ASPS · Altisource Portfolio Solutions S.A. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $170.97M | $160.13M | $145.07M | $153.12M | $178.45M | $365.55M |
| Cost of Revenue | $122.06M | $110.61M | $115.41M | $131.31M | $171.37M | $305.19M |
| Gross Profit | $48.91M | $49.53M | $29.65M | $21.82M | $7.09M | $60.35M |
| R&D | - | - | - | - | - | - |
| SG&A | $40.98M | $45.62M | $46.42M | $54.76M | $67.05M | $92.74M |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $517.0K | $997.0K | $2.39M | $3.44M | $4.59M | $14.89M |
| Operating Income | $417.0K | $3.22M | ($16.77M) | ($33.18M) | $28.97M | ($44.35M) |
| Interest Expense | $12.17M | $38.88M | $36.10M | $16.64M | $14.55M | $17.73M |
| Income Tax | ($16.07M) | $2.58M | $3.71M | $5.27M | $3.23M | $8.61M |
| Net Income | $1.61M | ($35.64M) | ($56.29M) | ($53.42M) | $11.81M | ($67.16M) |
| EPS - Basic | $0.16 | ($10.00) | ($20.08) | ($26.56) | $6.00 | ($34.48) |
| EPS - Diluted | $0.15 | ($10.00) | ($20.08) | ($26.56) | $5.92 | ($34.48) |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $26.60M | $29.81M | $32.52M | $51.02M | $98.13M | $58.26M |
| Accounts Receivable | $17.98M | $15.05M | $11.68M | $12.99M | $18.01M | $22.41M |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | $13.49M | $17.89M | $15.28M | $14.98M | $15.98M | $16.80M |
| Current Assets | $54.28M | $51.10M | $55.54M | $87.56M | $138.00M | $100.16M |
| Total Assets | $139.80M | $143.61M | $154.86M | $195.00M | $257.81M | $265.69M |
| Current Liabilities | $47.06M | $271.27M | $35.76M | $40.09M | $54.75M | $71.55M |
| Long-term Debt | $189.86M | $0 | $215.62M | $245.23M | $243.64M | $242.66M |
| Total Liabilities | - | - | - | - | - | - |
| Stockholders' Equity | ($110.21M) | ($157.38M) | ($125.67M) | ($119.65M) | ($70.14M) | ($83.77M) |
| Retained Earnings | ($363.74M) | ($259.98M) | ($180.16M) | $118.95M | $186.59M | $190.38M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | ($5.07M) | ($5.03M) | ($21.83M) | ($44.89M) | ($60.41M) | ($22.40M) |
| Investing Cash Flow | ($319.0K) | $2.25M | $0 | ($767.0K) | $102.76M | $47.22M |
| Financing Cash Flow | $3.18M | $55.0K | $2.98M | ($2.22M) | ($2.30M) | ($49.31M) |
| CapEx | $69.0K | $3.0K | $0 | $863.0K | $1.38M | $2.71M |
| Free Cash Flow | ($5.13M) | ($5.03M) | ($21.83M) | ($45.75M) | ($61.78M) | ($25.11M) |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 28.6% | 30.9% | 20.4% | 14.2% | 4.0% | 16.5% |
| Operating margin | 0.2% | 2.0% | -11.6% | -21.7% | 16.2% | -12.1% |
| EBITDA margin | 0.5% | 2.6% | -9.9% | -19.4% | 18.8% | -8.1% |
| Net margin | 0.9% | -22.3% | -38.8% | -34.9% | 6.6% | -18.4% |
| Free cash flow margin | -3.0% | -3.1% | -15.1% | -29.9% | -34.6% | -6.9% |
| FCF / Net income | -3.18 | 0.14 | 0.39 | 0.86 | -5.23 | 0.37 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | 24.0% | 28.5% | 32.0% | 35.8% | 37.6% | 25.4% |
