CoverageForm 410-K10-Q8-K13D13G13F

WTW · Willis Towers Watson PLC - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · WTW

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue$2.41B-$2.29B$2.26B$2.22B-$2.29B$2.27B$2.34B-
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses$1.96B-$1.87B$1.89B$1.79B-$3.06B$2.05B$2.06B-
D&A$56.00M---$54.00M---$59.00M-
Operating Income$448.00M-$418.00M$368.00M$432.00M-($766.00M)$212.00M$280.00M-
Interest Expense$77.00M-$65.00M$64.00M$65.00M-$65.00M$68.00M$64.00M-
Income Tax$70.00M-$77.00M($21.00M)$65.00M-($322.00M)$26.00M$48.00M-
Net Income$297.00M-$304.00M$331.00M$235.00M-($1.68B)$141.00M$190.00M-
EPS - Basic$3.12-$3.12$3.34$2.34-($16.44)$1.37$1.84-
EPS - Diluted$3.10-$3.11$3.32$2.33-($16.44)$1.36$1.83-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$1.85B$3.13B$1.90B$1.96B$1.51B$1.89B$1.37B$1.25B$1.89B$1.42B
Accounts Receivable$2.65B$2.70B$2.19B$2.36B$2.37B$2.49B$2.12B$2.42B$2.43B$2.57B
Inventory----------
Accounts Payable----------
Current Assets$16.09B$16.87B$14.62B$15.61B$15.46B$15.11B$14.31B$14.03B$14.64B$13.43B
Total Assets$29.64B$29.53B$27.44B$28.48B$28.06B$27.68B$27.17B$29.62B$30.24B$29.09B
Current Liabilities$13.55B$14.00B$13.24B$13.87B$13.38B$12.60B$12.54B$12.67B$13.12B$12.63B
Long-term Debt$6.30B$5.76B$4.76B$4.76B$4.76B$5.31B$5.31B$5.31B$5.31B$4.57B
Total Liabilities$21.58B$21.48B$19.63B$20.30B$19.85B$19.66B$19.60B$20.21B$20.67B$19.50B
Stockholders' Equity$7.98B$7.98B$7.74B$8.10B$8.13B$7.94B$7.49B$9.34B$9.49B$9.52B
Retained Earnings($392.00M)($296.00M)($593.00M)($206.00M)$51.00M$109.00M($650.00M)$1.31B$1.46B$1.47B

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow($10.00M)---($35.00M)---$24.00M-
Investing Cash Flow($840.00M)---($84.00M)---($74.00M)-
Financing Cash Flow($203.00M)---$24.00M---$1.56B-
CapEx$55.00M---$60.00M-----
Free Cash Flow($65.00M)---($95.00M)-----

