AMAL · Amalgamated Financial Corp. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $1.99M | - | - | - | $265.0K | - | - | - | $886.0K | - |
| Operating Income | $34.07M | - | $36.69M | $35.46M | $34.74M | - | $38.23M | $35.78M | $38.53M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $28.90M | - |
| Income Tax | $8.84M | - | $9.90M | $9.47M | $9.71M | - | $10.29M | $9.02M | $11.28M | - |
| Net Income | $25.22M | - | $26.79M | $25.99M | $25.03M | - | $27.94M | $26.75M | $27.25M | - |
| EPS - Basic | $0.85 | - | $0.89 | $0.85 | $0.82 | - | $0.91 | $0.88 | $0.89 | - |
| EPS - Diluted | $0.84 | - | $0.88 | $0.84 | $0.81 | - | $0.90 | $0.87 | $0.89 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $179.73M | $291.22M | $115.54M | $171.07M | $65.71M | $60.75M | $149.21M | $57.99M | $155.20M | $90.57M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $9.17B | $8.87B | $8.68B | $8.62B | $8.29B | $8.26B | $8.41B | $8.25B | $8.14B | $7.97B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $8.36B | $8.08B | $7.91B | $7.87B | $7.55B | $7.55B | $7.72B | $7.60B | $7.52B | $7.39B |
| Stockholders' Equity | $807.57M | $794.46M | $775.57M | $753.98M | $736.00M | $707.65M | $698.20M | $645.98M | $616.80M | $585.23M |
| Retained Earnings | $587.32M | $567.27M | $544.90M | $522.40M | $500.78M | $480.14M | $459.40M | $435.20M | $412.19M | $388.03M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $56.78M | - | - | - | $34.21M | - | - | - | $31.26M | - |
| Investing Cash Flow | ($387.35M) | - | - | - | ($6.61M) | - | - | - | ($91.25M) | - |
| Financing Cash Flow | $219.09M | - | - | - | ($22.64M) | - | - | - | $124.62M | - |
| CapEx | $6.08M | - | - | - | $1.75M | - | - | - | $207.0K | - |
| Free Cash Flow | $50.70M | - | - | - | $32.46M | - | - | - | $31.05M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 2.01 | - | - | - | 1.30 | - | - | - | 1.14 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 26.0% | - | 27.0% | 26.7% | 28.0% | - | 26.9% | 25.2% | 29.3% | - |
| Return on assets | 0.3% | - | 0.3% | 0.3% | 0.3% | - | 0.3% | 0.3% | 0.3% | - |
| Return on equity | 3.1% | - | 3.5% | 3.4% | 3.4% | - | 4.0% | 4.1% | 4.4% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 1.3x | - |
| Equity multiplier | 11.36 | 11.16 | 11.20 | 11.43 | 11.26 | 11.67 | 12.05 | 12.77 | 13.19 | 13.62 |
| Liabilities / Assets | 0.91 | 0.91 | 0.91 | 0.91 | 0.91 | 0.91 | 0.92 | 0.92 | 0.92 | 0.93 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 46.3x | - | 30.9x | 37.1x | 35.5x | - | 34.9x | 31.5x | 27.0x | - |
| P / B | 1.5x | - | 1.1x | 1.3x | 1.2x | - | 1.4x | 1.3x | 1.2x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 27.5x | - | - | - | 23.5x | - | - | - | 14.8x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | -1.9% | - | -4.0% | -0.9% | -9.8% | - | 22.7% | 21.4% | 33.3% | - |
| Net income growth (YoY) | 0.8% | - | -4.1% | -2.9% | -8.2% | - | 25.3% | 23.6% | 27.7% | - |
| EPS growth (YoY) | 3.7% | - | -2.2% | -3.4% | -9.0% | - | 23.3% | 24.3% | 29.0% | - |
| EPS CAGR (3y) | 6.8% | - | 5.9% | 10.1% | 21.6% | - | 25.1% | 38.1% | 31.7% | - |
| EPS CAGR (5y) | 16.6% | - | - | - | - | - | - | - | - | - |
| FCF growth (YoY) | 56.2% | - | - | - | 4.5% | - | - | - | -10.2% | - |
| FCF CAGR (5y) | 24.9% | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 9.7% | 12.3% | 11.1% | 16.7% | 19.3% | 20.9% | 27.8% | 22.2% | 18.8% | 15.0% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing Amalgamated Financial Corp. against the 5 most active filers in the same SIC group.
Dividends
$0.62/share trailing 12 months · +19.2% YoY
| Ex-date | Per share |
|---|---|
| May 5, 2026 | $0.1700 |
| Feb 3, 2026 | $0.1700 |
| Nov 5, 2025 | $0.1400 |
| Aug 5, 2025 | $0.1400 |
| May 6, 2025 | $0.1400 |
| Feb 11, 2025 | $0.1400 |
| Nov 5, 2024 | $0.1200 |
| Aug 6, 2024 | $0.1200 |
| May 7, 2024 | $0.1200 |
| Feb 5, 2024 | $0.1000 |
| Nov 6, 2023 | $0.1000 |
| Aug 4, 2023 | $0.1000 |
| May 9, 2023 | $0.1000 |
| Feb 3, 2023 | $0.1000 |
| Nov 8, 2022 | $0.1000 |
| Aug 9, 2022 | $0.1000 |
| May 10, 2022 | $0.0800 |
| Feb 14, 2022 | $0.0800 |
| Nov 18, 2021 | $0.0800 |
| Aug 17, 2021 | $0.0800 |
| May 13, 2021 | $0.0800 |
| Feb 18, 2021 | $0.0800 |
| Nov 18, 2020 | $0.0800 |
| Aug 18, 2020 | $0.0800 |