CATY · Cathay General Bancorp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $1.67M | - | - | - | $1.83M | - | - | - | $1.89M | - |
| Operating Income | $109.95M | - | $93.76M | $96.28M | $86.69M | - | $78.15M | $72.58M | $80.04M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $164.07M | - |
| Income Tax | $23.07M | - | $16.11M | $18.83M | $17.18M | - | $10.64M | $5.75M | $8.61M | - |
| Net Income | $86.89M | - | $77.65M | $77.45M | $69.51M | - | $67.51M | $66.83M | $71.44M | - |
| EPS - Basic | $1.30 | - | $1.13 | $1.11 | $0.99 | - | $0.94 | $0.92 | $0.98 | - |
| EPS - Diluted | $1.29 | - | $1.13 | $1.10 | $0.98 | - | $0.94 | $0.92 | $0.98 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $24.05B | $24.23B | $24.08B | $23.72B | $23.21B | $23.05B | $23.27B | $23.24B | $23.40B | $23.08B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $119.14M | $119.14M | $119.14M | $119.14M | $119.14M | $119.14M | $119.14M | $119.14M | $119.14M | $119.14M |
| Total Liabilities | $21.06B | $21.30B | $21.17B | $20.84B | $20.34B | $20.21B | $20.44B | $20.44B | $20.63B | $20.34B |
| Stockholders' Equity | $2.99B | $2.93B | $2.90B | $2.89B | $2.87B | $2.85B | $2.83B | $2.79B | $2.78B | $2.74B |
| Retained Earnings | $2.97B | $2.91B | $2.84B | $2.79B | $2.73B | $2.69B | $2.63B | $2.59B | $2.55B | $2.50B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $98.34M | - | - | - | $98.96M | - | - | - | $88.17M | - |
| Investing Cash Flow | ($61.33M) | - | - | - | $145.22M | - | - | - | $37.10M | - |
| Financing Cash Flow | ($255.95M) | - | - | - | $100.82M | - | - | - | $221.86M | - |
| CapEx | $2.32M | - | - | - | $2.70M | - | - | - | $916.0K | - |
| Free Cash Flow | $96.03M | - | - | - | $96.26M | - | - | - | $87.25M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 1.11 | - | - | - | 1.38 | - | - | - | 1.22 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 21.0% | - | 17.2% | 19.6% | 19.8% | - | 13.6% | 7.9% | 10.8% | - |
| Return on assets | 0.4% | - | 0.3% | 0.3% | 0.3% | - | 0.3% | 0.3% | 0.3% | - |
| Return on equity | 2.9% | - | 2.7% | 2.7% | 2.4% | - | 2.4% | 2.4% | 2.6% | - |
| Return on invested capital | 2.8% | - | 2.6% | 2.6% | 2.3% | - | 2.3% | 2.3% | 2.5% | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
| Debt / Assets | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Debt / EBITDA | 1.07 | - | - | - | 1.35 | - | - | - | 1.45 | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.5x | - |
| Equity multiplier | 8.05 | 8.28 | 8.30 | 8.22 | 8.10 | 8.10 | 8.22 | 8.32 | 8.42 | 8.43 |
| Liabilities / Assets | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 38.7x | - | 42.5x | 41.4x | 43.9x | - | 45.7x | 41.0x | 38.6x | - |
| P / B | 1.1x | - | 1.1x | 1.1x | 1.1x | - | 1.1x | 1.0x | 1.0x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 31.2x | - | - | - | 35.7x | - | - | - | 35.1x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 26.8% | - | 20.0% | 32.7% | 8.3% | - | -15.5% | -29.3% | -30.6% | - |
| Net income growth (YoY) | 25.0% | - | 15.0% | 15.9% | -2.7% | - | -18.0% | -28.3% | -25.6% | - |
| EPS growth (YoY) | 31.6% | - | 20.2% | 19.6% | 0.0% | - | -16.8% | -28.1% | -25.8% | - |
| EPS CAGR (3y) | -0.8% | - | -5.8% | -2.3% | -0.3% | - | 0.4% | -1.7% | 2.1% | - |
| EPS CAGR (5y) | 7.0% | - | 9.7% | 10.1% | 10.7% | - | 0.7% | 0.4% | 3.4% | - |
| FCF growth (YoY) | -0.2% | - | - | - | 10.3% | - | - | - | -27.8% | - |
| FCF CAGR (5y) | 1.1% | - | - | - | 0.4% | - | - | - | 0.4% | - |
| Book value growth (YoY) | 4.2% | 2.8% | 2.5% | 3.3% | 3.1% | 4.0% | 7.3% | 7.3% | 9.3% | 10.6% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Product / service
$31.26M totalAsset Management1$23.69M · 75.8%
Deposit Account$7.57M · 24.2%
Peer comparison
Same SIC group: State Commercial Banks
Comparing CATHAY GENERAL BANCORP against the 5 most active filers in the same SIC group.
Dividends
$1.44/share trailing 12 months · +5.9% YoY
| Ex-date | Per share |
|---|---|
| May 28, 2026 | $0.3800 |
| Feb 26, 2026 | $0.3800 |
| Dec 1, 2025 | $0.3400 |
| Aug 28, 2025 | $0.3400 |
| May 29, 2025 | $0.3400 |
| Feb 27, 2025 | $0.3400 |
| Nov 27, 2024 | $0.3400 |
| Aug 29, 2024 | $0.3400 |
| May 30, 2024 | $0.3400 |
| Feb 27, 2024 | $0.3400 |
| Nov 28, 2023 | $0.3400 |
| Aug 29, 2023 | $0.3400 |
| May 26, 2023 | $0.3400 |
| Feb 24, 2023 | $0.3400 |
| Nov 28, 2022 | $0.3400 |
| Aug 29, 2022 | $0.3400 |
| May 26, 2022 | $0.3400 |
| Feb 24, 2022 | $0.3400 |
| Nov 26, 2021 | $0.3400 |
| Aug 27, 2021 | $0.3100 |
| May 27, 2021 | $0.3100 |
| Feb 26, 2021 | $0.3100 |
| Nov 30, 2020 | $0.3100 |
| Aug 31, 2020 | $0.3100 |