BSVN · Bank7 Corp. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - |
| Operating Income | $56.77M | $60.35M | $37.22M | $39.26M | $30.91M | $25.88M |
| Interest Expense | - | - | $39.00M | $9.32M | $3.05M | $6.15M |
| Income Tax | $13.70M | $14.66M | $8.95M | $9.62M | $7.75M | $6.62M |
| Net Income | $43.07M | $45.70M | $28.27M | $29.64M | $23.16M | $19.27M |
| EPS - Basic | $4.56 | $4.92 | $3.09 | $3.26 | $2.56 | $2.05 |
| EPS - Diluted | $4.50 | $4.84 | $3.05 | $3.22 | $2.55 | $2.05 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $244.63M | $234.20M | $181.04M | $109.11M | $204.85M | $153.90M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $1.96B | $1.74B | $1.77B | $1.58B | $1.35B | $1.02B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $1.71B | $1.53B | $1.60B | $1.44B | $1.22B | $909.35M |
| Stockholders' Equity | $251.00M | $213.21M | $170.33M | $144.10M | $127.41M | $107.32M |
| Retained Earnings | $149.71M | $116.28M | $78.96M | $58.05M | $33.15M | $14.07M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $46.14M | $55.05M | $49.13M | $39.71M | $29.95M | $25.23M |
| Investing Cash Flow | ($210.59M) | $80.16M | ($130.86M) | ($342.77M) | ($43.49M) | ($119.61M) |
| Financing Cash Flow | $174.89M | ($82.05M) | $153.66M | $207.32M | $64.49M | $131.15M |
| CapEx | $4.74M | $4.20M | $2.83M | $294.0K | $599.0K | $438.0K |
| Free Cash Flow | $41.40M | $50.85M | $46.29M | $39.42M | $29.36M | $24.80M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 0.96 | 1.11 | 1.64 | 1.33 | 1.27 | 1.29 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 24.1% | 24.3% | 24.0% | 24.5% | 25.1% | 25.6% |
| Return on assets | 2.2% | 2.6% | 1.6% | 1.9% | 1.7% | 1.9% |
| Return on equity | 17.2% | 21.4% | 16.6% | 20.6% | 18.2% | 18.0% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 1.0x | 4.2x | 10.1x | 4.2x |
| Equity multiplier | 7.82 | 8.16 | 10.40 | 10.99 | 10.60 | 9.47 |
| Liabilities / Assets | 0.87 | 0.88 | 0.90 | 0.91 | 0.91 | 0.89 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 9.1x | 9.6x | 9.0x | 8.0x | 9.0x | 6.9x |
| P / B | 1.6x | 2.1x | 1.5x | 1.6x | 1.6x | 1.2x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | -5.9% | 62.1% | -5.2% | 27.0% | 19.4% | 71.8% |
| Net income growth (YoY) | -5.8% | 61.6% | -4.6% | 28.0% | 20.2% | 134.2% |
| EPS growth (YoY) | -7.0% | 58.7% | -5.3% | 26.3% | 24.4% | 153.1% |
| EPS CAGR (3y) | 11.8% | 23.8% | 14.2% | 58.4% | 3.3% | - |
| EPS CAGR (5y) | 17.0% | 43.0% | 5.7% | - | - | - |
| FCF growth (YoY) | -18.6% | 9.8% | 17.4% | 34.3% | 18.4% | 54.2% |
| FCF CAGR (5y) | 10.8% | 25.9% | 22.1% | - | - | - |
| Book value growth (YoY) | 17.7% | 25.2% | 18.2% | 13.1% | 18.7% | 7.2% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
3/9
Weak
- ✓Net income positive
- ✓Operating cash flow positive
- ✗ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✗No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing Bank7 Corp. against the 5 most active filers in the same SIC group.
Dividends
$1.05/share trailing 12 months · +12.9% YoY
| Ex-date | Per share |
|---|---|
| Mar 19, 2026 | $0.2700 |
| Dec 22, 2025 | $0.2700 |
| Sep 19, 2025 | $0.2700 |
| Jun 20, 2025 | $0.2400 |
| Mar 20, 2025 | $0.2400 |
| Dec 20, 2024 | $0.2400 |
| Sep 26, 2024 | $0.2400 |
| Jun 20, 2024 | $0.2100 |
| Mar 20, 2024 | $0.2100 |
| Dec 21, 2023 | $0.2100 |
| Sep 25, 2023 | $0.2100 |
| Jun 21, 2023 | $0.1600 |
| Mar 21, 2023 | $0.1600 |
| Dec 22, 2022 | $0.1600 |
| Sep 21, 2022 | $0.1200 |
| Jun 21, 2022 | $0.1200 |
| Mar 22, 2022 | $0.1200 |
| Dec 22, 2021 | $0.1200 |
| Sep 22, 2021 | $0.1100 |
| Jun 22, 2021 | $0.1100 |
| Mar 22, 2021 | $0.1100 |
| Dec 21, 2020 | $0.1100 |
| Sep 29, 2020 | $0.1000 |
| Jun 24, 2020 | $0.1000 |