BPRN · Princeton Bancorp, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | $131.0K | - | $113.0K | $238.0K | $110.0K | - | $190.0K | $155.0K | $119.0K | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $8.05M | - | $8.28M | $596.0K | $6.89M | - | ($5.58M) | $6.16M | $5.41M | - |
| Interest Expense | - | - | - | - | - | - | - | $13.44M | $12.62M | - |
| Income Tax | $1.82M | - | $1.82M | ($92.0K) | $1.51M | - | ($1.12M) | $1.04M | $1.07M | - |
| Net Income | $6.23M | - | $6.47M | $688.0K | $5.38M | - | ($4.46M) | $5.13M | $4.34M | - |
| EPS - Basic | $0.92 | - | $0.95 | $0.10 | $0.78 | - | ($0.68) | $0.81 | $0.69 | - |
| EPS - Diluted | $0.91 | - | $0.95 | $0.10 | $0.77 | - | ($0.68) | $0.80 | $0.68 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $119.79M | $135.69M | $72.89M | $21.09M | $67.67M | $117.35M | $181.06M | $151.31M | $172.07M | $150.56M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $2.25B | $2.29B | $2.23B | $2.24B | $2.32B | $2.34B | $2.35B | $1.98B | $1.99B | $1.92B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | $0 | $10.00M | - | - | - | - | - | $0 |
| Total Liabilities | $1.98B | $2.01B | $1.96B | $1.98B | $2.05B | $2.08B | $2.09B | $1.74B | $1.75B | $1.68B |
| Stockholders' Equity | $273.60M | $270.71M | $266.61M | $261.95M | $266.99M | $262.04M | $261.50M | $244.84M | $241.81M | $240.21M |
| Retained Earnings | $165.48M | $161.78M | $158.08M | $153.77M | $155.17M | $151.91M | $148.72M | $155.08M | $151.86M | $149.41M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $5.21M | - | - | - | $1.25M | - | - | - | $4.83M | - |
| Investing Cash Flow | $15.19M | - | - | - | ($26.92M) | - | - | - | ($50.54M) | - |
| Financing Cash Flow | ($36.28M) | - | - | - | ($24.00M) | - | - | - | $67.22M | - |
| CapEx | $274.0K | - | - | - | $200.0K | - | - | - | $71.0K | - |
| Free Cash Flow | $4.93M | - | - | - | $1.05M | - | - | - | $4.76M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 0.79 | - | - | - | 0.20 | - | - | - | 1.09 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 22.6% | - | 21.9% | -15.4% | 21.9% | - | - | 16.8% | 19.7% | - |
| Return on assets | 0.3% | - | 0.3% | 0.0% | 0.2% | - | -0.2% | 0.3% | 0.2% | - |
| Return on equity | 2.3% | - | 2.4% | 0.3% | 2.0% | - | -1.7% | 2.1% | 1.8% | - |
| Return on invested capital | - | - | 2.4% | 0.2% | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | 0.00 | 0.04 | - | - | - | - | - | 0.00 |
| Debt / Assets | - | - | 0.00 | 0.00 | - | - | - | - | - | 0.00 |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | 0.5x | 0.4x | - |
| Equity multiplier | 8.24 | 8.44 | 8.36 | 8.56 | 8.68 | 8.93 | 9.00 | 8.10 | 8.22 | 7.98 |
| Liabilities / Assets | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.89 | 0.89 | 0.88 | 0.88 | 0.87 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 37.1x | - | 33.5x | 305.4x | 39.7x | - | - | 41.4x | 45.3x | - |
| P / B | 0.8x | - | 0.8x | 0.0x | 0.0x | - | 0.0x | 0.0x | 0.0x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 16.9% | - | - | -90.3% | 27.3% | - | - | -11.3% | - | - |
| Net income growth (YoY) | 15.8% | - | - | -86.6% | 23.8% | - | - | -24.5% | - | - |
| EPS growth (YoY) | 18.2% | - | - | -87.5% | 13.2% | - | - | -25.2% | - | - |
| EPS CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| FCF growth (YoY) | 369.4% | - | - | - | -77.9% | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 2.5% | 3.3% | 2.0% | 7.0% | 10.4% | 9.1% | 12.6% | 7.0% | 7.3% | 9.4% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing Princeton Bancorp against the 5 most active filers in the same SIC group.
Dividends
$1.35/share trailing 12 months · +12.5% YoY
| Ex-date | Per share |
|---|---|
| May 5, 2026 | $0.3500 |
| Feb 4, 2026 | $0.3500 |
| Nov 7, 2025 | $0.3500 |
| Aug 6, 2025 | $0.3000 |
| May 6, 2025 | $0.3000 |
| Feb 5, 2025 | $0.3000 |
| Nov 5, 2024 | $0.3000 |
| Aug 9, 2024 | $0.3000 |
| May 9, 2024 | $0.3000 |
| Feb 8, 2024 | $0.3000 |
| Nov 10, 2023 | $0.3000 |
| Aug 8, 2023 | $0.3000 |
| May 8, 2023 | $0.3000 |
| Feb 9, 2023 | $0.3000 |
| Nov 3, 2022 | $0.2500 |
| Aug 4, 2022 | $0.2500 |
| May 5, 2022 | $0.2500 |
| Feb 10, 2022 | $0.2500 |
| Nov 4, 2021 | $0.1800 |
| Aug 5, 2021 | $0.1800 |
| May 6, 2021 | $0.1800 |
| Feb 11, 2021 | $0.1200 |
| Nov 12, 2020 | $0.1000 |
| Aug 13, 2020 | $0.1000 |