CoverageForm 410-K10-Q8-K13D13G13F

BMRC · Bank of Marin Bancorp - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · BMRC

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A----------
Operating Income($57.38M)-$9.61M($11.20M)$9.64M-$6.97M($34.38M)$392.0K-
Interest Expense-------$11.87M$11.16M-
Income Tax($17.83M)-$2.08M($2.66M)$3.64M-$2.40M($12.48M)($218.0K)-
Net Income($39.54M)-$7.53M($8.54M)$6.00M-$4.57M($21.90M)$610.0K-
EPS - Basic($2.49)-$0.47($0.53)$0.38-$0.28($1.36)$0.04-
EPS - Diluted($2.49)-$0.47($0.53)$0.38-$0.28($1.36)$0.04-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$236.64M$225.30M$219.33M$228.86M$259.92M$137.30M$229.17M$231.41M$36.31M$30.45M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$3.91B$3.90B$3.87B$3.73B$3.78B$3.70B$3.79B$3.69B$3.77B$3.80B
Current Liabilities----------
Long-term Debt----------
Total Liabilities$3.52B$3.51B$3.43B$3.29B$3.34B$3.27B$3.36B$3.26B$3.33B$3.36B
Stockholders' Equity$394.49M$394.65M$443.82M$438.54M$439.57M$435.41M$436.96M$434.94M$436.68M$439.06M
Retained Earnings$202.65M$198.16M$241.73M$238.22M$250.81M$249.96M$247.98M$247.48M$273.45M$274.57M

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$1.08M---$4.94M---$4.33M-
Investing Cash Flow$1.86M---$39.88M---$37.63M-
Financing Cash Flow$8.39M---$77.81M---($36.10M)-
CapEx$164.0K---$314.0K---$161.0K-
Free Cash Flow$921.0K---$4.62M---$4.17M-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income-0.02---0.77---6.83-
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate--21.7%-37.8%-34.5%--55.6%-
Return on assets-1.0%-0.2%-0.2%0.2%-0.1%-0.6%0.0%-
Return on equity-10.0%-1.7%-1.9%1.4%-1.0%-5.0%0.1%-
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage--------2.9x0.0x-
Equity multiplier9.929.898.728.508.618.508.688.498.638.66
Liabilities / Assets0.900.900.890.880.880.880.880.880.880.88
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E--51.7x-58.1x-71.7x-419.3x-
P / B1.0x-0.9x0.8x0.8x-0.7x0.6x0.6x-
P / S----------
EV / EBITDA----------
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)--37.8%67.4%2360.5%-1.1%--97.8%-
Net income growth (YoY)--64.7%61.0%883.8%--13.7%--95.3%-
EPS growth (YoY)--67.9%61.0%850.0%--15.2%--95.1%-
EPS CAGR (3y)---14.8%--14.6%--7.2%--60.7%-
EPS CAGR (5y)---3.1%--6.4%--16.5%--40.6%-
FCF growth (YoY)-80.1%---11.0%----65.3%-
FCF CAGR (5y)-40.4%----13.2%----16.8%-
Book value growth (YoY)-10.3%-9.4%1.6%0.8%0.7%-0.8%4.4%2.6%1.5%6.5%

Peer comparison

Same SIC group: State Commercial Banks

CompanyRevenue (last FY)Net marginROE
ASB--9.5%
CZNC$5.98M392.0%6.9%
SBSI--8.2%
CBSH--14.9%
BUSE$719.58M18.8%5.5%

Comparing Bank of Marin Bancorp against the 5 most active filers in the same SIC group.

Dividends

$1.00/share trailing 12 months · 0.0% YoY

Ex-datePer share
May 7, 2026$0.2500
Feb 5, 2026$0.2500
Nov 6, 2025$0.2500
Aug 7, 2025$0.2500
May 8, 2025$0.2500
Feb 6, 2025$0.2500
Nov 7, 2024$0.2500
Aug 8, 2024$0.2500
May 8, 2024$0.2500
Feb 7, 2024$0.2500
Nov 2, 2023$0.2500
Aug 3, 2023$0.2500
May 4, 2023$0.2500
Feb 2, 2023$0.2500
Nov 4, 2022$0.2500
Aug 4, 2022$0.2500
May 5, 2022$0.2400
Feb 3, 2022$0.2400
Nov 4, 2021$0.2400
Jul 29, 2021$0.2400
Apr 29, 2021$0.2300
Feb 4, 2021$0.2300
Nov 5, 2020$0.2300
Jul 30, 2020$0.2300