CVCY · Central Valley Community Bancorp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $15.71M | - | $15.08M | $10.76M | $11.36M | - | $4.16M | ($7.88M) | $4.80M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $6.55M | - |
| Income Tax | $4.22M | - | $4.20M | $2.93M | $3.07M | - | $775.0K | ($1.59M) | $1.13M | - |
| Net Income | $11.49M | - | $10.87M | $7.83M | $8.29M | - | $3.38M | ($6.29M) | $3.68M | - |
| EPS - Basic | $0.60 | - | $0.57 | $0.41 | $0.44 | - | $0.18 | ($0.33) | $0.31 | - |
| EPS - Diluted | $0.60 | - | $0.57 | $0.41 | $0.44 | - | $0.18 | ($0.33) | $0.31 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $130.33M | $118.98M | $121.56M | $134.37M | $148.39M | $120.40M | $149.01M | $109.67M | $60.96M | $53.73M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $3.70B | $3.69B | $3.61B | $3.58B | $3.55B | $3.52B | $3.53B | $3.48B | $2.42B | $2.43B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | $69.53M | - | - | - | $69.89M | - | - | - | $69.74M |
| Total Liabilities | $3.28B | $3.28B | $3.21B | $3.20B | $3.18B | $3.16B | $3.17B | $3.13B | $2.20B | $2.23B |
| Stockholders' Equity | $419.20M | $409.59M | $397.58M | $380.00M | $372.20M | $362.69M | $363.51M | $350.24M | $211.72M | $207.06M |
| Retained Earnings | $248.18M | $238.99M | $230.12M | $221.54M | $216.00M | $209.98M | $205.36M | $204.25M | $212.81M | $210.55M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $10.92M | - | - | - | $11.07M | - | - | - | $3.98M | - |
| Investing Cash Flow | ($4.42M) | - | - | - | $804.0K | - | - | - | $27.96M | - |
| Financing Cash Flow | $4.84M | - | - | - | $16.12M | - | - | - | ($24.71M) | - |
| CapEx | $2.72M | - | - | - | $317.0K | - | - | - | $441.0K | - |
| Free Cash Flow | $8.20M | - | - | - | $10.75M | - | - | - | $3.54M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 0.71 | - | - | - | 1.30 | - | - | - | 0.96 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 26.9% | - | 27.9% | 27.2% | 27.0% | - | 18.6% | - | 23.4% | - |
| Return on assets | 0.3% | - | 0.3% | 0.2% | 0.2% | - | 0.1% | -0.2% | 0.2% | - |
| Return on equity | 2.7% | - | 2.7% | 2.1% | 2.2% | - | 0.9% | -1.8% | 1.7% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | 0.17 | - | - | - | 0.19 | - | - | - | 0.34 |
| Debt / Assets | - | 0.02 | - | - | - | 0.02 | - | - | - | 0.03 |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.7x | - |
| Equity multiplier | 8.83 | 9.01 | 9.09 | 9.41 | 9.55 | 9.71 | 9.71 | 9.95 | 11.41 | 11.75 |
| Liabilities / Assets | 0.89 | 0.89 | 0.89 | 0.89 | 0.90 | 0.90 | 0.90 | 0.90 | 0.91 | 0.91 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | - | - | - | - | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 38.3% | - | 262.4% | - | 136.7% | - | -51.0% | - | -48.5% | - |
| Net income growth (YoY) | 38.5% | - | 221.2% | - | 125.6% | - | -47.0% | - | -47.3% | - |
| EPS growth (YoY) | 36.4% | - | 216.7% | - | 41.9% | - | -66.7% | - | -47.5% | - |
| EPS CAGR (3y) | 0.6% | - | 1.2% | -9.9% | -4.8% | - | -30.7% | - | -19.8% | - |
| EPS CAGR (5y) | 0.0% | - | 10.2% | 17.9% | -3.3% | - | -15.6% | - | -4.0% | - |
| FCF growth (YoY) | -23.7% | - | - | - | 203.6% | - | - | - | -65.7% | - |
| FCF CAGR (5y) | 6.3% | - | - | - | 12.8% | - | - | - | -12.2% | - |
| Book value growth (YoY) | 12.6% | 12.9% | 9.4% | 8.5% | 75.8% | 75.2% | 100.1% | 86.9% | 16.3% | 18.6% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$196.20M totalBanking Operations$196.20M · 100.0%
Peer comparison
Same SIC group: State Commercial Banks
Comparing CENTRAL VALLEY COMMUNITY BANCORP against the 5 most active filers in the same SIC group.