AUB · Atlantic Union Bankshares Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $4.92M | - | - | - | $3.17M | - | - | - | $2.96M | - |
| Operating Income | $154.61M | - | $116.28M | $17.49M | $61.51M | - | $92.03M | $36.59M | $59.87M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $115.09M | - |
| Income Tax | $32.44M | - | $24.14M | ($2.30M) | $11.69M | - | $15.62M | $11.43M | $10.10M | - |
| Net Income | $122.17M | - | $92.14M | $19.79M | $49.82M | - | $76.42M | $25.16M | $49.77M | - |
| EPS - Basic | $0.84 | - | $0.63 | $0.12 | $0.53 | - | $0.82 | $0.25 | $0.62 | - |
| EPS - Diluted | $0.84 | - | $0.63 | $0.12 | $0.52 | - | $0.82 | $0.25 | $0.62 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $780.13M | $966.46M | $794.66M | $1.59B | $434.14M | $354.07M | $528.07M | $446.01M | $396.67M | $378.13M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $37.32B | $37.59B | $37.07B | $37.29B | $24.63B | $24.59B | $24.80B | $24.76B | $21.38B | $21.17B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $774.98M | $771.86M | $768.68M | $765.42M | $418.67M | $418.30M | $417.94M | $416.65M | $391.32M | $391.02M |
| Total Liabilities | $32.26B | $32.58B | $32.16B | $32.46B | $21.45B | $21.44B | $21.62B | $21.72B | $18.83B | $18.61B |
| Stockholders' Equity | $5.05B | $5.01B | $4.92B | $4.83B | $3.19B | $3.14B | $3.18B | $3.04B | $2.55B | $2.56B |
| Retained Earnings | $1.25B | $1.18B | $1.13B | $1.09B | $1.12B | $1.10B | $1.08B | $1.03B | $1.04B | $1.02B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $127.33M | - | - | - | $62.03M | - | - | - | $57.01M | - |
| Investing Cash Flow | $23.19M | - | - | - | $9.64M | - | - | - | ($214.90M) | - |
| Financing Cash Flow | ($336.85M) | - | - | - | $8.39M | - | - | - | $176.43M | - |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 21.0% | - | 20.8% | -13.2% | 19.0% | - | 17.0% | 31.2% | 16.9% | - |
| Return on assets | 0.3% | - | 0.2% | 0.1% | 0.2% | - | 0.3% | 0.1% | 0.2% | - |
| Return on equity | 2.4% | - | 1.9% | 0.4% | 1.6% | - | 2.4% | 0.8% | 2.0% | - |
| Return on invested capital | 2.1% | - | 1.6% | 0.3% | 1.4% | - | 2.1% | 0.7% | 1.7% | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 0.15 | 0.15 | 0.16 | 0.16 | 0.13 | 0.13 | 0.13 | 0.14 | 0.15 | 0.15 |
| Debt / Assets | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Debt / EBITDA | 4.86 | - | - | - | 6.47 | - | - | - | 6.23 | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.5x | - |
| Equity multiplier | 7.39 | 7.51 | 7.54 | 7.72 | 7.73 | 7.82 | 7.79 | 8.14 | 8.39 | 8.28 |
| Liabilities / Assets | 0.86 | 0.87 | 0.87 | 0.87 | 0.87 | 0.87 | 0.87 | 0.88 | 0.88 | 0.88 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 42.5x | - | 56.0x | 260.7x | 59.9x | - | 45.9x | 131.4x | 57.0x | - |
| P / B | 1.0x | - | 1.0x | 0.9x | 0.9x | - | 1.1x | 1.0x | 1.0x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 31.8x | - | - | - | 43.1x | - | - | - | 42.2x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 151.4% | - | 26.3% | -52.2% | 2.7% | - | 40.4% | -43.3% | 39.4% | - |
| Net income growth (YoY) | 145.2% | - | 20.6% | -21.3% | 0.1% | - | 41.5% | -54.5% | 39.6% | - |
| EPS growth (YoY) | 61.5% | - | -23.2% | -52.0% | -16.1% | - | 20.6% | -64.3% | 40.9% | - |
| EPS CAGR (3y) | 24.1% | - | -5.2% | -46.6% | -1.3% | - | -4.5% | -38.0% | -2.6% | - |
| EPS CAGR (5y) | 4.6% | - | -3.2% | -21.0% | 42.0% | - | 4.8% | -15.8% | 5.7% | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 58.6% | 59.3% | 54.5% | 58.8% | 25.0% | 22.9% | 33.2% | 25.5% | 4.5% | 7.7% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2020-12-31.
Product / service
$62.38M totalOverdraft Fees Net$17.79M · 28.5%
Trust Asset Management Fees$10.80M · 17.3%
Registered Advisor Management Fees Net$8.66M · 13.9%
Maintenance Fees Other$7.46M · 12.0%
Interchange Fees Net$7.18M · 11.5%
Financial Service Other$6.29M · 10.1%
Brokerage Management Fees Net$4.19M · 6.7%
Peer comparison
Same SIC group: State Commercial Banks
Comparing Atlantic Union Bankshares Corp against the 5 most active filers in the same SIC group.
Dividends
$1.45/share trailing 12 months · +8.2% YoY
| Ex-date | Per share |
|---|---|
| May 22, 2026 | $0.3700 |
| Feb 13, 2026 | $0.3700 |
| Nov 14, 2025 | $0.3700 |
| Aug 4, 2025 | $0.3400 |
| May 23, 2025 | $0.3400 |
| Feb 14, 2025 | $0.3400 |
| Nov 8, 2024 | $0.3400 |
| Aug 9, 2024 | $0.3200 |
| May 23, 2024 | $0.3200 |
| Feb 8, 2024 | $0.3200 |
| Nov 9, 2023 | $0.3200 |
| Aug 10, 2023 | $0.3000 |
| May 18, 2023 | $0.3000 |
| Feb 9, 2023 | $0.3000 |
| Nov 9, 2022 | $0.3000 |
| Aug 11, 2022 | $0.3000 |
| May 19, 2022 | $0.2800 |
| Feb 10, 2022 | $0.2800 |
| Nov 10, 2021 | $0.2800 |
| Aug 12, 2021 | $0.2800 |
| May 20, 2021 | $0.2800 |
| Feb 11, 2021 | $0.2500 |
| Nov 12, 2020 | $0.2500 |
| Aug 6, 2020 | $0.2500 |