CoverageForm 410-K10-Q8-K13D13G13F

AVBC · Avidia Bancorp, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · AVBC

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Revenue-----
Cost of Revenue-----
Gross Profit-----
R&D-----
SG&A-----
Total Operating Expenses-----
D&A$676.0K---$613.0K
Operating Income$8.19M-$2.75M$5.03M$4.76M
Interest Expense-----
Income Tax$2.19M-($1.04M)$759.0K$1.21M
Net Income$6.00M-$2.08M$2.35M$3.54M
EPS - Basic$0.32-($0.05)--
EPS - Diluted$0.32-($0.05)--

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Cash & Equivalents-----
Accounts Receivable-----
Inventory-----
Accounts Payable-----
Current Assets-----
Total Assets$2.81B$2.84B$2.79B$2.96B$2.66B
Current Liabilities-----
Long-term Debt-----
Total Liabilities$2.42B$2.46B$2.41B$2.77B$2.46B
Stockholders' Equity$383.52M$378.99M$195.03M$187.04M$193.83M
Retained Earnings$216.97M$211.98M$206.65M$207.56M$203.68M

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Operating Cash Flow$8.38M---$1.37M
Investing Cash Flow($22.68M)---($29.10M)
Financing Cash Flow($38.13M)---$26.52M
CapEx$652.0K---$283.0K
Free Cash Flow$7.72M---$1.08M

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Gross margin-----
Operating margin-----
EBITDA margin-----
Net margin-----
Free cash flow margin-----
FCF / Net income1.29---0.31
R&D / Revenue-----
SG&A / Revenue-----
Effective tax rate26.8%--100.9%24.4%25.5%
Return on assets0.2%-0.1%0.1%0.1%
Return on equity1.6%-1.1%1.3%1.8%
Return on invested capital-----
Liquidity
Current ratio-----
Quick ratio-----
Cash ratio-----
Leverage
Debt / Equity-----
Debt / Assets-----
Debt / EBITDA-----
Interest coverage-----
Equity multiplier7.327.4914.2915.8113.71
Liabilities / Assets0.860.870.870.940.93
Efficiency
Asset turnover-----
Inventory turnover-----
Days sales outstanding-----
Days inventory outstanding-----
Days payable outstanding-----
Cash conversion cycle-----
Valuation
P / E61.5x----
P / B1.0x-1.4x--
P / S-----
EV / EBITDA41.2x----
Growth
Revenue growth (YoY)-----
Revenue CAGR (3y)-----
Revenue CAGR (5y)-----
Gross profit growth (YoY)-----
Operating income growth (YoY)72.0%----
Net income growth (YoY)69.1%----
EPS growth (YoY)-----
EPS CAGR (3y)-----
EPS CAGR (5y)-----
FCF growth (YoY)613.2%----
FCF CAGR (5y)-----
Book value growth (YoY)97.9%----

Peer comparison

Same SIC group: Savings Institutions, Not Federally Chartered

CompanyRevenue (last FY)Net marginROE
FSBW--10.8%
HFWA$12.01M562.5%7.3%
NYSE:NYCB---2.2%
BHLB$29.95M301.4%3.6%
TCBX--12.5%

Comparing Avidia Bancorp against the 5 most active filers in the same SIC group.

Dividends

$0.10/share trailing 12 months

Ex-datePer share
May 19, 2026$0.0500
Feb 17, 2026$0.0500