CoverageForm 410-K10-Q8-K13D13G13F

XPEL · Xpel, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · XPEL

Income Statement

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Revenue$476.20M$420.40M$396.29M$323.99M$259.26M$158.92M
Cost of Revenue$275.18M$243.04M$233.88M$196.48M$166.59M$104.90M
Gross Profit$201.02M$177.36M$162.41M$127.51M$92.68M$54.03M
R&D$2.90M$2.90M$2.90M$400.0K$370.0K$143.6K
SG&A$87.23M$75.40M$63.65M$48.21M$34.29M$20.91M
Total Operating Expenses$138.37M$118.21M$95.44M$73.58M$52.56M$30.66M
D&A$6.26M$5.82M$4.53M$3.43M$1.89M$1.27M
Operating Income$62.65M$59.15M$66.97M$53.94M$40.12M$23.37M
Interest Expense$83.0K$996.0K$1.25M$1.41M$302.7K$249.5K
Income Tax$12.47M$11.29M$13.23M$10.58M$7.87M$4.52M
Net Income$51.23M$45.49M$52.80M$41.38M$31.57M$18.28M
EPS - Basic$1.85$1.65$1.91$1.50$0.66-
EPS - Diluted$1.85$1.65$1.91$1.50$0.66-

Balance Sheet

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash & Equivalents$50.86M$22.09M$11.61M$8.06M$9.64M$29.03M
Accounts Receivable$49.85M$29.15M$24.11M$14.73M$13.16M$9.94M
Inventory$122.75M$110.90M$106.51M$80.58M$51.94M$22.36M
Accounts Payable$37.77M$26.32M$24.23M$16.69M$25.17M$12.99M
Current Assets$230.70M$168.34M$146.45M$106.82M$79.03M$62.78M
Total Assets$382.53M$285.61M$252.04M$193.36M$161.01M$83.84M
Current Liabilities$71.00M$41.52M$36.47M$27.40M$36.27M$21.20M
Long-term Debt----$458.2K$6.48M
Total Liabilities$97.34M$60.15M$72.05M$68.64M$76.55M$30.46M
Stockholders' Equity$280.28M$225.46M$179.99M$124.72M$84.46M$53.38M
Retained Earnings$265.34M$214.11M$168.62M$115.82M$74.44M$42.88M

Cash Flow

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Operating Cash Flow$66.94M$47.82M$37.38M$12.06M$18.27M$18.47M
Investing Cash Flow($33.78M)($18.40M)($26.35M)($14.16M)($56.81M)($4.66M)
Financing Cash Flow($3.66M)($19.25M)($7.26M)$602.0K$19.24M$3.51M
CapEx$4.01M$6.71M$6.36M$7.94M$6.73M$1.78M
Free Cash Flow$62.93M$41.11M$31.03M$4.12M$11.54M$16.68M

Ratios

MetricFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Profitability
Gross margin42.2%42.2%41.0%39.4%35.7%34.0%
Operating margin13.2%14.1%16.9%16.6%15.5%14.7%
EBITDA margin14.5%15.5%18.0%17.7%16.2%15.5%
Net margin10.8%10.8%13.3%12.8%12.2%11.5%
Free cash flow margin13.2%9.8%7.8%1.3%4.5%10.5%
FCF / Net income1.230.900.590.100.370.91
R&D / Revenue0.6%0.7%0.7%0.1%0.1%0.1%
SG&A / Revenue18.3%17.9%16.1%14.9%13.2%13.2%
Effective tax rate19.6%19.9%20.0%20.4%20.0%19.8%
Return on assets13.4%15.9%20.9%21.4%19.6%21.8%
Return on equity18.3%20.2%29.3%33.2%37.4%34.2%
Return on invested capital----37.8%31.3%
Liquidity
Current ratio3.254.054.023.902.182.96
Quick ratio1.521.381.100.960.751.91
Cash ratio0.720.530.320.290.271.37
Leverage
Debt / Equity----0.010.12
Debt / Assets----0.000.08
Debt / EBITDA----0.010.26
Interest coverage754.8x59.4x53.7x38.3x132.5x93.7x
Equity multiplier1.361.271.401.551.911.57
Liabilities / Assets0.250.210.290.350.480.36
Efficiency
Asset turnover1.241.471.571.681.611.90
Inventory turnover2.242.192.202.443.214.69
Days sales outstanding38d25d22d17d19d23d
Days inventory outstanding163d167d166d150d114d78d
Days payable outstanding50d40d38d31d55d45d
Cash conversion cycle151d152d151d135d77d55d
Valuation
P / E27.0x24.2x28.2x40.0x103.5x-
P / B4.9x4.9x8.3x13.3x22.3x-
P / S2.9x2.6x3.8x5.1x7.3x-
EV / EBITDA19.3x16.7x20.6x28.8x44.7x-
Growth
Revenue growth (YoY)13.3%6.1%22.3%25.0%63.1%44.6%
Revenue CAGR (3y)13.7%17.5%35.6%43.4%--
Revenue CAGR (5y)24.5%30.8%----
Gross profit growth (YoY)13.3%9.2%27.4%37.6%71.5%24.2%
Operating income growth (YoY)5.9%-11.7%24.2%34.5%71.7%97.9%
Net income growth (YoY)12.6%-13.8%27.6%31.1%72.7%109.8%
EPS growth (YoY)12.1%-13.6%27.3%127.3%--
EPS CAGR (3y)7.2%35.7%----
EPS CAGR (5y)------
FCF growth (YoY)53.1%32.5%652.9%-64.3%-30.8%219.2%
FCF CAGR (5y)30.4%51.1%----
Book value growth (YoY)24.3%25.3%44.3%47.7%58.2%52.3%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Business segments

$476.20M total
Reportable Segment$476.20M · 100.0%

Product / service

$952.40M total
Product$359.86M · 37.8%
Product Revenue Paint Protection Film$249.40M · 26.2%
Service$116.34M · 12.2%
Product Revenue Window Film$94.54M · 9.9%
Service Revenue Installation Labor$87.05M · 9.1%
Service Revenue Cutbank Credits$16.53M · 1.7%
Product Revenue Other$15.91M · 1.7%
Service Revenue Software$8.73M · 0.9%
Service Revenue Other$4.04M · 0.4%

Geographic

$852.32M total
North America$315.30M · 37.0%
US$265.76M · 31.2%
EUUKAnd Africa$64.09M · 7.5%
Asia Pacific$60.82M · 7.1%
CA$49.55M · 5.8%
CN$39.92M · 4.7%
India And Middle East$24.98M · 2.9%
Asia Other$20.89M · 2.5%
Latin America$11.00M · 1.3%

Stability scores

Altman Z′

FY 2025 · bankruptcy risk

3.85
Safe

Private-firm variant - uses book equity instead of market cap. > 2.90 safe · 1.23-2.90 grey · < 1.23 distress.

Piotroski F-score

FY 2025 · 9-point quality

5/9
Neutral
  • Net income positive
  • Operating cash flow positive
  • ROA improved YoY
  • Cash flow > net income
  • -Long-term debt decreased
  • Current ratio improved
  • No share dilution
  • Gross margin improved
  • Asset turnover improved

Peer comparison

Same SIC group: Coating, Engraving & Allied Services

CompanyRevenue (last FY)Net marginROE
AZZ$1.65B19.2%23.7%
NTIC$84.23M0.0%0.0%
NMGX---

Comparing XPEL against the 3 most active filers in the same SIC group.