BUSE · First Busey Corp /NV/ - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $719.58M | $462.29M | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $12.93M | $9.50M | $10.48M | $10.48M | $11.61M | $12.27M |
| Operating Income | $186.64M | $153.30M | $153.90M | $161.74M | $156.82M | $128.21M |
| Interest Expense | - | - | $159.92M | $36.55M | $28.10M | $43.66M |
| Income Tax | $51.38M | $39.61M | $31.34M | $33.43M | $33.37M | $27.86M |
| Net Income | $135.26M | $113.69M | $122.56M | $128.31M | $123.45M | $100.34M |
| EPS - Basic | $1.49 | $2.01 | $2.21 | $2.32 | $2.23 | $1.84 |
| EPS - Diluted | $1.47 | $1.98 | $2.18 | $2.29 | $2.20 | $1.83 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $294.05M | $697.66M | $719.58M | $227.16M | $836.10M | $688.54M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $18.10B | $12.05B | $12.28B | $12.34B | $12.86B | $10.54B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $15.64B | $10.66B | $11.01B | $11.19B | $11.54B | $9.27B |
| Stockholders' Equity | $2.47B | $1.38B | $1.27B | $1.15B | $1.32B | $1.27B |
| Retained Earnings | $336.71M | $294.05M | $237.20M | $168.77M | $92.46M | $20.83M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $192.57M | $178.27M | $173.39M | $165.79M | $162.01M | $169.30M |
| Investing Cash Flow | $1.10B | $657.90M | $550.99M | ($290.86M) | ($829.19M) | ($735.66M) |
| Financing Cash Flow | ($1.69B) | ($858.09M) | ($231.96M) | ($483.86M) | $814.74M | $725.61M |
| CapEx | $19.62M | $6.43M | $9.53M | $4.99M | $5.04M | $4.20M |
| Free Cash Flow | $172.95M | $171.84M | $163.86M | $160.80M | $156.97M | $165.10M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | 25.9% | 33.2% | - | - | - | - |
| EBITDA margin | 27.7% | 35.2% | - | - | - | - |
| Net margin | 18.8% | 24.6% | - | - | - | - |
| Free cash flow margin | 24.0% | 37.2% | - | - | - | - |
| FCF / Net income | 1.28 | 1.51 | 1.34 | 1.25 | 1.27 | 1.65 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 27.5% | 25.8% | 20.4% | 20.7% | 21.3% | 21.7% |
| Return on assets | 0.7% | 0.9% | 1.0% | 1.0% | 1.0% | 1.0% |
| Return on equity | 5.5% | 8.2% | 9.6% | 11.2% | 9.4% | 7.9% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 1.0x | 4.4x | 5.6x | 2.9x |
| Equity multiplier | 7.33 | 8.71 | 9.66 | 10.77 | 9.75 | 8.30 |
| Liabilities / Assets | 0.86 | 0.89 | 0.90 | 0.91 | 0.90 | 0.88 |
| Efficiency | ||||||
| Asset turnover | 0.04 | 0.04 | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 16.2x | 11.9x | 11.4x | 10.8x | 12.3x | 11.8x |
| P / B | 0.8x | 1.0x | 1.1x | 1.2x | 1.2x | 0.9x |
| P / S | 2.8x | 2.9x | - | - | - | - |
| EV / EBITDA | 8.7x | 4.0x | 4.1x | 6.7x | 4.1x | 3.5x |
| Growth | ||||||
| Revenue growth (YoY) | 55.7% | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 21.7% | -0.4% | -4.8% | 3.1% | 22.3% | -4.6% |
| Net income growth (YoY) | 19.0% | -7.2% | -4.5% | 3.9% | 23.0% | -2.5% |
| EPS growth (YoY) | -25.8% | -9.2% | -4.8% | 4.1% | 20.2% | -2.1% |
| EPS CAGR (3y) | -13.7% | -3.5% | 6.0% | 7.0% | 3.1% | 8.1% |
| EPS CAGR (5y) | -4.3% | 1.1% | 1.6% | 9.6% | 9.5% | 6.8% |
| FCF growth (YoY) | 0.6% | 4.9% | 1.9% | 2.4% | -4.9% | 144.4% |
| FCF CAGR (5y) | 0.9% | 20.5% | -3.0% | - | - | 23.5% |
| Book value growth (YoY) | 78.5% | 8.7% | 11.0% | -13.1% | 3.9% | 4.1% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$727.55M totalBanking Segment$635.73M · 87.4%
Wealth Management Segment$70.18M · 9.6%
Firstech$21.64M · 3.0%
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
4/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✗ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✗No share dilution
- -Gross margin improved
- ✓Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing FIRST BUSEY CORP /NV/ against the 5 most active filers in the same SIC group.
Dividends
$1.02/share trailing 12 months · +4.1% YoY
| Ex-date | Per share |
|---|---|
| Apr 24, 2026 | $0.2600 |
| Jan 23, 2026 | $0.2600 |
| Oct 24, 2025 | $0.2500 |
| Jul 18, 2025 | $0.2500 |
| Apr 17, 2025 | $0.2500 |
| Jan 24, 2025 | $0.2500 |
| Oct 18, 2024 | $0.2400 |
| Jul 19, 2024 | $0.2400 |
| Apr 18, 2024 | $0.2400 |
| Jan 18, 2024 | $0.2400 |
| Oct 19, 2023 | $0.2400 |
| Jul 20, 2023 | $0.2400 |
| Apr 20, 2023 | $0.2400 |
| Jan 19, 2023 | $0.2400 |
| Oct 20, 2022 | $0.2300 |
| Jul 21, 2022 | $0.2300 |
| Apr 21, 2022 | $0.2300 |
| Jan 20, 2022 | $0.2300 |
| Oct 21, 2021 | $0.2300 |
| Jul 22, 2021 | $0.2300 |
| Apr 22, 2021 | $0.2300 |
| Jan 21, 2021 | $0.2300 |
| Oct 22, 2020 | $0.2200 |
| Jul 23, 2020 | $0.2200 |