CoverageForm 410-K10-Q8-K13D13G13F

AVBH · Avidbank Holdings, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · AVBH

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q4 '24
Revenue$101.0K-($60.85M)$1.54M-
Cost of Revenue-----
Gross Profit-----
R&D-----
SG&A-----
Total Operating Expenses-----
D&A$379.0K----
Operating Income$7.68M-$8.31M$4.87M-
Interest Expense-----
Income Tax$2.25M-$2.46M$2.50M-
Net Income$9.02M-($37.73M)$5.80M-
EPS - Basic$0.85-($4.12)$0.47-
EPS - Diluted$0.84-$0.77$0.75-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q4 '24
Cash & Equivalents$149.04M$154.57M$136.53M$82.70M$82.70M
Accounts Receivable-----
Inventory-----
Accounts Payable-----
Current Assets-----
Total Assets$2.58B$2.57B$2.36B$2.30B-
Current Liabilities-----
Long-term Debt-----
Total Liabilities$2.29B$2.29B$2.09B$2.12B-
Stockholders' Equity$288.44M$280.98M$273.11M$196.62M-
Retained Earnings$120.17M$111.15M$104.20M$141.94M-

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q4 '24
Operating Cash Flow$4.26M----
Investing Cash Flow$30.89M----
Financing Cash Flow$7.16M----
CapEx$23.0K----
Free Cash Flow$4.23M----

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q4 '24
Profitability
Gross margin-----
Operating margin7605.0%--13.6%316.5%-
EBITDA margin7980.2%----
Net margin8931.7%-62.0%376.9%-
Free cash flow margin4192.1%----
FCF / Net income0.47----
R&D / Revenue-----
SG&A / Revenue-----
Effective tax rate19.9%--30.1%-
Return on assets0.3%--1.6%0.3%-
Return on equity3.1%--13.8%2.9%-
Return on invested capital-----
Liquidity
Current ratio-----
Quick ratio-----
Cash ratio-----
Leverage
Debt / Equity-----
Debt / Assets-----
Debt / EBITDA-----
Interest coverage-----
Equity multiplier8.949.158.6511.72-
Liabilities / Assets0.890.890.880.92-
Efficiency
Asset turnover0.00--0.030.00-
Inventory turnover-----
Days sales outstanding-----
Days inventory outstanding-----
Days payable outstanding-----
Cash conversion cycle-----
Valuation
P / E33.9x-33.1x27.2x-
P / B1.1x-0.9x0.8x-
P / S3040.2x--100.7x-
EV / EBITDA19.6x----
Growth
Revenue growth (YoY)-----
Revenue CAGR (3y)-----
Revenue CAGR (5y)-----
Gross profit growth (YoY)-----
Operating income growth (YoY)-----
Net income growth (YoY)-----
EPS growth (YoY)-----
EPS CAGR (3y)-----
EPS CAGR (5y)-----
FCF growth (YoY)-----
FCF CAGR (5y)-----
Book value growth (YoY)-----

Peer comparison

Same SIC group: State Commercial Banks

CompanyRevenue (last FY)Net marginROE
ASB--9.5%
CZNC$5.98M392.0%6.9%
SBSI--8.2%
CBSH--14.9%
BUSE$719.58M18.8%5.5%

Comparing Avidbank Holdings against the 5 most active filers in the same SIC group.