| Effective tax rate | - | - | - | - | 21.5% | - |
| Return on assets | 1.2% | -24.8% | -36.3% | -27.4% | 4.6% | -25.3% |
| Return on equity | -1.5% | 22.6% | 44.8% | 44.6% | -16.8% | 80.2% |
| Return on invested capital | 0.4% | - | -14.7% | -20.9% | 13.1% | -22.1% |
| Liquidity | ||||||
| Current ratio | 1.15 | 0.19 | 1.55 | 2.18 | 2.52 | 1.40 |
| Quick ratio | 1.15 | 0.19 | 1.55 | 2.18 | 2.52 | 1.40 |
| Cash ratio | 0.57 | 0.11 | 0.91 | 1.27 | 1.79 | 0.81 |
| Leverage | ||||||
| Debt / Equity | -1.72 | 0.00 | -1.72 | -2.05 | -3.47 | -2.90 |
| Debt / Assets | 1.36 | 0.00 | 1.39 | 1.26 | 0.95 | 0.91 |
| Debt / EBITDA | 203.28 | 0.00 | - | - | 7.26 | - |
| Interest coverage | 0.0x | 0.1x | -0.5x | -2.0x | 2.0x | -2.5x |
| Equity multiplier | -1.27 | -0.91 | -1.23 | -1.63 | -3.68 | -3.17 |
| Liabilities / Assets | - | - | - | - | - | - |
| Efficiency | ||||||
| Asset turnover | 1.22 | 1.12 | 0.94 | 0.79 | 0.69 | 1.38 |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | 38d | 34d | 29d | 31d | 37d | 22d |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | 40d | 59d | 48d | 42d | 34d | 20d |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 46.3x | - | - | - | 15.2x | - |
| P / B | - | - | - | - | - | - |
| P / S | 0.4x | 0.9x | 4.4x | 7.9x | 8.1x | 4.4x |
| EV / EBITDA | 257.1x | 28.6x | - | - | 47.3x | - |
| Growth | ||||||
| Revenue growth (YoY) | 6.8% | 10.4% | -5.3% | -14.2% | -51.2% | -43.6% |
| Revenue CAGR (3y) | 3.7% | -3.5% | -26.5% | -38.2% | -43.6% | -27.1% |
| Revenue CAGR (5y) | -14.1% | -24.4% | -32.0% | -30.5% | -29.1% | -19.0% |
| Gross profit growth (YoY) | -1.2% | 67.0% | 35.9% | 207.8% | -88.3% | -61.2% |
| Operating income growth (YoY) | -87.1% | - | 49.5% | - | - | - |
| Net income growth (YoY) | - | 36.7% | -5.4% | - | - | 78.2% |
| EPS growth (YoY) | - | 50.2% | 24.4% | - | - | -79.0% |
| EPS CAGR (3y) | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | 32.3% | - |
| FCF growth (YoY) | -2.1% | 77.0% | 52.3% | 26.0% | -146.1% | - |
| FCF CAGR (5y) | - | - | - | - | - | - |
| Book value growth (YoY) | 30.0% | -25.2% | -5.0% | -70.6% | 16.3% | -267.0% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$151.41M totalServicer And Real Estate Solutions$116.63M · 77.0%
Origination Solutions$34.78M · 23.0%
Product / service
$170.97M totalService$161.26M · 94.3%
Reimbursable Expenses$9.40M · 5.5%
Noncontrolling Interest Revenue$313.0K · 0.2%
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✗Operating cash flow positive
- ✓ROA improved YoY
- ✗Cash flow > net income
- ✗Long-term debt decreased
- ✓Current ratio improved
- ✓No share dilution
- ✗Gross margin improved
- ✓Asset turnover improved
Peer comparison
Same SIC group: Services-Miscellaneous Business Services
Comparing ALTISOURCE PORTFOLIO SOLUTIONS S.A. against the 5 most active filers in the same SIC group.