CoverageForm 410-K10-Q8-K13D13G13F

BYFC · Broadway Financial Corp \de\ - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · BYFC

Income Statement

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Revenue$184.0K$155.0K$179.0K$145.0K$249.0K$420.0K
Cost of Revenue------
Gross Profit------
R&D------
SG&A------
Total Operating Expenses------
D&A$410.0K$424.0K$376.0K$376.0K$287.0K$121.0K
Operating Income($24.47M)$2.77M$6.52M$8.12M($1.05M)($1.05M)
Interest Expense--$17.77M$3.41M$3.75M$5.47M
Income Tax$338.0K$814.0K$1.99M$2.41M($937.0K)($407.0K)
Net Income($24.80M)$1.93M$4.51M$5.64M($4.05M)($642.0K)
EPS - Basic($3.23)$0.04$0.52$0.64($0.56)($0.16)
EPS - Diluted($3.23)$0.04$0.51$0.64($0.56)($0.16)

Balance Sheet

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash & Equivalents$10.51M$61.37M$105.19M$16.11M$231.52M$96.11M
Accounts Receivable------
Inventory------
Accounts Payable------
Current Assets------
Total Assets$1.35B$1.30B$1.38B$1.18B$1.09B$483.38M
Current Liabilities------
Long-term Debt------
Total Liabilities$1.08B$1.02B$1.09B$904.64M$952.40M$434.49M
Stockholders' Equity$262.75M$285.16M$281.90M$279.48M$141.00M$48.88M
Retained Earnings($15.24M)$12.91M$12.55M$9.29M$3.67M$7.78M

Cash Flow

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Operating Cash Flow$230.0K$1.39M$7.59M$6.32M$566.0K($13.55M)
Investing Cash Flow($79.40M)$28.22M($100.04M)($323.96M)$25.02M$50.71M
Financing Cash Flow$28.31M($73.45M)$181.54M$102.22M$109.82M$43.39M
CapEx$243.0K$138.0K$208.0K$323.0K$1.14M$415.0K
Free Cash Flow($13.0K)$1.25M$7.39M$6.00M($572.0K)($13.97M)

Ratios

MetricFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Profitability
Gross margin------
Operating margin-13298.9%1783.9%3644.1%5599.3%-421.3%-249.8%
EBITDA margin-13076.1%2057.4%3854.2%5858.6%-306.0%-221.0%
Net margin-13475.5%1242.6%2521.8%3886.9%-1626.5%-152.9%
Free cash flow margin-7.1%809.7%4126.3%4138.6%-229.7%-3326.2%
FCF / Net income0.000.651.641.060.1421.76
R&D / Revenue------
SG&A / Revenue------
Effective tax rate-29.7%30.5%30.0%--
Return on assets-1.8%0.1%0.3%0.5%-0.4%-0.1%
Return on equity-9.4%0.7%1.6%2.0%-2.9%-1.3%
Return on invested capital------
Liquidity
Current ratio------
Quick ratio------
Cash ratio------
Leverage
Debt / Equity------
Debt / Assets------
Debt / EBITDA------
Interest coverage--0.4x2.4x-0.3x-0.2x
Equity multiplier5.124.574.884.247.769.89
Liabilities / Assets0.800.780.790.760.870.90
Efficiency
Asset turnover0.000.000.000.000.000.00
Inventory turnover------
Days sales outstanding------
Days inventory outstanding------
Days payable outstanding------
Cash conversion cycle------
Valuation
P / E-171.3x13.3x12.6x--
P / B0.2x0.2x0.2x2.1x7.9x8.2x
P / S345.7x381.8x331.6x4058.0x4464.3x957.2x
EV / EBITDA--0.7x-6.6x67.4x--
Growth
Revenue growth (YoY)18.7%-13.4%23.4%-41.8%-40.7%-14.5%
Revenue CAGR (3y)8.3%-14.6%-24.7%-33.4%-17.7%-
Revenue CAGR (5y)-15.2%-20.6%-16.7%---
Gross profit growth (YoY)------
Operating income growth (YoY)--57.6%-19.7%-0.0%-90.4%
Net income growth (YoY)--57.3%-19.9%--530.8%-211.7%
EPS growth (YoY)--92.2%-20.3%--250.0%-1500.0%
EPS CAGR (3y)------
EPS CAGR (5y)--76.2%55.7%--
FCF growth (YoY)--83.0%23.1%-95.9%-
FCF CAGR (5y)--31.8%116.0%51.7%--
Book value growth (YoY)-7.9%1.2%0.9%98.2%188.4%0.1%

Stability scores

Piotroski F-score

FY 2025 · 9-point quality

4/9
Neutral
  • Net income positive
  • Operating cash flow positive
  • ROA improved YoY
  • Cash flow > net income
  • -Long-term debt decreased
  • -Current ratio improved
  • No share dilution
  • -Gross margin improved
  • Asset turnover improved

Peer comparison

Same SIC group: Savings Institution, Federally Chartered

CompanyRevenue (last FY)Net marginROE
CLBK$580.0K8925.2%4.5%
AX$65.79M658.0%16.1%
WNEB--6.2%
PFS$73.11M398.3%10.3%
TFSL--4.8%

Comparing BROADWAY FINANCIAL CORP \DE\ against the 5 most active filers in the same SIC group.

Dividends

$0.00/share trailing 12 months

Ex-datePer share
Apr 8, 2010$0.0800
Jan 6, 2010$0.4000
Oct 14, 2009$0.4000
Jul 13, 2009$0.4000
Apr 7, 2009$0.4000
Jan 8, 2009$0.4000
Oct 8, 2008$0.4000
Jul 9, 2008$0.4000
Apr 10, 2008$0.4000
Jan 4, 2008$0.4000
Oct 3, 2007$0.4000
Jul 11, 2007$0.4000
Apr 4, 2007$0.4000
Jan 4, 2007$0.4000
Oct 4, 2006$0.4000
Jun 29, 2006$0.4000
Mar 29, 2006$0.4000
Jan 4, 2006$0.4000
Oct 7, 2005$0.4000
Jul 1, 2005$0.4000
Mar 31, 2005$0.4000
Jan 5, 2005$0.4000
Nov 5, 2004$0.4000
Jun 30, 2004$0.4000