CoverageForm 410-K10-Q8-K13D13G13F

VRME · Verifyme, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · VRME

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue$1.77M-$5.03M$4.52M$4.46M-$5.43M$5.35M$5.76M-
Cost of Revenue$812.0K-$2.96M$2.93M$2.96M-$3.54M$3.26M$3.50M-
Gross Profit$960.0K-$2.07M$1.59M$1.49M-$1.90M$2.09M$2.26M-
R&D--$5.0K$5.0K$5.0K-$5.0K$5.0K$55.0K-
SG&A$1.02M-$669.0K$716.0K$856.0K-$778.0K$894.0K$1.12M-
Total Operating Expenses$1.73M-$5.50M$1.91M$2.08M-$4.76M$2.63M$2.91M-
D&A$132.0K---$286.0K---$299.0K-
Operating Income($767.0K)-($3.43M)($322.0K)($593.0K)-($2.87M)($536.0K)($647.0K)-
Interest Expense--------$22.0K-
Income Tax----------
Net Income($679.0K)-($3.36M)($291.0K)($571.0K)-($2.42M)($346.0K)($553.0K)-
EPS - Basic($0.05)-($0.26)($0.02)($0.05)-($0.23)($0.03)($0.05)-
EPS - Diluted($0.05)-($0.26)($0.02)($0.05)-($0.23)($0.03)($0.05)-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$3.52M$4.35M$4.01M$6.07M$5.71M$2.82M$2.61M$2.90M$2.75M$3.03M
Accounts Receivable$818.0K$857.0K$1.13M$1.10M$955.0K$2.64M$1.20M$1.21M$1.20M$3.02M
Inventory$31.0K$37.0K$32.0K$41.0K$47.0K$39.0K$19.0K$23.0K$32.0K$38.0K
Accounts Payable$532.0K$745.0K$978.0K$1.56M$1.29M$2.97M$1.62M$1.33M$1.21M$3.31M
Current Assets$6.85M$7.73M$7.87M$7.87M$7.67M$6.36M$4.82M$5.10M$5.22M$7.69M
Total Assets$12.12M$13.02M$13.26M$17.17M$17.09M$16.07M$14.83M$17.53M$17.89M$20.70M
Current Liabilities$1.74M$2.02M$2.13M$1.94M$1.65M$4.24M$2.77M$2.93M$2.79M$5.14M
Long-term Debt------$500.0K$600.0K$800.0K$875.0K
Total Liabilities$1.74M$2.02M$2.16M$2.73M$2.45M$5.85M$4.55M$5.28M$5.50M$8.17M
Stockholders' Equity$10.38M$10.99M$11.10M$14.44M$14.64M$10.21M$10.28M$12.26M$12.39M$12.53M
Retained Earnings($91.26M)($90.58M)($89.89M)($86.53M)($86.24M)($85.67M)($85.17M)($82.75M)($82.40M)($81.85M)

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow($711.0K)---($404.0K)---($60.0K)-
Investing Cash Flow($109.0K)---($156.0K)---($110.0K)-
Financing Cash Flow($14.0K)---$3.44M---($106.0K)-
CapEx--------$2.0K-
Free Cash Flow--------($62.0K)-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin54.2%-41.2%35.2%33.4%-34.9%39.1%39.2%-
Operating margin-43.3%--68.2%-7.1%-13.3%--52.8%-10.0%-11.2%-
EBITDA margin-35.8%----6.9%----6.0%-
Net margin-38.3%--66.7%-6.4%-12.8%--44.6%-6.5%-9.6%-
Free cash flow margin---------1.1%-
FCF / Net income--------0.11-
R&D / Revenue--0.1%0.1%0.1%-0.1%0.1%1.0%-
SG&A / Revenue57.3%-13.3%15.8%19.2%-14.3%16.7%19.5%-
Effective tax rate----------
Return on assets-5.6%--25.3%-1.7%-3.3%--16.3%-2.0%-3.1%-
Return on equity-6.5%--30.2%-2.0%-3.9%--23.6%-2.8%-4.5%-
Return on invested capital----------
Liquidity
Current ratio3.943.823.704.064.661.501.741.741.871.50
Quick ratio3.923.803.694.044.631.491.741.731.861.49
Cash ratio2.022.151.883.133.460.670.940.990.990.59
Leverage
Debt / Equity------0.050.050.060.07
Debt / Assets------0.030.030.040.04
Debt / EBITDA----------
Interest coverage---------29.4x-
Equity multiplier1.171.181.191.191.171.571.441.431.441.65
Liabilities / Assets0.140.160.160.160.140.360.310.300.310.39
Efficiency
Asset turnover0.15-0.380.260.26-0.370.310.32-
Inventory turnover26.19-92.5071.4463.09-186.32141.83109.34-
Days sales outstanding168d-82d89d78d-81d83d76d-
Days inventory outstanding14d-4d5d6d-2d3d3d-
Days payable outstanding239d-121d194d159d-167d149d127d-
Cash conversion cycle-57d--35d-100d-75d--85d-64d-47d-
Valuation
P / E----------
P / B1.0x-1.0x0.7x0.6x-1.5x1.2x1.1x-
P / S6.1x-2.2x2.1x1.9x-2.8x2.7x2.4x-
EV / EBITDA----------
Growth
Revenue growth (YoY)-60.2%--7.4%-15.5%-22.6%--3.0%0.3%1.7%-
Revenue CAGR (3y)-32.1%--1.2%0.2%202.5%-162.6%250.8%212.9%-
Revenue CAGR (5y)56.6%-118.7%126.8%117.3%-186.3%165.6%162.2%-
Gross profit growth (YoY)-35.6%-9.4%-23.9%-34.1%--17.3%14.8%28.8%-
Operating income growth (YoY)-29.3%--19.6%39.9%8.3%--235.7%48.4%57.0%-
Net income growth (YoY)-18.9%--38.4%15.9%-3.3%--160.6%60.8%65.0%-
EPS growth (YoY)0.0%--13.0%33.3%0.0%--155.6%66.7%70.6%-
EPS CAGR (3y)----------
EPS CAGR (5y)----------
FCF growth (YoY)--------55.4%-
FCF CAGR (5y)----------
Book value growth (YoY)-29.1%7.6%8.0%17.8%18.2%-18.5%-13.6%-0.8%-4.4%-7.8%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Product / service

$16.40M total
Proactive Services$13.16M · 80.3%
Premium Services$3.08M · 18.8%
Brand Protection Services$156.0K · 1.0%

Peer comparison

Same SIC group: Finance Services

CompanyRevenue (last FY)Net marginROE
SYF--21.2%
COIN$7.18B17.6%8.5%
LDI$1.19B-5.3%-16.2%
UPST$1.04B5.1%6.7%
AXP$72.23B15.0%32.4%

Comparing VerifyMe against the 5 most active filers in the same SIC group.