BCBP · Bcb Bancorp Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - |
| Operating Income | ($18.30M) | $26.27M | $41.45M | $63.11M | $48.26M | $29.42M |
| Interest Expense | - | - | $84.30M | $17.50M | $15.18M | $33.02M |
| Income Tax | ($5.77M) | $7.65M | $11.97M | $17.53M | $14.02M | $8.57M |
| Net Income | ($12.53M) | $18.62M | $29.48M | $45.58M | $34.24M | $20.86M |
| EPS - Basic | ($0.84) | $0.99 | $1.71 | $2.64 | $1.94 | $1.14 |
| EPS - Diluted | ($0.84) | $0.99 | $1.70 | $2.58 | $1.92 | $1.14 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $276.58M | $317.28M | $279.52M | $229.36M | $411.63M | $261.23M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $3.28B | $3.60B | $3.83B | $3.55B | $2.97B | $2.82B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $2.98B | $3.28B | $3.52B | $3.25B | $2.69B | $2.57B |
| Stockholders' Equity | $304.28M | $323.93M | $314.06M | $291.25M | $274.02M | $249.21M |
| Retained Earnings | $116.42M | $141.85M | $135.93M | $115.11M | $81.17M | $58.34M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $35.92M | $67.73M | $35.16M | $40.89M | $45.89M | $139.34M |
| Investing Cash Flow | $232.38M | $222.77M | ($233.32M) | ($761.50M) | ($7.67M) | ($315.49M) |
| Financing Cash Flow | ($309.00M) | ($252.74M) | $248.33M | $538.34M | $112.17M | ($112.98M) |
| CapEx | $1.05M | $1.23M | $4.53M | $518.0K | $325.0K | $1.39M |
| Free Cash Flow | $34.87M | $66.50M | $30.63M | $40.37M | $45.57M | $137.96M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | -2.78 | 3.57 | 1.04 | 0.89 | 1.33 | 6.61 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | - | 29.1% | 28.9% | 27.8% | 29.0% | 29.1% |
| Return on assets | -0.4% | 0.5% | 0.8% | 1.3% | 1.2% | 0.7% |
| Return on equity | -4.1% | 5.7% | 9.4% | 15.6% | 12.5% | 8.4% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 0.5x | 3.6x | 3.2x | 0.9x |
| Equity multiplier | 10.78 | 11.11 | 12.20 | 12.18 | 10.83 | 11.32 |
| Liabilities / Assets | 0.91 | 0.91 | 0.92 | 0.92 | 0.91 | 0.91 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | - | 12.0x | 7.6x | 7.0x | 8.0x | 9.7x |
| P / B | 0.5x | 0.6x | 0.7x | 1.1x | 1.0x | 0.8x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | - | -36.6% | -34.3% | 30.8% | 64.0% | -3.0% |
| Net income growth (YoY) | - | -36.8% | -35.3% | 33.1% | 64.2% | -0.8% |
| EPS growth (YoY) | - | -41.8% | -34.1% | 34.4% | 68.4% | -5.0% |
| EPS CAGR (3y) | - | -19.8% | 14.2% | 29.1% | 23.9% | 15.0% |
| EPS CAGR (5y) | - | -3.8% | 11.0% | 28.0% | 25.0% | 10.6% |
| FCF growth (YoY) | -47.6% | 117.1% | -24.1% | -11.4% | -67.0% | 267.7% |
| FCF CAGR (5y) | -24.0% | 12.1% | -4.5% | 16.1% | 108.2% | 61.8% |
| Book value growth (YoY) | -6.1% | 3.1% | 7.8% | 6.3% | 10.0% | 4.1% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
3/9
Weak
- ✗Net income positive
- ✓Operating cash flow positive
- ✗ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: Savings Institution, Federally Chartered
Comparing BCB BANCORP INC against the 5 most active filers in the same SIC group.
Dividends
$0.48/share trailing 12 months · -25.0% YoY
| Ex-date | Per share |
|---|---|
| May 6, 2026 | $0.0800 |
| Feb 11, 2026 | $0.0800 |
| Nov 10, 2025 | $0.1600 |
| Aug 11, 2025 | $0.1600 |
| May 7, 2025 | $0.1600 |
| Feb 7, 2025 | $0.1600 |
| Nov 1, 2024 | $0.1600 |
| Aug 2, 2024 | $0.1600 |
| May 2, 2024 | $0.1600 |
| Feb 2, 2024 | $0.1600 |
| Nov 2, 2023 | $0.1600 |
| Aug 3, 2023 | $0.1600 |
| May 4, 2023 | $0.1600 |
| Feb 2, 2023 | $0.1600 |
| Oct 31, 2022 | $0.1600 |
| Jul 29, 2022 | $0.1600 |
| Apr 29, 2022 | $0.1600 |
| Jan 31, 2022 | $0.1600 |
| Oct 29, 2021 | $0.1600 |
| Aug 3, 2021 | $0.1600 |
| May 7, 2021 | $0.1400 |
| Feb 2, 2021 | $0.1400 |
| Nov 5, 2020 | $0.1400 |
| Aug 6, 2020 | $0.1400 |