COSO · Coastalsouth Bancshares, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 |
|---|---|---|---|---|
| Revenue | $519.0K | - | $427.0K | $528.0K |
| Cost of Revenue | - | - | - | - |
| Gross Profit | - | - | - | - |
| R&D | - | - | - | - |
| SG&A | - | - | - | - |
| Total Operating Expenses | - | - | - | - |
| D&A | $353.0K | - | - | - |
| Operating Income | $6.59M | - | $10.12M | $7.46M |
| Interest Expense | - | - | - | - |
| Income Tax | $1.54M | - | $2.24M | $1.06M |
| Net Income | $6.33M | - | $6.74M | $5.89M |
| EPS - Basic | $0.53 | - | $0.57 | $0.58 |
| EPS - Diluted | $0.51 | - | $0.75 | $0.57 |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 |
|---|---|---|---|---|
| Cash & Equivalents | $62.56M | $79.77M | $26.28M | $43.29M |
| Accounts Receivable | - | - | - | - |
| Inventory | - | - | - | - |
| Accounts Payable | - | - | - | - |
| Current Assets | - | - | - | - |
| Total Assets | $2.35B | $2.31B | $2.26B | $2.10B |
| Current Liabilities | - | - | - | - |
| Long-term Debt | - | - | - | - |
| Total Liabilities | $2.09B | $2.05B | $2.00B | $1.90B |
| Stockholders' Equity | $262.92M | $259.53M | $250.44M | $173.23M |
| Retained Earnings | $72.60M | $66.89M | $59.75M | $53.01M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 |
|---|---|---|---|---|
| Operating Cash Flow | ($1.21M) | - | - | - |
| Investing Cash Flow | ($50.11M) | - | - | - |
| Financing Cash Flow | $38.83M | - | - | - |
| CapEx | $394.0K | - | - | - |
| Free Cash Flow | ($1.60M) | - | - | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 |
|---|---|---|---|---|
| Profitability | ||||
| Gross margin | - | - | - | - |
| Operating margin | 1270.1% | - | 2370.0% | 1413.6% |
| EBITDA margin | 1338.2% | - | - | - |
| Net margin | 1219.5% | - | 1578.7% | 1115.0% |
| Free cash flow margin | -308.7% | - | - | - |
| FCF / Net income | -0.25 | - | - | - |
| R&D / Revenue | - | - | - | - |
| SG&A / Revenue | - | - | - | - |
| Effective tax rate | 19.6% | - | 24.9% | 15.3% |
| Return on assets | 0.3% | - | 0.3% | 0.3% |
| Return on equity | 2.4% | - | 2.7% | 3.4% |
| Return on invested capital | - | - | - | - |
| Liquidity | ||||
| Current ratio | - | - | - | - |
| Quick ratio | - | - | - | - |
| Cash ratio | - | - | - | - |
| Leverage | ||||
| Debt / Equity | - | - | - | - |
| Debt / Assets | - | - | - | - |
| Debt / EBITDA | - | - | - | - |
| Interest coverage | - | - | - | - |
| Equity multiplier | 8.93 | 8.89 | 9.01 | 12.12 |
| Liabilities / Assets | 0.89 | 0.89 | 0.89 | 0.91 |
| Efficiency | ||||
| Asset turnover | 0.00 | - | 0.00 | 0.00 |
| Inventory turnover | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days inventory outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Cash conversion cycle | - | - | - | - |
| Valuation | ||||
| P / E | 48.2x | - | 29.1x | 37.4x |
| P / B | 1.0x | - | 0.9x | 1.3x |
| P / S | 504.2x | - | 538.6x | 421.2x |
| EV / EBITDA | 28.7x | - | - | - |
| Growth | ||||
| Revenue growth (YoY) | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - |
| Operating income growth (YoY) | - | - | - | - |
| Net income growth (YoY) | - | - | - | - |
| EPS growth (YoY) | - | - | - | - |
| EPS CAGR (3y) | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - |
| FCF growth (YoY) | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - |
| Book value growth (YoY) | - | - | - | - |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Product / service
$3.87M totalInterchange Income And Card Fees$991.0K · 25.6%
Debit Card$991.0K · 25.6%
Service Charges On Deposit Accounts$890.0K · 23.0%
Deposit Account$890.0K · 23.0%
Other Noninterest Income$104.0K · 2.7%
Peer comparison
Same SIC group: State Commercial Banks
Comparing CoastalSouth Bancshares against the 5 most active filers in the same SIC group.
Dividends
$0.10/share trailing 12 months
| Ex-date | Per share |
|---|---|
| May 14, 2026 | $0.0500 |
| Feb 12, 2026 | $0.0500 |