CoverageForm 410-K10-Q8-K13D13G13F

ABTX · Allegiance Bancshares, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Income Statement

Line itemFY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Revenue------
Cost of Revenue------
Gross Profit------
R&D------
SG&A------
Total Operating Expenses------
D&A$7.55M$7.64M$7.90M$3.95M$2.42M$2.41M
Operating Income$99.89M$55.97M$66.39M$45.26M$26.38M$32.41M
Interest Expense$24.62M$39.08M$53.37M$29.64M$15.77M$10.91M
Income Tax$18.34M$10.44M$13.43M$7.95M$8.75M$9.55M
Net Income$81.55M$45.53M$52.96M$37.31M$17.63M$22.85M
EPS - Basic$4.04$2.23$2.50$2.41$1.34$1.78
EPS - Diluted$4.01$2.22$2.47$2.37$1.31$1.75

Balance Sheet

Line itemFY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Cash & Equivalents$757.51M$422.77M$346.25M$268.95M$182.10M$142.10M
Accounts Receivable------
Inventory------
Accounts Payable------
Current Assets------
Total Assets$7.10B$6.05B$4.99B$4.66B$2.86B$2.45B
Current Liabilities------
Long-term Debt-$15.57M$569.0K$569.0K$569.0K$569.0K
Total Liabilities$6.29B$5.29B$4.28B$3.95B$2.55B$2.17B
Stockholders' Equity$816.47M$758.67M$709.87M$702.98M$306.87M$279.82M
Retained Earnings$267.09M$195.24M$163.38M$112.13M$74.89M$57.26M

Cash Flow

Line itemFY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Operating Cash Flow$107.38M$61.06M$66.87M$46.06M$33.43M$27.43M
Investing Cash Flow($754.82M)($961.10M)($233.51M)($31.16M)($377.82M)($408.49M)
Financing Cash Flow$982.19M$976.56M$243.95M$71.94M$384.40M$374.73M
CapEx$2.93M$7.18M$13.38M$3.42M$2.13M$1.51M
Free Cash Flow$104.45M$53.88M$53.48M$42.64M$31.30M$25.92M

Ratios

MetricFY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Profitability
Gross margin------
Operating margin------
EBITDA margin------
Net margin------
Free cash flow margin------
FCF / Net income1.281.181.011.141.781.13
R&D / Revenue------
SG&A / Revenue------
Effective tax rate18.4%18.6%20.2%17.6%33.2%29.5%
Return on assets1.1%0.8%1.1%0.8%0.6%0.9%
Return on equity10.0%6.0%7.5%5.3%5.7%8.2%
Return on invested capital-5.9%7.5%5.3%5.7%8.1%
Liquidity
Current ratio------
Quick ratio------
Cash ratio------
Leverage
Debt / Equity-0.020.000.000.000.00
Debt / Assets-0.000.000.000.000.00
Debt / EBITDA-0.240.010.010.020.02
Interest coverage4.1x1.4x1.2x1.5x1.7x3.0x
Equity multiplier8.707.977.036.629.328.76
Liabilities / Assets0.890.870.860.850.890.89
Efficiency
Asset turnover------
Inventory turnover------
Days sales outstanding------
Days inventory outstanding------
Days payable outstanding------
Cash conversion cycle------
Valuation
P / E------
P / B------
P / S------
EV / EBITDA------
Growth
Revenue growth (YoY)------
Revenue CAGR (3y)------
Revenue CAGR (5y)------
Gross profit growth (YoY)------
Operating income growth (YoY)78.5%-15.7%46.7%71.6%-18.6%203.1%
Net income growth (YoY)79.1%-14.0%41.9%111.6%-22.8%234.1%
EPS growth (YoY)80.6%-10.1%4.2%80.9%-25.1%43.4%
EPS CAGR (3y)19.2%19.2%12.2%24.8%--
EPS CAGR (5y)18.0%12.7%----
FCF growth (YoY)93.9%0.7%25.4%36.2%20.7%173.2%
FCF CAGR (5y)32.1%41.5%----
Book value growth (YoY)7.6%6.9%1.0%129.1%9.7%311.0%

Stability scores

Piotroski F-score

FY 2021 · 9-point quality

5/9
Neutral
  • Net income positive
  • Operating cash flow positive
  • ROA improved YoY
  • Cash flow > net income
  • -Long-term debt decreased
  • -Current ratio improved
  • No share dilution
  • -Gross margin improved
  • -Asset turnover improved

Peer comparison

Same SIC group: State Commercial Banks

CompanyRevenue (last FY)Net marginROE
ASB--9.5%
CZNC$5.98M392.0%6.9%
SBSI--8.2%
CBSH--14.9%
BUSE$719.58M18.8%5.5%

Comparing Allegiance Bancshares against the 5 most active filers in the same SIC group.