CCBG · Capital City Bank Group Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - |
| Operating Income | $81.72M | $65.57M | $63.86M | $50.10M | $49.45M | $52.88M |
| Interest Expense | - | - | $22.08M | $6.89M | $3.49M | $4.87M |
| Income Tax | $20.16M | $13.92M | $13.04M | $10.09M | $9.84M | $10.23M |
| Net Income | $61.56M | $52.91M | $52.26M | $40.15M | $33.40M | $31.58M |
| EPS - Basic | $3.61 | $3.12 | $3.08 | $2.37 | $1.98 | $1.88 |
| EPS - Diluted | $3.60 | $3.12 | $3.07 | $2.36 | $1.98 | $1.88 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $529.97M | $391.85M | $312.07M | $378.42M | - | - |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $4.39B | $4.32B | $4.30B | $4.53B | $4.26B | $3.80B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | $314.0K | $513.0K | $884.0K | $3.06M |
| Total Liabilities | $3.83B | $3.83B | $3.86B | $4.12B | $3.87B | $3.46B |
| Stockholders' Equity | $552.85M | $495.32M | $440.63M | $394.02M | $383.17M | $320.84M |
| Retained Earnings | $508.44M | $463.95M | $426.27M | $393.74M | $364.79M | $332.53M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $87.61M | $63.57M | $66.35M | $60.56M | $115.92M | ($48.61M) |
| Investing Cash Flow | $64.41M | $68.35M | ($80.11M) | ($733.70M) | ($447.72M) | ($32.59M) |
| Financing Cash Flow | ($13.90M) | ($52.14M) | ($274.82M) | $238.43M | $438.60M | $631.33M |
| CapEx | $7.59M | $8.69M | $7.05M | $6.32M | $5.19M | $9.74M |
| Free Cash Flow | $80.03M | $54.88M | $59.30M | $54.24M | $110.73M | ($58.35M) |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 1.30 | 1.04 | 1.13 | 1.35 | 3.32 | -1.85 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 24.7% | 20.8% | 20.0% | 20.1% | 22.7% | 24.5% |
| Return on assets | 1.4% | 1.2% | 1.2% | 0.9% | 0.8% | 0.8% |
| Return on equity | 11.1% | 10.7% | 11.9% | 10.2% | 8.7% | 9.8% |
| Return on invested capital | - | - | 11.6% | 10.1% | 9.9% | 12.3% |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | 0.00 | 0.00 | 0.00 | 0.01 |
| Debt / Assets | - | - | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 2.9x | 7.3x | 14.2x | 10.9x |
| Equity multiplier | 7.93 | 8.73 | 9.77 | 11.49 | 11.13 | 11.84 |
| Liabilities / Assets | 0.87 | 0.89 | 0.90 | 0.91 | 0.91 | 0.91 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 11.8x | 11.7x | 9.6x | 13.8x | 13.3x | 13.1x |
| P / B | 1.3x | 1.3x | 1.1x | 1.4x | 1.2x | 1.3x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 24.6% | 2.7% | 27.5% | 1.3% | -6.5% | 29.7% |
| Net income growth (YoY) | 16.3% | 1.3% | 30.2% | 20.2% | 5.8% | 2.5% |
| EPS growth (YoY) | 15.4% | 1.6% | 30.1% | 19.2% | 5.3% | 2.7% |
| EPS CAGR (3y) | 15.1% | 16.4% | 17.8% | 8.8% | 8.7% | 43.2% |
| EPS CAGR (5y) | 13.9% | 11.3% | 14.8% | 29.8% | 23.5% | 28.8% |
| FCF growth (YoY) | 45.8% | -7.5% | 9.3% | -51.0% | - | - |
| FCF CAGR (5y) | - | 9.4% | 12.3% | 9.3% | 43.5% | - |
| Book value growth (YoY) | 11.6% | 12.4% | 11.8% | 2.8% | 19.4% | -1.9% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing CAPITAL CITY BANK GROUP INC against the 5 most active filers in the same SIC group.
Dividends
$1.30/share trailing 12 months · +42.9% YoY
| Ex-date | Per share |
|---|---|
| Jun 1, 2026 | $0.2700 |
| Mar 9, 2026 | $0.2700 |
| Dec 1, 2025 | $0.2600 |
| Sep 8, 2025 | $0.2600 |
| Jun 9, 2025 | $0.2400 |
| Mar 10, 2025 | $0.2400 |
| Dec 9, 2024 | $0.2300 |
| Sep 9, 2024 | $0.2300 |
| Jun 10, 2024 | $0.2100 |
| Mar 8, 2024 | $0.2100 |
| Dec 1, 2023 | $0.2000 |
| Sep 8, 2023 | $0.2000 |
| Jun 2, 2023 | $0.1800 |
| Mar 3, 2023 | $0.1800 |
| Dec 2, 2022 | $0.1700 |
| Sep 9, 2022 | $0.1700 |
| Jun 3, 2022 | $0.1600 |
| Mar 4, 2022 | $0.1600 |
| Dec 3, 2021 | $0.1600 |
| Sep 10, 2021 | $0.1600 |
| Jun 4, 2021 | $0.1500 |
| Mar 5, 2021 | $0.1500 |
| Dec 4, 2020 | $0.1500 |
| Sep 11, 2020 | $0.1400 |