AMTB · Amerant Bancorp Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $1.52M | - | $1.49M | $1.55M | $1.59M | - | $1.74M | $1.65M | $1.48M | - |
| Operating Income | $22.94M | - | $19.01M | $29.80M | $15.43M | - | ($61.89M) | $6.32M | $13.46M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $66.66M | - |
| Income Tax | $5.07M | - | $4.25M | $6.79M | $3.47M | - | ($13.73M) | $1.36M | $2.89M | - |
| Net Income | $17.87M | - | $14.76M | $23.00M | $11.96M | - | ($48.16M) | $4.96M | $10.57M | - |
| EPS - Basic | $0.44 | - | $0.35 | $0.55 | $0.28 | - | ($1.43) | $0.15 | $0.32 | - |
| EPS - Diluted | $0.44 | - | $0.35 | $0.55 | $0.28 | - | ($1.43) | $0.15 | $0.31 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $188.71M | $470.15M | $630.86M | $636.84M | $648.37M | $590.36M | $671.84M | $310.32M | $659.67M | $321.87M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $9.90B | $9.78B | $10.41B | $10.33B | $10.17B | $9.90B | $10.35B | $9.75B | $9.82B | $9.72B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $8.99B | $8.84B | $9.47B | $9.41B | $9.26B | $9.01B | $9.45B | $9.01B | $9.08B | $8.98B |
| Stockholders' Equity | $913.92M | $938.80M | $944.94M | $924.29M | $906.26M | $890.47M | $902.89M | $734.34M | $738.09M | $736.07M |
| Retained Earnings | $633.72M | $619.55M | $620.54M | $609.54M | $590.30M | $582.23M | $569.13M | $620.30M | $618.36M | $610.80M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $10.92M | - | - | - | $20.21M | - | - | - | $2.79M | - |
| Investing Cash Flow | ($441.53M) | - | - | - | ($223.10M) | - | - | - | $286.73M | - |
| Financing Cash Flow | $149.16M | - | - | - | $260.90M | - | - | - | $48.28M | - |
| CapEx | $776.0K | - | - | - | $2.21M | - | - | - | $3.48M | - |
| Free Cash Flow | $10.15M | - | - | - | $18.00M | - | - | - | ($694.0K) | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 0.57 | - | - | - | 1.51 | - | - | - | -0.07 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 22.1% | - | 22.4% | 22.8% | 22.5% | - | - | 21.5% | 21.5% | - |
| Return on assets | 0.2% | - | 0.1% | 0.2% | 0.1% | - | -0.5% | 0.1% | 0.1% | - |
| Return on equity | 2.0% | - | 1.6% | 2.5% | 1.3% | - | -5.3% | 0.7% | 1.4% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.2x | - |
| Equity multiplier | 10.84 | 10.41 | 11.02 | 11.18 | 11.22 | 11.12 | 11.47 | 13.27 | 13.30 | 13.20 |
| Liabilities / Assets | 0.91 | 0.90 | 0.91 | 0.91 | 0.91 | 0.91 | 0.91 | 0.92 | 0.92 | 0.92 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 50.1x | - | 55.1x | 33.1x | 73.7x | - | - | 151.3x | 75.1x | - |
| P / B | 1.0x | - | 0.9x | 0.8x | 1.0x | - | 0.8x | 1.0x | 1.1x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 28.8x | - | 8.5x | 4.0x | 13.1x | - | - | 57.2x | 8.6x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 48.7% | - | - | 371.2% | 14.6% | - | - | -29.1% | -46.7% | - |
| Net income growth (YoY) | 49.5% | - | - | 363.5% | 13.2% | - | - | -32.1% | -47.6% | - |
| EPS growth (YoY) | 57.1% | - | - | 266.7% | -9.7% | - | - | -31.8% | -48.3% | - |
| EPS CAGR (3y) | -9.8% | - | -17.4% | 33.7% | -14.6% | - | - | -29.1% | -6.6% | - |
| EPS CAGR (5y) | 3.0% | - | 54.3% | - | 28.5% | - | - | -12.9% | 0.7% | - |
| FCF growth (YoY) | -43.6% | - | - | - | - | - | - | - | 96.9% | - |
| FCF CAGR (5y) | 10.3% | - | - | - | 57.5% | - | - | - | - | - |
| Book value growth (YoY) | 0.8% | 5.4% | 4.7% | 25.9% | 22.8% | 21.0% | 25.4% | 1.9% | 1.2% | 4.3% |
Peer comparison
Same SIC group: National Commercial Banks
Comparing Amerant Bancorp Inc. against the 5 most active filers in the same SIC group.
Dividends
$0.36/share trailing 12 months · 0.0% YoY
| Ex-date | Per share |
|---|---|
| May 15, 2026 | $0.0900 |
| Feb 13, 2026 | $0.0900 |
| Nov 14, 2025 | $0.0900 |
| Aug 15, 2025 | $0.0900 |
| May 15, 2025 | $0.0900 |
| Feb 14, 2025 | $0.0900 |
| Nov 14, 2024 | $0.0900 |
| Aug 15, 2024 | $0.0900 |
| May 14, 2024 | $0.0900 |
| Feb 13, 2024 | $0.0900 |
| Nov 13, 2023 | $0.0900 |
| Aug 14, 2023 | $0.0900 |
| May 12, 2023 | $0.0900 |
| Feb 10, 2023 | $0.0900 |
| Nov 14, 2022 | $0.0900 |
| Aug 16, 2022 | $0.0900 |
| May 12, 2022 | $0.0900 |
| Feb 10, 2022 | $0.0900 |
| Dec 21, 2021 | $0.0600 |