B | - | $1.28B | $1.23B | $1.21B | - | $1.19B | $1.15B | $1.16B | - |
| D&A | $184.80M | - | $183.30M | $177.40M | $176.40M | - | $169.10M | $164.80M | $166.60M | - |
| Operating Income | $287.70M | - | $264.30M | $310.80M | $235.80M | - | $247.10M | $282.20M | $224.70M | - |
| Interest Expense | $55.70M | - | $52.20M | $53.10M | $59.70M | - | $56.30M | $60.70M | $59.70M | - |
| Income Tax | $62.50M | - | $53.80M | $68.70M | $51.60M | - | $51.10M | $59.40M | $40.50M | - |
| Net Income | $171.50M | - | $160.20M | $191.30M | $133.10M | - | $141.30M | $163.90M | $124.90M | - |
| EPS - Basic | $1.43 | - | $1.30 | $1.54 | $1.07 | - | $1.14 | $1.32 | $1.01 | - |
| EPS - Diluted | $1.42 | - | $1.29 | $1.53 | $1.06 | - | $1.13 | $1.31 | $1.00 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $183.40M | $180.80M | $189.00M | $189.00M | $195.20M | $169.90M | $468.20M | $181.90M | $201.00M | $216.80M |
| Accounts Receivable | $1.07B | $1.01B | $1.01B | $1.04B | $1.02B | $957.60M | $953.60M | $1.01B | $1.01B | $908.20M |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | $158.40M | $206.40M | $156.20M | $172.10M | $172.30M | $138.20M | $152.80M | $201.90M | $198.10M | $197.60M |
| Current Assets | $1.49B | $1.41B | $1.46B | $1.50B | $1.48B | $1.36B | $1.65B | $1.42B | $1.45B | $1.36B |
| Total Assets | $11.94B | $11.86B | $11.83B | $11.92B | $11.85B | $11.76B | $12.34B | $12.15B | $12.25B | $12.28B |
| Current Liabilities | $2.45B | $2.34B | $1.98B | $1.95B | $1.73B | $1.81B | $1.87B | $1.79B | $1.97B | $2.02B |
| Long-term Debt | $4.06B | $4.06B | $4.05B | $4.05B | $4.32B | $4.32B | $4.72B | $4.74B | $4.75B | $4.75B |
| Total Liabilities | $7.26B | $7.13B | $6.76B | $6.68B | $6.74B | $6.84B | $7.30B | $7.32B | $7.54B | $7.59B |
| Stockholders' Equity | $4.54B | $4.60B | $4.94B | $5.10B | $4.98B | $4.80B | $4.91B | $4.70B | $4.56B | $4.53B |
| Retained Earnings | $6.55B | $6.45B | $6.33B | $6.23B | $6.10B | $6.02B | $5.89B | $5.80B | $5.68B | $5.61B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $241.90M | - | - | - | $223.90M | - | - | - | $252.70M | - |
| Investing Cash Flow | ($120.40M) | - | - | - | ($107.20M) | - | - | - | ($131.90M) | - |
| Financing Cash Flow | ($117.70M) | - | - | - | ($95.80M) | - | - | - | ($131.90M) | - |
| CapEx | $120.40M | - | - | - | $107.20M | - | - | - | $131.90M | - |
| Free Cash Flow | $121.50M | - | - | - | $116.70M | - | - | - | $120.80M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 17.4% | - | 17.1% | 20.2% | 16.4% | - | 17.1% | 19.7% | 16.2% | - |
| EBITDA margin | 28.7% | - | 29.0% | 31.8% | 28.6% | - | 28.9% | 31.2% | 28.2% | - |
| Net margin | 10.4% | - | 10.4% | 12.4% | 9.2% | - | 9.8% | 11.5% | 9.0% | - |
| Free cash flow margin | 7.4% | - | - | - | 8.1% | - | - | - | 8.7% | - |
| FCF / Net income | 0.71 | - | - | - | 0.88 | - | - | - | 0.97 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | 24.9% | - | 28.1% | 25.0% | 26.0% | - | 26.4% | 24.6% | 26.8% | - |
| Effective tax rate | 26.7% | - | 25.1% | 26.4% | 27.9% | - | 26.6% | 26.6% | 24.5% | - |
| Return on assets | 1.4% | - | 1.4% | 1.6% | 1.1% | - | 1.1% | 1.3% | 1.0% | - |
| Return on equity | 3.8% | - | 3.2% | 3.7% | 2.7% | - | 2.9% | 3.5% | 2.7% | - |
| Return on invested capital | 2.5% | - | 2.2% | 2.5% | 1.8% | - | 1.9% | 2.2% | 1.8% | - |
| Liquidity | ||||||||||
| Current ratio | 0.61 | 0.60 | 0.74 | 0.77 | 0.85 | 0.75 | 0.88 | 0.79 | 0.73 | 0.67 |
| Quick ratio | 0.61 | 0.60 | 0.74 | 0.77 | 0.85 | 0.75 | 0.88 | 0.79 | 0.73 | 0.67 |
| Cash ratio | 0.07 | 0.08 | 0.10 | 0.10 | 0.11 | 0.09 | 0.25 | 0.10 | 0.10 | 0.11 |
