BKGM · Bankguam Holding Co - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $4.64M | $3.94M | $3.90M | $3.64M | $3.40M | $3.40M |
| Operating Income | $26.09M | $15.96M | $21.75M | $15.75M | $18.18M | $19.27M |
| Interest Expense | $1.91M | $2.27M | $2.49M | $2.12M | $2.19M | $2.14M |
| Income Tax | $5.09M | $3.46M | $5.60M | $2.91M | $9.64M | $5.72M |
| Net Income | $20.50M | $12.49M | $16.15M | $12.84M | $8.54M | $13.55M |
| EPS - Basic | - | - | $810.00 | $640.00 | $430.00 | $730.00 |
| EPS - Diluted | - | - | $810.00 | $640.00 | $430.00 | $730.00 |
Balance Sheet
| Line item | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $557.40M | $287.63M | $131.72M | $155.09M | - | - |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $2.79B | $2.35B | $1.95B | $1.89B | $1.97B | $1.92B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $2.61B | $2.18B | $1.79B | $1.74B | $1.83B | $1.79B |
| Stockholders' Equity | $180.75M | $177.06M | $164.24M | $148.29M | $138.15M | $132.20M |
| Retained Earnings | $153.74M | $137.65M | $129.58M | $117.34M | $108.90M | $104.63M |
Cash Flow
| Line item | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $18.53M | $29.00M | $21.52M | $38.83M | $14.82M | $14.77M |
| Investing Cash Flow | ($178.02M) | ($258.16M) | ($56.84M) | $79.06M | ($301.26M) | ($301.12M) |
| Financing Cash Flow | $429.26M | $384.82M | $11.94M | ($88.92M) | $362.30M | $362.20M |
| CapEx | $4.80M | $4.12M | $5.23M | $4.28M | $3.43M | $3.35M |
| Free Cash Flow | $13.73M | $24.88M | $16.29M | $34.55M | $11.38M | $11.42M |
Ratios
| Metric | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 0.67 | 1.99 | 1.01 | 2.69 | 1.33 | 0.84 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 19.9% | 21.7% | 25.7% | 18.5% | 53.0% | 29.7% |
| Return on assets | 0.7% | 0.5% | 0.8% | 0.7% | 0.4% | 0.7% |
| Return on equity | 11.3% | 7.1% | 9.8% | 8.7% | 6.2% | 10.3% |
| Return on invested capital | 11.6% | 7.1% | 9.8% | 8.7% | 6.6% | 10.3% |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt / Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt / EBITDA | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest coverage | 13.7x | 7.0x | 8.7x | 7.4x | 8.3x | 9.0x |
| Equity multiplier | 15.44 | 13.29 | 11.89 | 12.76 | 14.23 | 14.53 |
| Liabilities / Assets | 0.94 | 0.92 | 0.92 | 0.92 | 0.93 | 0.93 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 63.5% | -26.6% | 38.1% | -13.4% | -5.7% | 38.1% |
| Net income growth (YoY) | 64.1% | -22.7% | 25.8% | 50.3% | -37.0% | 20.0% |
| EPS growth (YoY) | - | - | 26.6% | 48.8% | -41.1% | 58300.0% |
| EPS CAGR (3y) | - | - | 3.5% | 700.0% | 635.7% | 767.0% |
| EPS CAGR (5y) | - | - | 275.8% | 256.0% | 237.6% | 311.3% |
| FCF growth (YoY) | -44.8% | 52.8% | -52.9% | 203.5% | -0.3% | -10.8% |
| FCF CAGR (5y) | 3.8% | 14.2% | -1.8% | 17.6% | -9.7% | -24.1% |
| Book value growth (YoY) | 2.1% | 7.8% | 10.8% | 7.3% | 4.5% | 17.9% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2021-12-31.
Product / service
$9.31M totalAsset Based Fees$4.60M · 49.4%
Service Charges On Deposit Accounts$3.80M · 40.8%
Online Fees$908.0K · 9.8%
Stability scores
Piotroski F-score
FY 2021 · 9-point quality
3/9
Weak
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✗Cash flow > net income
- ✗Long-term debt decreased
- -Current ratio improved
- -No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: Commercial Banks, NEC
Comparing BankGuam Holding Co against the 5 most active filers in the same SIC group.
Dividends
$120.00/share trailing 12 months · -40.0% YoY
| Ex-date | Per share |
|---|---|
| Mar 13, 2026 | $70.0000 |
| Jun 13, 2025 | $50.0000 |
| Mar 14, 2025 | $50.0000 |
| Dec 13, 2024 | $50.0000 |
| Sep 13, 2024 | $50.0000 |
| Jun 14, 2024 | $50.0000 |
| Mar 14, 2024 | $50.0000 |
| Dec 14, 2023 | $50.0000 |
| Sep 14, 2023 | $50.0000 |
| Jun 14, 2023 | $50.0000 |
| Mar 14, 2023 | $50.0000 |
| Dec 14, 2022 | $50.0000 |
| Sep 14, 2022 | $50.0000 |
| Jun 14, 2022 | $50.0000 |
| Mar 14, 2022 | $50.0000 |
| Dec 14, 2021 | $50.0000 |
| Sep 14, 2021 | $50.0000 |
| Jun 14, 2021 | $50.0000 |
| Mar 12, 2021 | $50.0000 |
| Dec 14, 2020 | $50.0000 |
| Sep 14, 2020 | $50.0000 |
| Jun 12, 2020 | $50.0000 |
| Mar 12, 2020 | $50.0000 |