insiderdelta
CoverageForm 410-K10-Q8-K13D13G13F

AGO · Assured Guaranty Ltd - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · AGO

1Y3Y5YMax
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AnnualQuarterly

Income Statement

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Revenue$1.11B$872.00M$1.37B$723.00M$848.00M$1.11B
Cost of Revenue------
Gross Profit------
R&D------
SG&A------
Total Operating Expenses------
D&A------
Operating Income$560.00M$426.00M$640.00M$187.00M$383.00M$386.00M
Interest Expense--$90.00M$81.00M$87.00M$85.00M
Income Tax$119.00M$96.00M($93.00M)$11.00M$58.00M$45.00M
Net Income$503.00M$376.00M$739.00M$124.00M$389.00M$362.00M
EPS - Basic$10.39$7.01$12.54$1.95$5.29$4.22
EPS - Diluted$10.26$6.87$12.30$1.92$5.23$4.19

Balance Sheet

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash & Equivalents$419.00M$128.00M$286.00M$207.00M$342.00M$298.00M
Accounts Receivable------
Inventory------
Accounts Payable------
Current Assets------
Total Assets$12.18B$11.90B$12.54B$16.84B$18.21B$15.33B
Current Liabilities------
Long-term Debt$1.70B$1.70B$1.69B$1.68B$1.67B$1.22B
Total Liabilities$6.39B$6.35B$6.77B$11.55B$11.71B$8.63B
Stockholders' Equity$5.66B$5.50B$5.71B$5.06B$6.29B$6.64B
Retained Earnings$5.83B$5.88B$6.07B$5.58B$5.99B$6.14B

Cash Flow

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Operating Cash Flow$259.00M$47.00M$461.00M($2.48B)($1.94B)($853.00M)
Investing Cash Flow$641.00M$780.00M$286.00M$1.74B$23.00M$788.00M
Financing Cash Flow($616.00M)($983.00M)($670.00M)$612.00M$1.96B$183.00M
CapEx------
Free Cash Flow------

Ratios

MetricFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Profitability
Gross margin------
Operating margin50.5%48.9%46.6%25.9%45.2%34.6%
EBITDA margin------
Net margin45.3%43.1%53.8%17.2%45.9%32.5%
Free cash flow margin------
FCF / Net income------
R&D / Revenue------
SG&A / Revenue------
Effective tax rate19.1%20.3%-14.4%8.1%13.0%11.1%
Return on assets4.1%3.2%5.9%0.7%2.1%2.4%
Return on equity8.9%6.8%12.9%2.4%6.2%5.4%
Return on invested capital6.1%4.7%8.6%2.5%4.2%4.4%
Liquidity
Current ratio------
Quick ratio------
Cash ratio------
Leverage
Debt / Equity0.300.310.300.330.270.18
Debt / Assets0.140.140.140.100.090.08
Debt / EBITDA------
Interest coverage--7.1x2.3x4.4x4.5x
Equity multiplier2.152.172.193.332.892.31
Liabilities / Assets0.520.530.540.690.640.56
Efficiency
Asset turnover0.090.070.110.040.050.07
Inventory turnover------
Days sales outstanding------
Days inventory outstanding------
Days payable outstanding------
Cash conversion cycle------
Valuation
P / E8.8x13.1x6.1x32.4x9.6x7.5x
P / B0.8x0.9x0.8x0.8x0.6x0.4x
P / S3.9x5.6x3.2x5.5x4.4x2.4x
EV / EBITDA------
Growth
Revenue growth (YoY)27.3%-36.5%89.9%-14.7%-23.9%15.8%
Revenue CAGR (3y)15.4%0.9%7.2%-9.1%-5.4%-13.8%
Revenue CAGR (5y)-0.1%-2.0%6.5%-16.1%-12.7%-12.8%
Gross profit growth (YoY)------
Operating income growth (YoY)31.5%-33.4%242.2%-51.2%-0.8%-16.1%
Net income growth (YoY)33.8%-49.1%496.0%-68.1%7.5%-10.0%
EPS growth (YoY)49.3%-44.1%540.6%-63.3%24.8%4.8%
EPS CAGR (3y)74.8%9.5%43.2%-21.7%3.8%-11.1%
EPS CAGR (5y)19.6%11.4%21.3%-20.3%-4.4%-10.0%
FCF growth (YoY)------
FCF CAGR (5y)------
Book value growth (YoY)3.1%-3.8%12.8%-19.5%-5.3%0.1%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Business segments

$885.00M total
Insurance Segment$861.00M · 97.3%
Asset Management Segment$24.00M · 2.7%

Geographic

$976.00M total
US$749.00M · 76.7%
BM$177.00M · 18.1%
GB$48.00M · 4.9%
Other Countries$2.00M · 0.2%

Stability scores

Piotroski F-score

FY 2025 · 9-point quality

5/9
Neutral
  • ✓Net income positive
  • ✓Operating cash flow positive
  • ✓ROA improved YoY
  • ✗Cash flow > net income
  • ✗Long-term debt decreased
  • -Current ratio improved
  • ✓No share dilution
  • -Gross margin improved
  • ✓Asset turnover improved

Peer comparison

Same SIC group: Surety Insurance

CompanyRevenue (last FY)Net marginROE
MTG$1.21B60.8%14.3%
ESNT$1.26B54.7%12.0%
AMBC$251.22M-103.1%-36.2%
RDN$1.20B48.7%12.2%
NMIH$706.44M55.1%15.0%

Comparing ASSURED GUARANTY LTD against the 5 most active filers in the same SIC group.

Dividends

$0.76/share trailing 12 months · -41.5% YoY

Ex-datePer share
May 15, 2026$0.3800
Mar 6, 2026$0.3800
May 16, 2025$0.3400
Mar 5, 2025$0.3400
Nov 22, 2024$0.3100
Aug 21, 2024$0.3100
May 14, 2024$0.3100
Mar 5, 2024$0.3100
Nov 14, 2023$0.2800
Aug 15, 2023$0.2800
May 16, 2023$0.2800
Mar 7, 2023$0.2800
Nov 15, 2022$0.2500
Aug 16, 2022$0.2500
May 17, 2022$0.2500
Mar 8, 2022$0.2500
Nov 16, 2021$0.2200
Aug 17, 2021$0.2200
May 18, 2021$0.2200
Mar 9, 2021$0.2200
Nov 17, 2020$0.2000
Aug 18, 2020$0.2000
May 19, 2020$0.2000
Mar 10, 2020$0.2000