CATO · Cato Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q3 '25 | Q2 '25 | Q1 '25 | Q3 '24 | Q2 '24 | Q1 '24 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | $155.40M | $176.51M | $170.24M | $146.17M | $168.63M | $177.10M | $158.26M | $182.87M | $192.05M |
| Cost of Revenue | - | $104.52M | $111.47M | $109.32M | $102.95M | $109.12M | $112.50M | $105.83M | $117.62M | $122.09M |
| Gross Profit | - | $50.88M | $65.04M | $60.92M | $43.22M | $59.51M | $64.59M | $52.42M | $65.25M | $69.96M |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | $56.97M | $57.37M | $55.33M | $57.88M | $58.18M | $56.75M | $61.79M | $61.62M | $61.93M |
| Total Operating Expenses | - | $161.75M | $169.97M | $166.00M | $160.92M | $167.89M | $165.48M | $168.60M | $180.41M | $185.48M |
| D&A | - | $2.44M | $2.52M | $2.56M | $2.74M | $2.33M | $2.04M | $2.50M | $2.51M | $2.36M |
| Operating Income | - | ($8.16M) | $5.52M | $3.44M | ($14.75M) | $738.0K | $11.62M | ($10.35M) | $2.46M | $6.57M |
| Interest Expense | - | - | - | - | - | - | - | - | - | - |
| Income Tax | - | ($1.16M) | ($293.0K) | $928.0K | $322.0K | $643.0K | $649.0K | ($4.27M) | $1.33M | $2.14M |
| Net Income | - | ($5.19M) | $6.83M | $3.31M | ($15.07M) | $95.0K | $10.97M | ($6.08M) | $1.13M | $4.43M |
| EPS - Basic | - | ($0.28) | $0.35 | $0.17 | ($0.79) | $0.01 | $0.54 | ($0.30) | $0.06 | $0.22 |
| EPS - Diluted | - | ($0.28) | $0.35 | $0.17 | ($0.79) | $0.01 | $0.54 | ($0.30) | $0.06 | $0.22 |
Balance Sheet
| Line item | Q1 '26 | Q3 '25 | Q2 '25 | Q1 '25 | Q3 '24 | Q2 '24 | Q1 '24 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $16.79M | $22.77M | $34.23M | $31.35M | $20.22M | $30.76M | $39.10M | $25.02M | $55.98M | $39.64M |
| Accounts Receivable | $25.46M | $26.09M | $26.15M | $26.83M | $24.78M | $29.77M | $31.72M | $31.11M | $26.91M | $28.19M |
| Inventory | $83.70M | $94.06M | $97.27M | $109.43M | $107.16M | $95.97M | $101.32M | $98.87M | $92.72M | $106.81M |
| Accounts Payable | $64.96M | $72.53M | $85.45M | $90.88M | $84.17M | $84.62M | $86.97M | $86.90M | $84.87M | $88.51M |
| Current Assets | $193.27M | $210.41M | $225.82M | $226.45M | $230.21M | $243.48M | $249.64M | $261.06M | $263.81M | $273.52M |
| Total Assets | $421.42M | $450.23M | $436.89M | $440.81M | $424.40M | $455.57M | $477.15M | $487.37M | $507.67M | $534.64M |
| Current Liabilities | $155.89M | $152.09M | $175.35M | $182.52M | $169.53M | $173.59M | $183.80M | $184.22M | $160.40M | $185.64M |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | - | - | - | - | - | - | - | - | - | - |
| Stockholders' Equity | $157.31M | $167.64M | $172.18M | $164.92M | $177.10M | $195.06M | $196.91M | $217.32M | $225.53M | $226.78M |
