DCOM · Dime Community Bancshares, Inc. /Ny/ - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $19.91M | $16.73M | $16.44M | $16.21M | $5.57M | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $7.40M | $7.00M | $6.70M | $7.40M | $6.50M | $4.32M |
| Operating Income | $156.80M | $51.44M | $136.88M | $211.91M | $148.17M | $55.73M |
| Interest Expense | - | - | $292.79M | $59.36M | $27.02M | $23.45M |
| Income Tax | $46.12M | $22.36M | $40.78M | $59.36M | $44.17M | $13.69M |
| Net Income | $110.68M | $29.08M | $96.09M | $152.56M | $104.00M | $42.04M |
| EPS - Basic | $2.36 | $0.55 | $2.29 | $3.73 | $2.45 | $2.11 |
| EPS - Diluted | $2.36 | $0.55 | $2.29 | $3.73 | $2.45 | $2.11 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $2.35B | $1.28B | $457.55M | $169.30M | $147.26M | $876.83M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $15.34B | $14.35B | $13.64B | $13.19B | $12.07B | $6.43B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $13.87B | $12.96B | $12.41B | $12.02B | $10.87B | $5.92B |
| Stockholders' Equity | $1.48B | $1.40B | $1.23B | $1.17B | $1.19B | $517.83M |
| Retained Earnings | $854.17M | $794.53M | $813.01M | $762.76M | $654.73M | $172.07M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $186.57M | $99.06M | $90.87M | $295.17M | $146.33M | $47.39M |
| Investing Cash Flow | ($69.45M) | $64.13M | ($214.05M) | ($1.33B) | $1.10B | ($716.84M) |
| Financing Cash Flow | $953.28M | $662.84M | $411.42M | $812.59M | ($1.10B) | $1.43B |
| CapEx | - | - | - | $3.75M | $954.0K | $5.13M |
| Free Cash Flow | - | - | - | $291.43M | $145.37M | $42.26M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | 787.7% | 307.6% | 832.7% | 1307.6% | 2659.6% | - |
| EBITDA margin | 824.8% | 349.4% | 873.5% | 1353.3% | 2776.3% | - |
| Net margin | 556.0% | 173.9% | 584.6% | 941.4% | 1866.7% | - |
| Free cash flow margin | - | - | - | 1798.3% | 2609.5% | - |
| FCF / Net income | - | - | - | 1.91 | 1.40 | 1.01 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 29.4% | 43.5% | 29.8% | 28.0% | 29.8% | 24.6% |
| Return on assets | 0.7% | 0.2% | 0.7% | 1.2% | 0.9% | 0.7% |
| Return on equity | 7.5% | 2.1% | 7.8% | 13.0% | 8.7% | 8.1% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 0.5x | 3.6x | 5.5x | 2.4x |
| Equity multiplier | 10.40 | 10.28 | 11.12 | 11.28 | 10.12 | 12.43 |
| Liabilities / Assets | 0.90 | 0.90 | 0.91 | 0.91 | 0.90 | 0.92 |
| Efficiency | ||||||
| Asset turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 12.8x | 55.9x | 11.8x | 8.5x | 14.4x | 11.5x |
| P / B | 0.9x | 0.9x | 0.8x | 1.0x | 1.1x | 0.0x |
| P / S | 65.0x | 71.6x | 62.6x | 75.7x | 245.5x | - |
| EV / EBITDA | -6.5x | -1.5x | 4.0x | 4.8x | 7.9x | -14.6x |
| Growth | ||||||
| Revenue growth (YoY) | 19.0% | 1.8% | 1.4% | 190.9% | - | - |
| Revenue CAGR (3y) | 7.1% | 44.3% | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 204.8% | -62.4% | -35.4% | 43.0% | 165.9% | -15.2% |
| Net income growth (YoY) | 280.6% | -69.7% | -37.0% | 46.7% | 147.4% | -18.7% |
| EPS growth (YoY) | 329.1% | -76.0% | -38.6% | 52.2% | 16.1% | -18.5% |
| EPS CAGR (3y) | -14.2% | -39.2% | 2.8% | 12.9% | 7.5% | 26.6% |
| EPS CAGR (5y) | 2.3% | -26.6% | 3.1% | 29.1% | 4.1% | 8.1% |
| FCF growth (YoY) | - | - | - | 100.5% | 244.0% | -36.6% |
| FCF CAGR (5y) | - | - | - | 45.5% | 29.5% | 9.2% |
| Book value growth (YoY) | 5.7% | 13.9% | 4.8% | -1.9% | 130.3% | 4.2% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✗No share dilution
- -Gross margin improved
- ✓Asset turnover improved
Peer comparison
Same SIC group: National Commercial Banks
Comparing Dime Community Bancshares against the 5 most active filers in the same SIC group.
Dividends
$1.00/share trailing 12 months · 0.0% YoY
| Ex-date | Per share |
|---|---|
| Apr 17, 2026 | $0.2500 |
| Jan 16, 2026 | $0.2500 |
| Oct 17, 2025 | $0.2500 |
| Jul 17, 2025 | $0.2500 |
| Apr 17, 2025 | $0.2500 |
| Jan 17, 2025 | $0.2500 |
| Oct 17, 2024 | $0.2500 |
| Jul 17, 2024 | $0.2500 |
| Apr 16, 2024 | $0.2500 |
| Jan 16, 2024 | $0.2500 |
| Oct 16, 2023 | $0.2500 |
| Jul 14, 2023 | $0.2500 |
| Apr 14, 2023 | $0.2500 |
| Jan 13, 2023 | $0.2400 |
| Oct 14, 2022 | $0.2400 |
| Jul 15, 2022 | $0.2400 |
| Apr 14, 2022 | $0.2400 |
| Jan 13, 2022 | $0.2400 |
| Oct 15, 2021 | $0.2400 |
| Jul 16, 2021 | $0.2400 |
| May 10, 2021 | $0.2400 |
| Feb 4, 2021 | $0.2400 |
| Oct 22, 2020 | $0.2400 |
| Jul 17, 2020 | $0.2400 |