BKGM · Bankguam Holding Co - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 | Q4 '20 | Q3 '20 | Q2 '20 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | $1.36M | - | - | - | $983.0K | - | - | - |
| Operating Income | $6.71M | $5.13M | $4.33M | - | $6.87M | $7.45M | $4.02M | - | $3.21M | $3.84M |
| Interest Expense | $516.0K | $518.0K | $508.0K | - | $600.0K | $358.0K | $353.0K | - | $535.0K | $650.0K |
| Income Tax | $1.39M | $998.0K | $815.0K | - | $1.31M | $1.54M | $729.0K | - | $694.0K | $1.08M |
| Net Income | $5.16M | $3.91M | $3.27M | - | $5.25M | $5.91M | $3.29M | - | $2.51M | $2.76M |
| EPS - Basic | $0.53 | $195.00 | - | - | - | - | - | - | $125.00 | $135.00 |
| EPS - Diluted | $0.53 | $195.00 | - | - | - | - | - | - | $125.00 | $135.00 |
Balance Sheet
| Line item | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 | Q4 '20 | Q3 '20 | Q2 '20 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $265.01M | $325.44M | $448.44M | $557.40M | $815.47M | $793.37M | $321.76M | $287.63M | $298.76M | $376.40M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $2.56B | $2.67B | $2.73B | $2.79B | $3.02B | $2.93B | $2.41B | $2.35B | $2.37B | $2.30B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | - | - |
| Total Liabilities | $2.44B | $2.53B | $2.57B | $2.61B | $2.84B | $2.76B | $2.25B | $2.18B | $2.20B | $2.12B |
| Stockholders' Equity | $128.43M | $144.27M | $157.69M | $180.75M | $173.87M | $168.49M | $158.61M | $177.06M | $175.33M | $173.87M |
| Retained Earnings | $162.72M | $158.72M | $155.91M | $153.74M | $148.79M | $144.64M | $139.84M | $137.65M | $134.78M | $133.37M |
Cash Flow
| Line item | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 | Q4 '20 | Q3 '20 | Q2 '20 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | ($349.0K) | - | - | - | $441.0K | - | - | - |
| Investing Cash Flow | - | - | ($68.80M) | - | - | - | ($39.49M) | - | - | - |
| Financing Cash Flow | - | - | ($39.81M) | - | - | - | $73.18M | - | - | - |
| CapEx | - | - | $1.19M | - | - | - | $1.15M | - | - | - |
| Free Cash Flow | - | - | ($1.54M) | - | - | - | ($712.0K) | - | - | - |
Ratios
| Metric | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 | Q4 '20 | Q3 '20 | Q2 '20 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | -0.47 | - | - | - | -0.22 | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 21.2% | 20.3% | 20.0% | - | 20.0% | 20.6% | 18.1% | - | 21.6% | 28.2% |
| Return on assets | 0.2% | 0.1% | 0.1% | - | 0.2% | 0.2% | 0.1% | - | 0.1% | 0.1% |
| Return on equity | 4.0% | 2.7% | 2.1% | - | 3.0% | 3.5% | 2.1% | - | 1.4% | 1.6% |
| Return on invested capital | 4.1% | 2.8% | 2.2% | - | 3.2% | 3.5% | 2.1% | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | - | - |
| Debt / Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | - | - |
| Debt / EBITDA | - | - | 0.00 | - | - | - | 0.00 | - | - | - |
| Interest coverage | 13.0x | 9.9x | 8.5x | - | 11.5x | 20.8x | 11.4x | - | 6.0x | 5.9x |
| Equity multiplier | 19.97 | 18.54 | 17.29 | 15.44 | 17.36 | 17.39 | 15.19 | 13.29 | 13.54 | 13.22 |
| Liabilities / Assets | 0.95 | 0.95 | 0.94 | 0.94 | 0.94 | 0.94 | 0.93 | 0.92 | 0.93 | 0.92 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 13584.9x | 37.4x | - | - | - | - | - | - | 33.4x | 34.0x |
| P / B | 545.1x | 491.9x | - | - | - | - | - | - | 230.7x | 255.9x |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | -2.4% | -31.1% | 7.6% | - | 114.3% | 94.0% | 0.6% | - | -50.0% | -29.2% |
| Net income growth (YoY) | -1.7% | -33.9% | -0.8% | - | 108.6% | 114.4% | 1.5% | - | -50.2% | -36.8% |
| EPS growth (YoY) | - | - | - | - | - | - | - | - | 24409.8% | 30581.8% |
| EPS CAGR (3y) | 1.3% | 662.4% | - | - | - | - | - | - | 616.4% | 627.9% |
| EPS CAGR (5y) | 9.3% | 254.2% | - | - | - | - | - | - | 225.9% | 239.3% |
| FCF growth (YoY) | - | - | -116.2% | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | -26.1% | -14.4% | -0.6% | 2.1% | -0.8% | -3.1% | -7.3% | 7.8% | 8.8% | 10.8% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2021-12-31.
Product / service
$9.31M totalAsset Based Fees$4.60M · 49.4%
Service Charges On Deposit Accounts$3.80M · 40.8%
Online Fees$908.0K · 9.8%
Peer comparison
Same SIC group: Commercial Banks, NEC
Comparing BankGuam Holding Co against the 5 most active filers in the same SIC group.
Dividends
$120.00/share trailing 12 months · -40.0% YoY
| Ex-date | Per share |
|---|---|
| Mar 13, 2026 | $70.0000 |
| Jun 13, 2025 | $50.0000 |
| Mar 14, 2025 | $50.0000 |
| Dec 13, 2024 | $50.0000 |
| Sep 13, 2024 | $50.0000 |
| Jun 14, 2024 | $50.0000 |
| Mar 14, 2024 | $50.0000 |
| Dec 14, 2023 | $50.0000 |
| Sep 14, 2023 | $50.0000 |
| Jun 14, 2023 | $50.0000 |
| Mar 14, 2023 | $50.0000 |
| Dec 14, 2022 | $50.0000 |
| Sep 14, 2022 | $50.0000 |
| Jun 14, 2022 | $50.0000 |
| Mar 14, 2022 | $50.0000 |
| Dec 14, 2021 | $50.0000 |
| Sep 14, 2021 | $50.0000 |
| Jun 14, 2021 | $50.0000 |
| Mar 12, 2021 | $50.0000 |
| Dec 14, 2020 | $50.0000 |
| Sep 14, 2020 | $50.0000 |
| Jun 12, 2020 | $50.0000 |
| Mar 12, 2020 | $50.0000 |