| Retained Earnings | $25.03M | $35.89M | $41.08M | $34.27M | $47.41M | $66.09M | $69.51M | $91.19M | $100.76M | $103.43M |
Cash Flow
| Line item | Q1 '26 | Q3 '25 | Q2 '25 | Q1 '25 | Q3 '24 | Q2 '24 | Q1 '24 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | $3.87M | - | - | $5.71M | - | - | $9.89M |
| Investing Cash Flow | - | - | - | $7.95M | - | - | $14.61M | - | - | $15.34M |
| Financing Cash Flow | - | - | - | ($873.0K) | - | - | ($5.60M) | - | - | ($5.56M) |
| CapEx | - | - | - | $1.02M | - | - | $3.26M | - | $2.30M | $6.17M |
| Free Cash Flow | - | - | - | $2.85M | - | - | $2.44M | - | - | $3.73M |
Ratios
| Metric | Q1 '26 | Q3 '25 | Q2 '25 | Q1 '25 | Q3 '24 | Q2 '24 | Q1 '24 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | 32.7% | 36.8% | 35.8% | 29.6% | 35.3% | 36.5% | 33.1% | 35.7% | 36.4% |
| Operating margin | - | -5.3% | 3.1% | 2.0% | -10.1% | 0.4% | 6.6% | -6.5% | 1.3% | 3.4% |
| EBITDA margin | - | -3.7% | 4.6% | 3.5% | -8.2% | 1.8% | 7.7% | -5.0% | 2.7% | 4.6% |
| Net margin | - | -3.3% | 3.9% | 1.9% | -10.3% | 0.1% | 6.2% | -3.8% | 0.6% | 2.3% |
| Free cash flow margin | - | - | - | 1.7% | - | - | 1.4% | - | - | 1.9% |
| FCF / Net income | - | - | - | 0.86 | - | - | 0.22 | - | - | 0.84 |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | 36.7% | 32.5% | 32.5% | 39.6% | 34.5% | 32.0% | 39.0% | 33.7% | 32.2% |
| Effective tax rate | - | - | -4.5% | 21.9% | - | 87.1% | 5.6% | - | 54.2% | 32.6% |
| Return on assets | - | -1.2% | 1.6% | 0.8% | -3.6% | 0.0% | 2.3% | -1.2% | 0.2% | 0.8% |
| Return on equity | - | -3.1% | 4.0% | 2.0% | -8.5% | 0.0% | 5.6% | -2.8% | 0.5% | 2.0% |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | 1.24 | 1.38 | 1.29 | 1.24 | 1.36 | 1.40 | 1.36 | 1.42 | 1.64 | 1.47 |
| Quick ratio | 0.70 | 0.76 | 0.73 | 0.64 | 0.73 | 0.85 | 0.81 | 0.88 | 1.07 | 0.90 |
| Cash ratio | 0.11 | 0.15 | 0.20 | 0.17 | 0.12 | 0.18 | 0.21 | 0.14 | 0.35 | 0.21 |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | - | - |
| Equity multiplier | 2.68 | 2.69 | 2.54 | 2.67 | 2.40 | 2.34 | 2.42 | 2.24 | 2.25 | 2.36 |
| Liabilities / Assets | - | - | - | - | - | - | - | - | - | - |
| Efficiency | ||||||||||
| Asset turnover | - | 0.35 | 0.40 | 0.39 | 0.34 | 0.37 | 0.37 | 0.32 | 0.36 | 0.36 |
| Inventory turnover | - | 1.11 | 1.15 | 1.00 | 0.96 | 1.14 | 1.11 | 1.07 | 1.27 | 1.14 |
| Days sales outstanding | - | 61d | 54d | 58d | 62d | 64d | 65d | 72d | 54d | 54d |
| Days inventory outstanding | - | 328d | 319d | 365d | 380d | 321d | 329d | 341d | 288d | 319d |
| Days payable outstanding | - | 253d | 280d | 303d | 298d | 283d | 282d | 300d | 263d | 265d |