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin18.6%-18.3%16.3%19.4%--33.5%9.4%12.0%-
EBITDA margin20.9%---21.9%---14.5%-
Net margin12.3%-13.3%14.6%10.6%--73.2%6.2%8.1%-
Free cash flow margin-2.7%----4.3%-----
FCF / Net income-0.22----0.40-----
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate19.1%-20.2%-6.8%21.7%--15.6%20.2%-
Return on assets1.0%-1.1%1.2%0.8%--6.2%0.5%0.6%-
Return on equity3.7%-3.9%4.1%2.9%--22.4%1.5%2.0%-
Return on invested capital2.5%-2.7%2.9%2.6%--4.7%1.2%1.5%-
Liquidity
Current ratio1.191.201.101.131.161.201.141.111.121.06
Quick ratio1.191.201.101.131.161.201.141.111.121.06
Cash ratio0.140.220.140.140.110.150.110.100.140.11
Leverage
Debt / Equity0.790.720.620.590.590.670.710.570.560.48
Debt / Assets0.210.190.170.170.170.190.200.180.180.16
Debt / EBITDA12.51---9.80---15.65-
Interest coverage5.8x-6.4x5.8x6.6x--11.8x3.1x4.4x-
Equity multiplier3.723.703.553.523.453.493.633.173.193.06
Liabilities / Assets0.730.730.720.710.710.710.720.680.680.67
Efficiency
Asset turnover0.08-0.080.080.08-0.080.080.08-
Inventory turnover----------
Days sales outstanding401d-349d382d388d-338d391d379d-
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E93.8x-111.1x92.3x145.0x--192.8x150.3x-
P / B3.5x-4.4x3.8x4.2x-4.0x2.9x3.0x-
P / S11.6x-14.8x13.6x15.4x-13.1x11.9x12.2x-
EV / EBITDA64.2x---76.9x---94.4x-
Growth
Revenue growth (YoY)8.5%--0.0%-0.2%-5.0%-5.7%4.9%4.3%-
Revenue CAGR (3y)2.4%-5.4%3.6%1.0%-5.1%-0.3%-3.3%-
Revenue CAGR (5y)-1.4%-2.6%1.4%-2.1%-2.8%2.0%0.2%-
Gross profit growth (YoY)----------
Operating income growth (YoY)3.7%--73.6%54.3%--49.3%-1.8%-
Net income growth (YoY)26.4%--134.8%23.7%--50.0%-6.4%-
EPS growth (YoY)33.0%--144.1%27.3%--54.5%-2.7%-
EPS CAGR (3y)18.1%-21.8%50.7%31.3%---1.2%-31.2%-
EPS CAGR (5y)-11.2%-27.3%35.8%-0.1%--5.1%-3.6%-
FCF growth (YoY)31.6%---------
FCF CAGR (5y)----------
Book value growth (YoY)-1.9%0.5%3.2%-13.2%-14.3%-16.6%-20.4%-4.7%-6.0%-5.0%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Business segments

$9.71B total
Health Wealth And Career$5.33B · 54.9%
Risk And Broking$4.35B · 44.8%
Corporate$34.00M · 0.4%

Product / service

$10.43B total
Service$5.22B · 50.0%
Consulting$2.85B · 27.3%
Outsourced Administration$1.10B · 10.5%
Broking$882.00M · 8.5%
Product And Service Other$390.00M · 3.7%

Geographic

$19.27B total
Foreign Countries$9.56B · 49.6%
US$4.50B · 23.4%
Rest Of World$3.00B · 15.5%
GB$2.06B · 10.7%
IE$143.00M · 0.7%

Peer comparison

Same SIC group: Insurance Agents, Brokers & Service

CompanyRevenue (last FY)Net marginROE
ERIE$4.07B13.8%24.5%
ACT$1.24B55.7%12.8%
AJG$13.94B10.7%6.4%
MRSH$26.98B15.4%27.2%
EQH$11.66B-11.8%1864.9%

Comparing WILLIS TOWERS WATSON PLC against the 5 most active filers in the same SIC group.

Dividends

$3.72/share trailing 12 months · +4.5% YoY

Ex-datePer share
Mar 31, 2026$0.9600
Dec 31, 2025$0.9200
Sep 30, 2025$0.9200
Jun 30, 2025$0.9200
Mar 31, 2025$0.9200
Dec 31, 2024$0.8800
Sep 30, 2024$0.8800
Jun 28, 2024$0.8800
Mar 27, 2024$0.8800
Dec 28, 2023$0.8400
Sep 28, 2023$0.8400
Jun 29, 2023$0.8400
Mar 30, 2023$0.8400
Dec 29, 2022$0.8200
Sep 29, 2022$0.8200
Jun 29, 2022$0.8200
Mar 30, 2022$0.8200
Dec 30, 2021$0.8000
Sep 29, 2021$0.8000
May 27, 2021$0.7100
Mar 30, 2021$0.7100
Dec 30, 2020$0.7100
Sep 29, 2020$0.6800
Jun 29, 2020$0.6800