CoverageForm 410-K10-Q8-K13D13G13F

ASPS · Altisource Portfolio Solutions S.A. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · ASPS

Income Statement

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Revenue$170.97M$160.13M$145.07M$153.12M$178.45M$365.55M
Cost of Revenue$122.06M$110.61M$115.41M$131.31M$171.37M$305.19M
Gross Profit$48.91M$49.53M$29.65M$21.82M$7.09M$60.35M
R&D------
SG&A$40.98M$45.62M$46.42M$54.76M$67.05M$92.74M
Total Operating Expenses------
D&A$517.0K$997.0K$2.39M$3.44M$4.59M$14.89M
Operating Income$417.0K$3.22M($16.77M)($33.18M)$28.97M($44.35M)
Interest Expense$12.17M$38.88M$36.10M$16.64M$14.55M$17.73M
Income Tax($16.07M)$2.58M$3.71M$5.27M$3.23M$8.61M
Net Income$1.61M($35.64M)($56.29M)($53.42M)$11.81M($67.16M)
EPS - Basic$0.16($10.00)($20.08)($26.56)$6.00($34.48)
EPS - Diluted$0.15($10.00)($20.08)($26.56)$5.92($34.48)

Balance Sheet

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash & Equivalents$26.60M$29.81M$32.52M$51.02M$98.13M$58.26M
Accounts Receivable$17.98M$15.05M$11.68M$12.99M$18.01M$22.41M
Inventory------
Accounts Payable$13.49M$17.89M$15.28M$14.98M$15.98M$16.80M
Current Assets$54.28M$51.10M$55.54M$87.56M$138.00M$100.16M
Total Assets$139.80M$143.61M$154.86M$195.00M$257.81M$265.69M
Current Liabilities$47.06M$271.27M$35.76M$40.09M$54.75M$71.55M
Long-term Debt$189.86M$0$215.62M$245.23M$243.64M$242.66M
Total Liabilities------
Stockholders' Equity($110.21M)($157.38M)($125.67M)($119.65M)($70.14M)($83.77M)
Retained Earnings($363.74M)($259.98M)($180.16M)$118.95M$186.59M$190.38M

Cash Flow

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Operating Cash Flow($5.07M)($5.03M)($21.83M)($44.89M)($60.41M)($22.40M)
Investing Cash Flow($319.0K)$2.25M$0($767.0K)$102.76M$47.22M
Financing Cash Flow$3.18M$55.0K$2.98M($2.22M)($2.30M)($49.31M)
CapEx$69.0K$3.0K$0$863.0K$1.38M$2.71M
Free Cash Flow($5.13M)($5.03M)($21.83M)($45.75M)($61.78M)($25.11M)

Ratios

MetricFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Profitability
Gross margin28.6%30.9%20.4%14.2%4.0%16.5%
Operating margin0.2%2.0%-11.6%-21.7%16.2%-12.1%
EBITDA margin0.5%2.6%-9.9%-19.4%18.8%-8.1%
Net margin0.9%-22.3%-38.8%-34.9%6.6%-18.4%
Free cash flow margin-3.0%-3.1%-15.1%-29.9%-34.6%-6.9%
FCF / Net income-3.180.140.390.86-5.230.37
R&D / Revenue------
SG&A / Revenue24.0%28.5%32.0%35.8%37.6%25.4%
Effective tax rate----21.5%-
Return on assets1.2%-24.8%-36.3%-27.4%4.6%-25.3%
Return on equity-1.5%22.6%44.8%44.6%-16.8%80.2%
Return on invested capital0.4%--14.7%-20.9%13.1%-22.1%
Liquidity
Current ratio1.150.191.552.182.521.40
Quick ratio1.150.191.552.182.521.40
Cash ratio0.570.110.911.271.790.81
Leverage
Debt / Equity-1.720.00-1.72-2.05-3.47-2.90
Debt / Assets1.360.001.391.260.950.91
Debt / EBITDA203.280.00--7.26-
Interest coverage0.0x0.1x-0.5x-2.0x2.0x-2.5x
Equity multiplier-1.27-0.91-1.23-1.63-3.68-3.17
Liabilities / Assets------
Efficiency
Asset turnover1.221.120.940.790.691.38
Inventory turnover------
Days sales outstanding38d34d29d31d37d22d
Days inventory outstanding------
Days payable outstanding40d59d48d42d34d20d
Cash conversion cycle------
Valuation
P / E46.3x---15.2x-
P / B------
P / S0.4x0.9x4.4x7.9x8.1x4.4x
EV / EBITDA257.1x28.6x--47.3x-
Growth
Revenue growth (YoY)6.8%10.4%-5.3%-14.2%-51.2%-43.6%
Revenue CAGR (3y)3.7%-3.5%-26.5%-38.2%-43.6%-27.1%
Revenue CAGR (5y)-14.1%-24.4%-32.0%-30.5%-29.1%-19.0%
Gross profit growth (YoY)-1.2%67.0%35.9%207.8%-88.3%-61.2%
Operating income growth (YoY)-87.1%-49.5%---
Net income growth (YoY)-36.7%-5.4%--78.2%
EPS growth (YoY)-50.2%24.4%---79.0%
EPS CAGR (3y)------
EPS CAGR (5y)----32.3%-
FCF growth (YoY)-2.1%77.0%52.3%26.0%-146.1%-
FCF CAGR (5y)------
Book value growth (YoY)30.0%-25.2%-5.0%-70.6%16.3%-267.0%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Business segments

$151.41M total
Servicer And Real Estate Solutions$116.63M · 77.0%
Origination Solutions$34.78M · 23.0%

Product / service

$170.97M total
Service$161.26M · 94.3%
Reimbursable Expenses$9.40M · 5.5%
Noncontrolling Interest Revenue$313.0K · 0.2%

Stability scores

Piotroski F-score

FY 2025 · 9-point quality

5/9
Neutral
  • Net income positive
  • Operating cash flow positive
  • ROA improved YoY
  • Cash flow > net income
  • Long-term debt decreased
  • Current ratio improved
  • No share dilution
  • Gross margin improved
  • Asset turnover improved

Peer comparison

Same SIC group: Services-Miscellaneous Business Services

CompanyRevenue (last FY)Net marginROE
DFIN$767.00M4.2%8.5%
NVEE---
SE$19.63B8.0%12.6%
PFMT---
VEII---

Comparing ALTISOURCE PORTFOLIO SOLUTIONS S.A. against the 5 most active filers in the same SIC group.