| Cash conversion cycle | - | 136d | 93d | 119d | 143d | 102d | 112d | 113d | 78d | 108d |
| Valuation | ||||||||||
| P / E | - | - | 8.0x | 14.6x | - | 508.0x | 9.2x | - | - | - |
| P / B | - | 0.4x | 0.3x | 0.3x | 0.7x | 0.5x | 0.5x | 0.6x | - | - |
| P / S | - | 0.5x | 0.3x | 0.3x | 0.8x | 0.6x | 0.5x | 0.9x | - | - |
| EV / EBITDA | - | - | 2.3x | 2.5x | - | 21.9x | 4.2x | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | 6.3% | 4.7% | -3.9% | -7.6% | -7.8% | -7.8% | -10.4% | -7.1% | -7.1% |
| Revenue CAGR (3y) | - | -4.2% | -3.6% | -6.3% | -5.3% | -6.7% | -6.0% | 1.6% | 2.8% | 24.0% |
| Revenue CAGR (5y) | - | 0.6% | 1.0% | 11.1% | -5.3% | -4.5% | -5.1% | -3.6% | -2.6% | -4.2% |
| Gross profit growth (YoY) | - | 17.7% | 9.3% | -5.7% | -17.6% | -8.8% | -7.7% | -0.9% | 0.2% | -6.1% |
| Operating income growth (YoY) | - | 44.7% | 648.4% | -70.4% | -42.5% | -70.0% | 76.9% | -13.6% | -28.1% | -43.8% |
| Net income growth (YoY) | - | 65.6% | 7091.6% | -69.8% | -148.1% | -91.6% | 147.8% | -36.5% | - | -54.6% |
| EPS growth (YoY) | - | 64.6% | 3400.0% | -68.5% | -163.3% | -83.3% | 145.5% | -42.9% | - | -52.2% |
| EPS CAGR (3y) | - | - | - | -28.2% | - | -74.7% | -16.3% | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | -53.9% | -9.1% | - | -25.4% | -25.2% |
| FCF growth (YoY) | - | - | - | 16.5% | - | - | -34.4% | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | -29.1% | - | - | -34.5% |
| Book value growth (YoY) | -4.6% | -5.3% | -11.7% | -16.2% | -18.5% | -13.5% | -13.2% | -7.4% | -8.3% | -9.5% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2026-01-31.
Business segments
$653.81M totalReportable Segments Retail$651.16M · 99.6%
Reportable Segments Credit$2.65M · 0.4%
Product / service
$21.40M totalCredit Card$21.40M · 100.0%
Peer comparison
Same SIC group: Retail-Women's Clothing Stores
Comparing CATO CORP against the 2 most active filers in the same SIC group.
Dividends
$0.00/share trailing 12 months · -100.0% YoY
| Ex-date | Per share |
|---|---|
| Sep 16, 2024 | $0.1700 |
| Jun 10, 2024 | $0.1700 |
| Mar 25, 2024 | $0.1700 |
| Dec 15, 2023 | $0.1700 |
| Sep 8, 2023 | $0.1700 |
| Jun 9, 2023 | $0.1700 |
| Mar 20, 2023 | $0.1700 |
| Dec 22, 2022 | $0.1700 |
| Sep 9, 2022 | $0.1700 |
| Jun 10, 2022 | $0.1700 |
| Mar 21, 2022 | $0.1700 |
| Dec 17, 2021 | $0.1700 |
| Sep 10, 2021 | $0.1700 |
| Jun 4, 2021 | $0.1100 |
| Mar 6, 2020 | $0.3300 |
| Dec 13, 2019 | $0.3300 |
| Sep 13, 2019 | $0.3300 |
| Jun 7, 2019 | $0.3300 |
| Mar 8, 2019 | $0.3300 |
| Dec 7, 2018 | $0.3300 |
| Sep 14, 2018 | $0.3300 |
| Jun 8, 2018 | $0.3300 |
| Mar 9, 2018 | $0.3300 |
| Dec 8, 2017 | $0.3300 |