BKSC · Bank of South Carolina Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - |
| Operating Income | $8.63M | $8.82M | $8.43M | $9.49M | $6.94M | $7.72M |
| Interest Expense | $301.8K | $174.0K | $305.4K | $815.2K | $694.4K | $423.9K |
| Income Tax | $1.98M | $2.07M | $1.97M | $2.18M | $1.11M | $2.81M |
| Net Income | $6.66M | $6.74M | $6.46M | $7.32M | $6.92M | $4.90M |
| EPS - Basic | $1.20 | $1.22 | $1.17 | $1.33 | $1.26 | $0.90 |
| EPS - Diluted | $1.18 | $1.19 | $1.14 | $1.31 | $1.24 | $0.88 |
Balance Sheet
| Line item | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $27.77M | $140.11M | $32.52M | $49.09M | $31.83M | $32.52M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $653.35M | $679.22M | $532.49M | $445.01M | $429.14M | $446.57M |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $614.53M | $625.30M | $477.51M | $393.84M | $383.67M | $403.80M |
| Stockholders' Equity | $38.81M | $53.92M | $54.98M | $51.17M | $45.46M | $42.76M |
| Retained Earnings | $14.00M | $11.12M | $8.69M | $5.88M | $2.65M | $8.47M |
Cash Flow
| Line item | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $9.47M | $17.46M | $292.0K | $4.44M | $9.32M | $8.18M |
| Investing Cash Flow | ($107.68M) | ($68.57M) | ($80.19M) | $19.90M | $14.01M | ($29.78M) |
| Financing Cash Flow | ($14.13M) | $142.89M | $79.13M | ($7.08M) | ($24.02M) | $27.87M |
| CapEx | $564.9K | $142.3K | $184.1K | $2.19M | $287.0K | $141.2K |
| Free Cash Flow | $8.91M | $17.32M | $107.8K | $2.26M | $9.03M | $8.04M |
Ratios
| Metric | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 1.34 | 2.57 | 0.02 | 0.31 | 1.30 | 1.64 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 22.9% | 23.5% | 23.3% | 22.9% | 13.8% | 36.5% |
| Return on assets | 1.0% | 1.0% | 1.2% | 1.6% | 1.6% | 1.1% |
| Return on equity | 17.1% | 12.5% | 11.8% | 14.3% | 15.2% | 11.5% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | 28.6x | 50.7x | 27.6x | 11.6x | 10.0x | 18.2x |
| Equity multiplier | 16.83 | 12.60 | 9.69 | 8.70 | 9.44 | 10.44 |
| Liabilities / Assets | 0.94 | 0.92 | 0.90 | 0.89 | 0.89 | 0.90 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | -2.1% | 4.6% | -11.2% | 36.9% | -10.1% | 11.3% |
| Net income growth (YoY) | -1.3% | 4.4% | -11.7% | 5.7% | 41.2% | -6.6% |
| EPS growth (YoY) | -0.8% | 4.4% | -13.0% | 5.6% | 40.6% | -15.2% |
| EPS CAGR (3y) | -3.4% | -1.4% | 8.9% | 8.0% | 8.9% | -2.8% |
| EPS CAGR (5y) | 6.0% | 2.7% | 3.5% | 6.4% | 6.4% | 1.5% |
| FCF growth (YoY) | -48.6% | 15960.8% | -95.2% | -75.0% | 12.3% | 37.5% |
| FCF CAGR (5y) | 2.1% | 24.3% | -56.6% | 1.7% | -13.5% | - |
| Book value growth (YoY) | -28.0% | -1.9% | 7.5% | 12.5% | 6.3% | 5.3% |
Stability scores
Piotroski F-score
FY 2022 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing BANK OF SOUTH CAROLINA CORP against the 5 most active filers in the same SIC group.
Dividends
$0.90/share trailing 12 months · +21.6% YoY
| Ex-date | Per share |
|---|---|
| Apr 14, 2026 | $0.2300 |
| Dec 30, 2025 | $0.2300 |
| Oct 7, 2025 | $0.2300 |
| Jul 8, 2025 | $0.2100 |
| Apr 8, 2025 | $0.1900 |
| Dec 31, 2024 | $0.1900 |
| Oct 8, 2024 | $0.1900 |
| Jul 8, 2024 | $0.1700 |
| Apr 8, 2024 | $0.1700 |
| Jan 2, 2024 | $0.1700 |
| Oct 6, 2023 | $0.1700 |
| Jun 30, 2023 | $0.1700 |
| Apr 3, 2023 | $0.1700 |
| Dec 23, 2022 | $0.1700 |
| Oct 3, 2022 | $0.1700 |
| Jul 5, 2022 | $0.1700 |
| Mar 31, 2022 | $0.1700 |
| Dec 27, 2021 | $0.1700 |
| Oct 4, 2021 | $0.1700 |
| Jul 2, 2021 | $0.1700 |
| Apr 5, 2021 | $0.2700 |
| Dec 28, 2020 | $0.1700 |
| Oct 2, 2020 | $0.1700 |
| Jul 6, 2020 | $0.1600 |