| Leverage | ||||||||||
| Debt / Equity | 0.89 | 0.88 | 0.82 | 0.79 | 0.87 | 0.90 | 0.96 | 1.01 | 1.04 | 1.05 |
| Debt / Assets | 0.34 | 0.34 | 0.34 | 0.34 | 0.36 | 0.37 | 0.38 | 0.39 | 0.39 | 0.39 |
| Debt / EBITDA | 8.58 | - | 9.06 | 8.30 | 10.49 | - | 11.34 | 10.61 | 12.13 | - |
| Interest coverage | 5.2x | - | 5.1x | 5.9x | 3.9x | - | 4.4x | 4.6x | 3.8x | - |
| Equity multiplier | 2.63 | 2.58 | 2.40 | 2.34 | 2.38 | 2.45 | 2.51 | 2.59 | 2.69 | 2.71 |
| Liabilities / Assets | 0.61 | 0.60 | 0.57 | 0.56 | 0.57 | 0.58 | 0.59 | 0.60 | 0.62 | 0.62 |
| Efficiency | ||||||||||
| Asset turnover | 0.14 | - | 0.13 | 0.13 | 0.12 | - | 0.12 | 0.12 | 0.11 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | 237d | - | 240d | 247d | 258d | - | 241d | 258d | 264d | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 126.8x | - | 198.9x | 169.5x | 229.8x | - | 260.1x | 185.1x | 267.5x | - |
| P / B | 4.8x | - | 6.4x | 6.4x | 6.1x | - | 7.5x | 6.4x | 7.3x | - |
| P / S | 13.2x | - | 20.6x | 21.1x | 21.1x | - | 25.5x | 21.2x | 24.0x | - |
| EV / EBITDA | 54.2x | - | 79.8x | 74.3x | 83.9x | - | 98.6x | 77.9x | 96.9x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 14.3% | - | 7.2% | 7.4% | 3.8% | - | 9.3% | 8.6% | 6.7% | - |
| Revenue CAGR (3y) | 8.2% | - | 7.5% | 5.3% | 1.9% | - | 5.6% | 5.0% | 4.6% | - |
| Revenue CAGR (5y) | 6.3% | - | 7.7% | 9.4% | 8.5% | - | 10.5% | 10.2% | 10.4% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 22.0% | - | 7.0% | 10.1% | 4.9% | - | 0.3% | 19.1% | 9.4% | - |
| Net income growth (YoY) | 28.9% | - | 13.4% | 16.7% | 6.6% | - | -12.9% | 18.5% | 11.1% | - |
| EPS growth (YoY) | 34.0% | - | 14.2% | 16.8% | 6.0% | - | -13.7% | 17.0% | 9.9% | - |
| EPS CAGR (3y) | 16.0% | - | -1.3% | -2.1% | -16.2% | - | -12.0% | -9.0% | -15.2% | - |
| EPS CAGR (5y) | -2.8% | - | -6.7% | 14.4% | 2.9% | - | 11.4% | 19.0% | - | - |
| FCF growth (YoY) | 4.1% | - | - | - | -3.4% | - | - | - | - | - |
| FCF CAGR (5y) | 31.9% | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | -8.8% | -4.0% | 0.6% | 8.7% | 9.2% | 5.8% | 14.3% | 12.0% | 12.2% | 14.6% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$8.15B totalWorkforce Solutions$2.58B · 31.7%
USInformation Solutions$2.08B · 25.5%
United States Consumer Information Solutions$2.08B · 25.5%
International$1.41B · 17.3%
Product / service
$4.66B totalVerification Services$2.18B · 46.8%
Online Information Solutions$1.82B · 39.1%
Employer Services$402.50M · 8.6%
Financial Marketing Services$257.10M · 5.5%
Geographic
$7.22B totalUS$4.66B · 64.6%
Other Countries$498.30M · 6.9%
Latin America$403.40M · 5.6%
Europe$396.70M · 5.5%
Asia Pacific$342.30M · 4.7%
GB$325.90M · 4.5%
AU$318.10M · 4.4%
CA$271.30M · 3.8%
Peer comparison
Same SIC group: Services-Consumer Credit Reporting, Collection Agencies
Comparing EQUIFAX INC against the 5 most active filers in the same SIC group.
Dividends
$2.12/share trailing 12 months · +26.9% YoY
| Ex-date | Per share |
|---|---|
| May 22, 2026 | $0.5600 |
| Mar 9, 2026 | $0.5600 |
| Nov 24, 2025 | $0.5000 |
| Sep 2, 2025 | $0.5000 |
| May 23, 2025 | $0.5000 |
| Feb 21, 2025 | $0.3900 |
| Nov 22, 2024 | $0.3900 |
| Sep 3, 2024 | $0.3900 |
| May 23, 2024 | $0.3900 |
| Feb 22, 2024 | $0.3900 |
| Nov 22, 2023 | $0.3900 |
| Sep 5, 2023 | $0.3900 |
| May 24, 2023 | $0.3900 |
| Feb 21, 2023 | $0.3900 |
| Nov 22, 2022 | $0.3900 |
| Sep 2, 2022 | $0.3900 |
| May 24, 2022 | $0.3900 |
| Feb 18, 2022 | $0.3900 |
| Nov 23, 2021 | $0.3900 |
| Sep 3, 2021 | $0.3900 |
| May 24, 2021 | $0.3900 |
| Feb 19, 2021 | $0.3900 |
| Nov 23, 2020 | $0.3900 |
| Aug 24, 2020 | $0.3900 |